Sentences with phrase «person coverage»

Depending on who you want to insure, the calculation for how much key person coverage you need will change significantly.
«Term» life insurance is a policy that provides the insured person coverage for a certain period of time.
I'd like to see legislation pass at the federal level, and there's a lot of good activity at state levels that gets people the coverage they need.
For many people this coverage is all they need or want.
Per person coverage limits, such as the maximum for medical evacuation or life insurance, will affect the cost of the policy.
It is giving people coverage for birth control if they want it.
The named driver exclusion (also sometimes referred to as the «designated persons coverage exclusion») can make it very difficult for certain plaintiffs to obtain insurance coverage for their injuries.
Outside of that, we can secure most people coverage that starts on the first day.
Just like with term insurance, permanent insurance is a way of funding buy - sell agreements and providing key person coverage.
For many people this coverage is all they need or want.
The Department of Health and Human Services said these findings should not surprise insurers on the exchanges, noting that those same groups previously denied people coverage based on their health status.
This is the state's «insurer of last resort,» which offers people coverage when they can not get it elsewhere, at a higher premium than private insurers charge for similar coverage.
The Affordable Care Act introduced two major consumer protections: 1) health insurance companies can no longer deny people coverage based on pre-existing conditions and 2) health insurance companies can no longer take coverage away if you get sick.
There are several benefit riders that can be attached to your policy including; critical illness, disability waiver of premium, disability income, and / or additional persons coverage for a spouse or children.
On the other hand, 71 percent favor the law's Medicaid expansion, 66 percent of young adults favor the prohibition on denying people coverage because of a person's medical history, 65 percent favor requiring insurance plans to cover the full cost of birth control, 63 percent favor requiring most employers to pay a fine if they don't offer insurance and 53 percent favor paying for benefit increases with higher payroll taxes for higher earners.
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Athena Survivorship Universal Life ℠ IV, a survivorship life insurance plan, offers two - person coverage with flexible payment streams.
Safe Travels for Visitors to the USA provides insured persons coverage for an acute onset of pre-existing conditions, which will be paid according to the plans Schedule of Benefits for acute onset of pre-existing conditions.
The combination of Medicaid expansion, CHIP eligibility and large federal subsidies to bigger families has significantly reduced the cost of young person coverage.
«Banks often require key person coverage so that their loans to a business are well protected and will be paid back if something happens to the business's key person.»
There are several benefit riders that can be attached to your policy including; critical illness, disability waiver of premium, disability income, and / or additional persons coverage for a spouse or children.
PA bodily injury per accident liability insurance works in much the same way as the per person coverage, except that it is set aside for accidents involving more than one injured victim.
This is not a valid reason to flat out deny people coverage and act like we are the scum of the earth.
Some employers throwing a fit because they don't like it doesn't give them the right to deny their people coverage that EVERYONE else has access to.
Life insurance companies use medical underwriting to determine the risk they take on by offering a person coverage.
Use this type of coverage to protect family income, for estate planning, for extra retirement income or philanthropy or to protect your business with buy / sell agreements, key person coverage or compensation arrangements.
Company - owned life insurance to pay for things like key person coverage and to fund a buy - sell agreement
Business uses may include: key person coverage, funding buy / sell agreements or special executive compensation arrangements.
Depending on who you want to insure, the calculation for how much key person coverage you need will change significantly.
Life insurance companies use medical underwriting to determine the risk they take on by offering a person coverage.
Key person coverage is a form of business insurance because there are some employees whose loss would irreparably damage a business's ability to function and others who would be difficult and expensive to replace.
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