Sentences with phrase «person insurance does»

Key person insurance does not have a legal definition and does not refer to a type of insurance but rather to the use and application of life insurance or long - term disability insurance, as it applies to the loss of a key business person.
Key person insurance does not replace a personal life insurance policy, as none of the money from key person insurance would go towards family members.
Key person insurance does not have a legal definition and does not refer to a type of insurance but rather to the use and application of life insurance or long - term disability insurance, as it applies to the loss of a key business person.

Not exact matches

Again, people don't like to think about insurance, so we try not to ask questions you don't need to be asked.
It is a major reason why people go without medical insurance, and probably the single biggest reason they do without life insurance.
«Many people think that you only need insurance if you are going abroad, but travel insurance can be applied [to] any type of trip and can easily be purchased either through your travel agent if you are working with one — or you can do it yourself with companies like AIG Travel Guard or Travelex.»
«We've heard about cases where the scam artists have threatened people with jail if they don't purchase the fake insurance cards,» Breyault said.
Under the individual mandate provision of the Affordable Care Act, people who don't buy insurance could have to pay a penalty, but that provision does not take effect until next year.
If people no longer own cars, they don't need car insurance.
Federal regulators are poised to impose a $ 1 billion penalty on Wells Fargo for a variety of alleged misdeeds, including forcing customers to buy auto insurance policies that they didn't need, according to people briefed on the regulatory action.
«Many people don't realize title and escrow firms stay with the mortgage loan process from beginning to end of the real estate transaction,» says Michael Cohan, CEO of Unisource National Lender Services, a national provider of title insurance and escrow services.
«It happens for the same reason people don't buy life insurance or get annual physicals: It involves discussing uncomfortable areas,» said Mark Tibergien, CEO of Pershing Advisor Solutions.
On the other hand, 71 percent favor the law's Medicaid expansion, 66 percent of young adults favor the prohibition on denying people coverage because of a person's medical history, 65 percent favor requiring insurance plans to cover the full cost of birth control, 63 percent favor requiring most employers to pay a fine if they don't offer insurance and 53 percent favor paying for benefit increases with higher payroll taxes for higher earners.
Ted Cruz's plan, for instance, makes no provision for people who can't afford healthcare, nor does it force insurance companies to cover already sick people.
The justices said in a 6 - 3 ruling that the subsidies that 8.7 million people currently receive to make insurance affordable do not depend on where they live, under the 2010 health care law.
When I questioned people, they told me they didn't need the insurance.
When the Congressional Budget Office reported that the AHCA stood to strip 24 million people of their health insurance, Congressional Republicans divided into two camps — those who disliked the bill for fear that it would harm their constituents (not to mention their own electoral prospects) and those who did not feel that the bill went far enough in rolling back the «socialism» of the Affordable Care Act (ACA).
It also doesn't help that Texas continues to stubbornly lead the nation in the percentage of people without health insurance, or that its citizens lack basic antidiscrimination protections.
Of those receiving subsidies, 6.4 million people were at risk of losing that aid because they live in states that did not set up their own health insurance exchanges.
But it would force states to set up an entirely new individual insurance market — for people who don't get coverage through an employer — and Medicaid by 2020.
People would generally only have to pay that much if they either didn't have health insurance (making them out of compliance with the Affordable Care Act, which requires Americans to have coverage) or if they had not yet reached their health plan's deductible (more common for people with high - deductible, so - called catastrophic health pPeople would generally only have to pay that much if they either didn't have health insurance (making them out of compliance with the Affordable Care Act, which requires Americans to have coverage) or if they had not yet reached their health plan's deductible (more common for people with high - deductible, so - called catastrophic health ppeople with high - deductible, so - called catastrophic health plans).
Bowman says there's a developing body of case law around people who have claimed personal injury for insurance and then, when they're supposed to be bedridden, have posted photos of themselves doing something physical, like skiing.
Faced with the challenges of motivating people to take action on things like pension contributions, getting health insurance or going to college, Barack Obama didn't roll the dice on a Super Bowl spot.
«When I sit down with new retirees, we look at whether they need life insurance at all and how much their policy costs,» he said, explaining that many people don't understand that their premiums may rise.
HealthCare.gov and its state counterparts offer subsidized private health insurance for people who don't have access to coverage on the job.
Furthermore, the final rule could also let insurance companies cover a smaller share of plan holders» medical costs and drop coverage for people who don't pay premiums, among other changes.
States that didn't expand Medicaid, such as Texas, Florida and Virginia, did not experience as much of a drop in the number of people without health insurance.
This transposition of ends and means is often disastrous because methods, now geared to meeting the metric, are detached from customer purpose — so banks sell payment protection insurance to people who do not need it, or VW managers manipulate emissions readings to meet targets.
Those savings would be partially offset by other changes in coverage provisions — spending for a new Patient and State Stability Fund, designed to reduce premiums, and a reduction in revenues from repealing penalties on employers who do not offer insurance and on people who do not purchase insurance.
Although some fields have more irritating workers than others (professionals in the healthcare and insurance industries report having the highest number of annoying coworkers), some 36 % of people have left a job that they liked because they didn't get along with their coworkers.
First, repealing the mandate does save money because fewer people are projected to be enrolled in Medicaid and Obamacare's insurance marketplaces.
This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.
Like the House bill, the Senate's version wants to repeal Obamacare's individual mandate, but unlike the House bill, it doesn't replace it with anything to compel people to buy insurance.
The analysis does not include an additional cost of the legislation: its repeal of the individual mandate, which the Congressional Budget Office estimates could cause as many as 13 million fewer people to have health insurance, reducing federal spending for poor and middle - class Americans» health insurance by $ 338 billion over 10 years.
For instance, if you're going around cleaning people's gutters and don't have Workers» Compensation Insurance and one of your workers gets injured, the resulting financial fallout could ruin not just your business, but you personally.
Term life insurance is typically the more suitable choice, since it's low - cost and most people don't actually require lifetime coverage.
But the total damage is expected to be much greater than just the insured losses, as many people in the area didn't have flood insurance, and there has been substantial damage to roads, bridges and other public infrastructure.
«When you look at the enrollment numbers for the 1st District, the basic health plan enrollees are now 30,000 people, 30,000 North Carolinians who live in my district are now enrolled in the Affordable Care Act who did not have health insurance previously,» Butterfield said.
«When you're doing that it's a really good insurance policy, but in our case our system is reliable enough that we didn't need a person in the vehicle.»
Mortgage insurance helps people to become homeowners who might not otherwise qualify because they don't have 20 % to put down on a home.
People should consider Market Crash Insurance through buying out of the money puts to on SPY Index, this way when the market crashes you have protection on the downside — What do you think Barbara?
«Some people scrape all their money together to make the 20 percent down payment so they don't have to pay for mortgage insurance, but they are picking the wrong poison because they are left with no savings at all,» he says.
Non branded search is keywords people use when they don't have a particular company / brand in mind, they are just searching around a particular topic, for example «car insurance», «car insurance quotes», «car insurance quotes online» would be non branded search where as «money super market», «go compare car insurance» etc would be examples of branded search.
And I don't like your suggestion of using «renters or home insurance» to value the items in a person's residence.
The fact of the matter, however, is that many people do buy permanent life insurance as an investment.
Many people do not need life insurance in their older years when their children are grown.
What are you going to do with people who can only afford their current (2016) health insurance because of the Obamacare subsidies?
Vote Republican and you can get cheaper health insurance while still helping those with pre-existing conditions and offering a chance at health insurance to people whose employers don't offer insurance while making it easier for you to find a job.
What are you going to do with people whose employers no longer offer health insurance?
how «moral» i it to deny people the same insurance and benefits others have, just because they love someone you do agree with?
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