(a) No registrant shall impose any fees or other charges on a consumer, or receive any funds or other payments from a consumer or
another person on behalf of a consumer:
Not exact matches
Unlike suits brought about
on behalf of consumers — such as the lawsuit brought against Apple and five
of the then - Big Six publishers for artificially overcharging customers for ebooks — this one is focused
on the
people who bought stock in Barnes and Noble based
on information that the SEC now feels might have been false.
(2) The terms and conditions
of payment, including the total
of all payments to be made by the
consumer, whether to the credit repair business or to some other
person; (3) A complete and detailed description
of the services to be performed and the results to be achieved by the credit repair business for or
on behalf of the
consumer, including all guarantees and all promises
of full or partial refunds and a list
of the adverse information appearing
on the
consumer's credit report that the credit repair business expects to have modified; (4) The principal business address
of the credit repair business and the name and address
of its agent in this State authorized to receive service
of process; and (5) One
of the following statements, as appropriate, in substantially the following form: a. «As required by North Carolina law, this credit repair business has secured a bond by..........
A credit repair business and its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services
of a credit repair business, shall not do any
of the following: (1) Charge or receive any money or other valuable consideration prior to full and complete performance
of the services that the credit repair business has agreed to perform for or
on behalf of the
consumer; (2) Charge or receive any money or other valuable consideration solely for referral
of the
consumer to a retail seller or to any other credit grantor who will or may extend credit to the
consumer, if the credit that is or will be extended to the
consumer is upon substantially the same terms as those available to the general public; (3) Represent that it can directly or indirectly arrange for the removal
of derogatory credit information from the
consumer's credit report or otherwise improve the
consumer's credit report or credit standing, provided, this shall not prevent truthful, unexaggerated statements about the
consumer's rights under existing law regarding his credit history or regarding access to his credit file; (4) Make, or counsel or advise any
consumer to make, any statement that is untrue or misleading and which is known or which by the exercise
of reasonable care should be known, to be untrue or misleading, to a
consumer reporting agency or to any
person who has extended credit to a
consumer or to whom a
consumer is applying for an extension
of credit, with respect to a
consumer's creditworthiness, credit standing, or credit capacity; or (5) Make or use any untrue or misleading representations in the offer or sale
of the services
of a credit repair business or engage, directly or indirectly, in any act, practice, or course
of business which operates or would operate as a fraud or deception upon any
person in connection with the offer or sale
of the services
of a credit repair business.
(1) Communicating with the
consumer other than in the name
of the
person making the communication, the collection agency and the
person or business
on whose
behalf the collection agency is acting or to whom the debt is owed;
The National
Consumer Law Center (NCLC) is a nonprofit organization specializing in consumer issues on behalf of low - income
Consumer Law Center (NCLC) is a nonprofit organization specializing in
consumer issues on behalf of low - income
consumer issues
on behalf of low - income
people.
By way
of example, Jay has: (1) obtained a $ 16.5 million settlement in In re Ski Train Fire in Kaprun, a disaster which caused the deaths
of 155
persons and which resulted in a settlement which included compensation from the Austrian Government; (2) obtained an $ 11 million estate litigation settlement; (3) obtained a $ 7.1 million judgment for a homeowner based upon the New Jersey
Consumer Fraud Act; (4) argued
on behalf of Dairy Stores the landmark commercial libel case before the New Jersey Supreme Court.
Ms. Rudich's other areas
of expertise include
consumer class actions, representative actions, and tort actions
on behalf of defrauded and injured businesses and
people.
After the issue received a mountain
of publicity, Google wrote to Dan Eleff, the
person behind Dan's Deals, and said: «We identified a scheme in which
consumers were asked to purchase Pixel devices
on behalf of a reseller, who then marked - up the cost
of those devices in order to resell them to other customers.
Under no circumstances will any personal information under our control be sold, transferred, shared, given away or disseminated to any party,
person or entity for any purpose that is not directly, lawfully and necessarily connected with the immediate request and permissible purpose
of producing
consumer reports
on behalf of our requesting client's for employment / membership background screening purposes.
But if the tenor
of the hearing is any indication, that's not a view widely shared by
persons testifying
on behalf of consumers and real estate professionals, nor by lawmakers
on the subcommittee, whether Republican or Democrat.