Sentences with phrase «person with a credit limit»

For instance, a person with a credit limit of $ 3,000 who is already having $ 500 will not be able to charge the same amount with another person with the same credit limit who does not carry balance on his card.

Not exact matches

Bad credit can limit your financing options to predatory lenders that saddle people with oversize loans and repossess the cars when they can't pay.

Some, such as the Capital One QuicksilverOne Cash Rewards account, are designed for people with limited credit histories, so you may want to start there.

If the company has so much cash reserve and is willing to lend to people who joined their network, why would they want you to negotiate with your credit card company for a higher credit limit?

An average credit limit of only $ 3,670.93 seems quite low but when you consider that Discover are approving people with sub-prime credit histories this is actually quite a generous limit.

I / we agree that if any material change (s) occur (s) in my / our financial condition that I / we will immediately notify BSHFC of said change (s) and unless Baby Safe Homes Franchise Corporation is so notified it may continue to rely upon the application and financial statement and the representations made herein as a true and accurate statement of my / our financial condition.nI / we authorize Baby Safe Homes Franchise Corporation to make whatever credit inquiries / background checks it deems necessary in connection with this application and financial statement.nI / we authorize and instruct any person or consumer reporting agency to furnish to BSHFC any information that it may have to obtain in response to such credit inquiries.nIn consideration of the ongoing association between Baby Safe Homes and the undersigned applicant (hereinafter u201cApplicantu201d), the parties hereto have entered into this Non-Disclosure and Non-Competition Agreement.nWHEREAS, in the course of its business operations, Baby Safe Homes provides its customers products and services which, by nature of the business, include trade secrets, confidential and proprietary information, and other matters deemed material or important enough to warrant protection; and WHEREAS, Applicant, by reason of his / her interest in Baby Safe Homes and in the course of his / her duties, has access to said secrets and confidential information; and WHEREAS, Baby Safe Homes has trade secrets and other confidential and proprietary information, including procedures, customer lists, and particular desires or needs of such customers to which Applicant has access in the course of his / her duties as an Applicant.nNow, therefore, in consideration of the premises contained herein, the parties agree as follows Applicant shall not, either during the time of his / her franchise evaluation with Baby Safe Homes or at any time thereafter either directly or indirectly, communicate, disclose, reveal, or otherwise use for his / her own benefit or the benefit of any other person or entity, any trade secrets or other confidential or proprietary information obtained by Employee by virtue of his / her employment with Baby Safe Homes, in any manner whatsoever, any such information of any kind, nature, or description concerning any matters affecting or relating to the Baby Safe Homes business, or in the business of any of its customers or prospective customers, except as required in the course of his / her employment by Baby Safe Homes or except as expressly authorized Baby Safe Homes Franchise Corporation, in writing.nDuring any period of evaluation with Baby Safe Homes, and for two (2) years thereafter, Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination of employment, call upon or solicit, or attempt to call upon or solicit, any of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged in the franchise evaluation process of a Baby Safe Homes franchise business.

That this House declines to give a Second Reading to the Welfare Benefits Up - rating Bill because it fails to address the reasons why the cost of benefits is exceeding the Government's plans; notes that the Resolution Foundation has calculated that 68 per cent of households affected by these measures are in work and that figures from the Institute for Fiscal Studies show that all the measures announced in the Autumn Statement, including those in the Bill, will mean a single - earner family with children on average will be # 534 worse off by 2015; further notes that the Bill does not include anything to remedy the deficiencies in the Government's work programme or the slipped timetable for universal credit; believes that a comprehensive plan to reduce the benefits bill must include measures to create economic growth and help the 129,400 adults over the age of 25 out of work for 24 months or more, but that the Bill does not do so; further believes that the Bill should introduce a compulsory jobs guarantee, which would give long - term unemployed adults a job they would have to take up or lose benefits, funded by limiting tax relief on pension contributions for people earning over # 150,000 to 20 per cent; and further believes that the proposals in the Bill are unfair when the additional rate of income tax is being reduced, which will result in those earning over a million pounds per year receiving an average tax cut of over # 100,000 a year.

«The person might own a single credit card with only a $ 300 limit,» notes Beeston.

For a while, it was pretty much useless to a lot of people considering the credit cards it worked with were extremely limited.

Unlike many lenders, Equity Prime is not limited to working with only one type of borrower, which means that people of all financial and credit profiles receive the same impressive cost - saving benefits.

Today at the Disrupt Startup Battlefield, Self Lender launched its consumer finance service to help people with limited credit history build credit, as well as assist people with weaker credit profiles boost their scores.

FHA mortgages help people with limited or less - than - perfect credit histories get approved for loans at reasonable interest rates.

Best for people with no valuable assets, limited monthly budget, high sensitivity to interest rates, and / or high credit card debt.

People with bad credit are usually limited to secured credit cards, which tend to be pricier than regular, unsecured cards and don't come with rewards programs.

A simple, straightforward card for building or rebuilding credit, Capital One ® Secured Mastercard ® may interest people with bad credit, limited or no credit history, perhaps even eligible students looking to establish credit, or anyone who needs a card designed for credit building.

Specifically, they're dialing down the average credit limit — the maximum amount an account can carry — for people with credit scores below 600 — the market's so - called «subprime borrowers».

The Journey ® Student Rewards from Capital One ® credit card may be for people with average, fair, or limited credit.

The Indigo card is made for people with a poor, limited or no credit history.

Chase Freedom Visa Signature Card, issued by Chase for people with good credit, is now running a limited time promotion for new customers.

It may seem to some people that their credit limit doesn't take them as far as it used to — especially with the price of everyday goods and services keeps increasing.

There are a lot of credit card offers for people with bad and limited credit and some offers even come with rewards programs.

He said he plans to start with a secured credit card, but some people are telling him he should pay his bills in full each month, while others recommend he should carry a balance of about 10 % of the limit so his «score will go up faster.»

Banks are issuing more credit cards to people with bad credit scores, but they're tightening their purses in a way that limits the utility of those cards.

Oftentimes, people confuse their credit limit with their spending limit.

They are all designed for people with limited or damaged credit files.

As a person with bad credit, your ability to find a loan to suit your needs may be limited.

Self Lender provides an alternative by offering people with limited credit history a way to boost their credit scores.

Now with credit card limits being quite high, it's very easy for people to spend hundreds, thousands of dollars more than they make every month.

With a low credit limit and fully or semi-secured options, the Visa Direct card4 can help members who are struggling with credit, young people striking out into the credit world for the first time, or those who have moved from overseas and need to establish new credit histWith a low credit limit and fully or semi-secured options, the Visa Direct card4 can help members who are struggling with credit, young people striking out into the credit world for the first time, or those who have moved from overseas and need to establish new credit histwith credit, young people striking out into the credit world for the first time, or those who have moved from overseas and need to establish new credit history.

Look through our list of best starter credit cards, which are intended for people with limited credit histories.

With a limited credit history, however, lenders have no record of a person's ability to make payments over an extended period of time, making them appear risky and unworthy of receiving access to credit.

Below you'll find rewards credit cards and rewards secured cards for people with no credit or limited credit.

Our credit report repair services include, but are not limited to, unlimited deletions of negative items, challenge of inquiries and duplicate personal information (other companies won't do this), unlimited communication with our paralegals (you will always talk to a live person, never a recording), original dispute letters (no generic plug - ins) and personal coaching to educate you in credit matters.

Banks are more willing to give offers to people with limited / no credit, compared to people with bad credit history.

The painful reality of these financial times is that the options open to people with poor credit scores are limited.

Because of that, people with low credit scores or a limited credit history may be unable to win approval for a traditional credit card.

People with a limited credit history and no cosigner should expect to pay higher interest rates and show sufficient earnings to support the projected monthly installment.

Types of credit used (10 %)-- Used primarily for people with a limited credit history.

People with bad credit find options very limited.

Certain lenders cater to borrowers with low income, while others specialize in creating mortgages for people who have limited documentation, high debt - to - income ratio, or a short credit history.

People with fair credit tend to have cards with low credit limits.

Terms, defined.For purposes of the Credit Services Organization Act: (1) Buyer shall mean an individual who is solicited to purchase or who purchases the services of a credit services organization; (2) Consumer reporting agency shall have the meaning assigned by the Fair Credit Reporting Act, 15 U.S.C. 1681a (f); (3) Credit services organization shall mean a person who, with respect to the extension of credit by others and in return for the payment of money or other valuable consideration, provides or represents that the person can or will provide any of the following services: (a) Improving a buyer's credit record, history, or rating; (b) Obtaining an extension of credit for a buyer; or (c) Providing advice or assistance to a buyer with regard to subdivision (a) or (b) of this subdivision; (4) Extension of credit shall mean the right to defer payment of debt or to incur debt and defer its payment offered or granted primarily for personal, family, or household purposes; and (5) Person shall include individual, corporation, company, association, partnership, limited liability company, and other business eCredit Services Organization Act: (1) Buyer shall mean an individual who is solicited to purchase or who purchases the services of a credit services organization; (2) Consumer reporting agency shall have the meaning assigned by the Fair Credit Reporting Act, 15 U.S.C. 1681a (f); (3) Credit services organization shall mean a person who, with respect to the extension of credit by others and in return for the payment of money or other valuable consideration, provides or represents that the person can or will provide any of the following services: (a) Improving a buyer's credit record, history, or rating; (b) Obtaining an extension of credit for a buyer; or (c) Providing advice or assistance to a buyer with regard to subdivision (a) or (b) of this subdivision; (4) Extension of credit shall mean the right to defer payment of debt or to incur debt and defer its payment offered or granted primarily for personal, family, or household purposes; and (5) Person shall include individual, corporation, company, association, partnership, limited liability company, and other business ecredit services organization; (2) Consumer reporting agency shall have the meaning assigned by the Fair Credit Reporting Act, 15 U.S.C. 1681a (f); (3) Credit services organization shall mean a person who, with respect to the extension of credit by others and in return for the payment of money or other valuable consideration, provides or represents that the person can or will provide any of the following services: (a) Improving a buyer's credit record, history, or rating; (b) Obtaining an extension of credit for a buyer; or (c) Providing advice or assistance to a buyer with regard to subdivision (a) or (b) of this subdivision; (4) Extension of credit shall mean the right to defer payment of debt or to incur debt and defer its payment offered or granted primarily for personal, family, or household purposes; and (5) Person shall include individual, corporation, company, association, partnership, limited liability company, and other business eCredit Reporting Act, 15 U.S.C. 1681a (f); (3) Credit services organization shall mean a person who, with respect to the extension of credit by others and in return for the payment of money or other valuable consideration, provides or represents that the person can or will provide any of the following services: (a) Improving a buyer's credit record, history, or rating; (b) Obtaining an extension of credit for a buyer; or (c) Providing advice or assistance to a buyer with regard to subdivision (a) or (b) of this subdivision; (4) Extension of credit shall mean the right to defer payment of debt or to incur debt and defer its payment offered or granted primarily for personal, family, or household purposes; and (5) Person shall include individual, corporation, company, association, partnership, limited liability company, and other business eCredit services organization shall mean a person who, with respect to the extension of credit by others and in return for the payment of money or other valuable consideration, provides or represents that the person can or will provide any of the following services: (a) Improving a buyer's credit record, history, or rating; (b) Obtaining an extension of credit for a buyer; or (c) Providing advice or assistance to a buyer with regard to subdivision (a) or (b) of this subdivision; (4) Extension of credit shall mean the right to defer payment of debt or to incur debt and defer its payment offered or granted primarily for personal, family, or household purposes; and (5) Person shall include individual, corporation, company, association, partnership, limited liability company, and other business eperson who, with respect to the extension of credit by others and in return for the payment of money or other valuable consideration, provides or represents that the person can or will provide any of the following services: (a) Improving a buyer's credit record, history, or rating; (b) Obtaining an extension of credit for a buyer; or (c) Providing advice or assistance to a buyer with regard to subdivision (a) or (b) of this subdivision; (4) Extension of credit shall mean the right to defer payment of debt or to incur debt and defer its payment offered or granted primarily for personal, family, or household purposes; and (5) Person shall include individual, corporation, company, association, partnership, limited liability company, and other business ecredit by others and in return for the payment of money or other valuable consideration, provides or represents that the person can or will provide any of the following services: (a) Improving a buyer's credit record, history, or rating; (b) Obtaining an extension of credit for a buyer; or (c) Providing advice or assistance to a buyer with regard to subdivision (a) or (b) of this subdivision; (4) Extension of credit shall mean the right to defer payment of debt or to incur debt and defer its payment offered or granted primarily for personal, family, or household purposes; and (5) Person shall include individual, corporation, company, association, partnership, limited liability company, and other business eperson can or will provide any of the following services: (a) Improving a buyer's credit record, history, or rating; (b) Obtaining an extension of credit for a buyer; or (c) Providing advice or assistance to a buyer with regard to subdivision (a) or (b) of this subdivision; (4) Extension of credit shall mean the right to defer payment of debt or to incur debt and defer its payment offered or granted primarily for personal, family, or household purposes; and (5) Person shall include individual, corporation, company, association, partnership, limited liability company, and other business ecredit record, history, or rating; (b) Obtaining an extension of credit for a buyer; or (c) Providing advice or assistance to a buyer with regard to subdivision (a) or (b) of this subdivision; (4) Extension of credit shall mean the right to defer payment of debt or to incur debt and defer its payment offered or granted primarily for personal, family, or household purposes; and (5) Person shall include individual, corporation, company, association, partnership, limited liability company, and other business ecredit for a buyer; or (c) Providing advice or assistance to a buyer with regard to subdivision (a) or (b) of this subdivision; (4) Extension of credit shall mean the right to defer payment of debt or to incur debt and defer its payment offered or granted primarily for personal, family, or household purposes; and (5) Person shall include individual, corporation, company, association, partnership, limited liability company, and other business ecredit shall mean the right to defer payment of debt or to incur debt and defer its payment offered or granted primarily for personal, family, or household purposes; and (5) Person shall include individual, corporation, company, association, partnership, limited liability company, and other business ePerson shall include individual, corporation, company, association, partnership, limited liability company, and other business entity.

Why Do FHA Mortgage Programs Have Such Reasonable Requirements for People With Limited Credit, Late Payments and No Mortgage History?

For people with limited or damaged credit histories, getting approved for a credit card can feel like a victory.

If the person has a $ 10,000 limit on a card that is several years old with a low balance, this will increase your credit score substantially.

Those intended for people with no real credit background will usually have spending limits of a few hundred dollars.

Companies want to limit their risk this way, but they also want to make sure that they give higher credit limits to people with higher incomes.

Obtaining loans has always been a stress for people with limited credit history, delinquencies, late payments, and bankruptcy.

Certain cards are better suited to people with limited credit.

This is also due to the fact that many lenders don't take that risk at all, so the market for loans and credit cards for people with poor credit is usually pretty limited.