Instead, buy a term plan from a life insurer to address your death risk and a stand - alone
personal accident plan from a general insurer to address accident and disability risks.
The company has several health insurance plans as well as
personal accident plans which forms a comprehensive insurance plans covering all types of risks.
An individual
personal accident plan covers death, disability and loss of income suffered by an individual in the event of any accident suffered.
Cumulative bonus as an augment of 5 % towards the accidental death and hospitalization benefit is provided for individual
personal accident plan for each claim free year for a maximum quantum of 20 % of the sum insured as specified in the schedule of insurance.
Opting for
personal accident plan ensures financial protection from unforeseen accidents for your family in case of a mishap like accidental death or disability.
National Insurance has several health insurance plans as well
as personal accident plans named as Personal Protect which forms a all - inclusive insurance plans covering all types of risks.
I am looking at Apollo Munich as far as
personal accident plan goes and the online LIC term insurance plan.Please advice if these are ok.
Unlike other accident plans, United India
offers personal accident plan with worldwide coverage benefit and for any individual aged between 5 and 70 years.
Additional personal accident plan coverage to the paid driver, cleaner and conductors who are employed in the insured vehicle is offered under the plan based on extra premium paid.
Buy apollo
munich personal accident plan which has many benefits like ambulance is not charge for ride and the number of hospitals is big so the service issues are not occur.
Buy hdfc
ergo personal accident plan which has many benefits like ambulance is not charge for ride and the number of hospitals is huge, so the service issues are not possible.
After all the success ACE Limited has achieved, the company's core insurance coverage still remains
on personal accident plans, supplemental health, travel plans, and credit coverage.
Shriram General has several health insurance plans as well
as personal accident plans forms a comprehensive insurance plans covering all types of risks.
For instance, mediclaim pays for hospitalization; top - up plans pay after a certain minimum threshold is reached; critical illness policies offer you disease specific benefits;
personal accident plans cover medical expenses in case of accidental injury.