Farmers Rideshare can provide you with
seamless personal auto coverage until the full commercial liability coverage provided by your rideshare company begins.
If the bulk of your business transportation is conducted with a personal vehicle, it's a good idea to carry Massachusetts commercial vehicle insurance, not
just personal auto coverage.
The Trusted Choice ® network of insurance agents can assist you with determining
your personal auto coverage needs.
Personal auto coverage was the policy type generating the most questionable claims in 2012 among all five states:
Business owners frequently discover the hard way that they need commercial auto insurance for a vehicle used for business: after they attempt to file claims on
their personal auto coverage for damages or injuries from accidents.
Qualifying policyholders may also receive the Multiple Vehicle / Car discount, and the Account Credit (which is available to members who have both homeowners and
personal auto coverage).
Some renters prefer to get the rental car coverage for this reason, as well as to avoid making any claims on
their personal auto coverage.
Personal auto coverage may be obtained on a NJ Car Insurance voluntary basis - regular marketplace or through the New Jersey Personal Automobile Insurance Assigned Risk Plan (NJ PAIP Insurance) or car insurance for bad driving records.
UM is
a personal auto coverage that may be added to a commercial auto policy.
While you may not share the same enthusiasm for auto insurance as others, that doesn't mean you can make the costly mistake of not understanding
your personal auto coverage.
However, if any injuries or damage occurs when operating the car in a business capacity, the liability generally falls on the owner of the vehicle personally, not the business, and
personal auto coverage will not pay claims that result.
However, if any ideuries or damage occurs when operating the car in a business capacity, the liability generally falls on the owner of the vehicle personally, not the business, and
personal auto coverage will not pay claims that result.
The Trusted Choice ® network of insurance agents can assist you with determining
your personal auto coverage needs.