Sentences with phrase «personal financial assets»

If you have substantial personal financial assets to protect in the event of a lawsuit, you may even want to consider an umbrella liability policy.

Working Americans have more of their personal financial assets invested in corporate equities rather than fixed income securities.

The Fed's June 2004 Z. 1 report indicates that total U.S. personal financial assets were approximately $ 26.9 trillion dollars.

It was the election for which Nnmadi «Andy» Uba declared mind - boggling personal financial assets.

Businesses must attempt to secure financing elsewhere, including using personal financial assets, before applying.

If you take personal financial assets of people with more than $ 1 million, 2006 - 2016, we've added $ 26 trillion to the wealth of that group of people.

Not exact matches

Their research also found that industries such as financial services, healthcare and manufacturing experience the highest level of attacks given that they have massive financial assets, a rich vein of personal data to be tapped, and physical inventories that hold significant value.

More than anything, you must scrutinize the organization for professionalism and personal fit, especially before joining non-profits that have stretched resources, as your reputation or financial assets may be put at risk.

Estate Assist is a life planning and identity theft product that includes the secure storage of important personal, financial and digital assets.

So it requires a blend of pro forma cash flows, tangible assets, financial and industry ratios, earnings multiples and a wide range of «comps,» all shaded by investor sentiment, personal gut feeling and a healthy dose of reasonableness.

JPMorgan is the biggest U.S. bank by assets and Intuit offers some of the most widely established personal financial management tools.

Principal documents that should be submitted by the entrepreneur who hopes to start a new business include: resume (and resumes of any other key people involved in the proposed enterprise); current financial statement of all personal assets and liabilities; summary of collateral; proposed operating plan; and statement detailing revenue projections.

The Small Business Administration defines businesses eligible for SBA loans as those that: operate for profit; are engaged in, or propose to do business in, the United States or its possessions; have reasonable owner equity to invest; and use alternative financial resources (such as personal assets) first.

The central bank noted in its statement that «financial vulnerabilities in the household sector continue to edge higher,» which is the Governing Council's way of saying that ultra-low borrowing costs continue to put upward pressure on asset prices and personal debt.

Its new Vanguard Personal Advisor Services — low - cost financial guidance provided by an online «robo» platform and a pool of 450 human certified financial planners — launched in May 2015 and, with $ 47 billion in assets, has easily surpassed trendy fintech startups like Betterment and Wealthfront.

As such, if your business runs into legal or financial trouble, your creditors are forbidden from seeking your personal assets, such as your home or car.

It is also important to note that liabilities, such as outstanding bank loans, guarantees, lease agreements and payments to suppliers are usually not insured, leaving the personal assets of business owners pledged against these liabilities, and potentially leaving family members in financial distress.

For your free financial consultation with a Personal Capital advisor, all you have to do is sign up, link at least $ 100,000 in investable assets (savings, checking, brokerage account, rollover IRA, etc) and schedule an appointment when prompted.

Are you willing to pledge personal assets as collateral for a loan from a bank or financial institution to start or grow your business?

The end of this free - flowing financial bounty, however, could have consequences down the road for investors too — including regular people who never got to ride the valuation rocket known as Airbnb to $ 10 billon and beyond, but who still have their personal assets or retirement plans tethered to big institutional investors.

Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.

The analysis requires assumptions to calculate revenue, ownership, other financial metrics, or the value of cash and personal assets.

Normalizing indebtedness «Two generations ago, the conventional wisdom was that you never borrowed money to buy depreciating assets,» says Preet Banerjee, a personal finance commentator and management consultant to the financial services industry.

Any attempt to cancel some category of debt, say government debt or personal mortgages, would immediately drive those financial intermediaries holding such assets, e.g. banks, pension funds, investment trusts, into insolvency.

Even if you incorporate, most financial institutions will still require a new business to pledge business or personal assets as collateral for your business loans.

As a personal rule of thumb I would argue for the preservation of at least 30 % of your personal assets as a cushion against total financial ruin.

The litigation involves competing allegations of financial mismanagement of the ministry's assets, valued at hundreds of millions of dollars, as well as the alleged personal use of ministry resources by insiders.

Brittany Koper, the granddaughter of TBN founders Paul and Jan Crouch and its chief financial officer until September 2011, has accused network directors of illegally distributing «charitable assets» worth more than $ 50 million for their personal use.

In general, armed security companies are employed to protect items of significant value or sensitivity, such as financial assets, critical documents, personal valuables, or important individuals.

Romney campaign spokeswoman Andrea Saul responded to Obama's tweets by saying that the former Massachusetts governor's assets have been disclosed as required by the law in his personal financial disclosure.

Rockford, IL About Blog Savant Capital Management is an independent, fee - only wealth management firm helping clients work toward maximizing their assets, enhancing the quality of their lives, and realizing personal and financial goals.

Subscribers can actually verify the supplied age, occupation, pictures and status by submitting all necessary document, to be ranked as a certified wealthy millionaire by putting forward financial statements which could be in the form of from a previous year earning, an earnings statement from personal bank or papers reflecting net assets.

In considering diminished capital and credit opportunities, recipients will examine factors relating to the personal financial condition of any individual claiming disadvantaged status, including personal income for the past two years (including bonuses and the value of company stock given in lieu of cash), personal net worth, and the fair market value of all assets, whether encumbered or not.

For instance, your personal financial situation needs to include your current income, your current assets, the liquidity of those assets, the available equity on those assets, etc..

Your financial assets include the cash in your checking and savings accounts, certificates of deposit, life insurance cash value, retirement accounts, the value of your home and real estate investments, stocks, bonds, mutual funds, treasury bills, silver and gold bullion, and even personal property such as cars, jewelry, art, and collectibles.

This gives a chance to people with poor credit to access the equity in their assets for personal financial gain.

They also had about $ 100,000 in financial assets consisting of a combination of personal RRSPs, RESPs, as well as employer group RRSPs and defined contribution plans.

A lender's willingness to give your company credit is going to depend directly on your financial situation, such as your current income to debt ratio, debt history, and ability to contribute personal assets as collateral.

Investors should allocate assets based on individual risk tolerance, investment time horizon, and personal financial situation.

The process of getting pre-qualified involves providing some personal and financial information to your mortgage lender, such as income and asset info, as well as information for pulling credit.

Personal financial statements are crucial examples of how your assets and liabilities are allocated.

Basically, unsecured personal online loans require no assets to back it up and this means that a lender will scrutinize your financial capacity.

With Wealthsimple, their algorithm will invest in liquid assets at the most optimal situation for your personal financial profile.

Clients are responsible for collecting and supplying their personal financial information (assets, liabilities, pension details, RRSP contribution room, etc.).

Besides being a salesman, the fiduciary standard means that when making personal financial decisions, we look beyond our assets under management.

In addition to telling the story of your financial history, the judgment tells the world that you owe a debt and that your creditors can look to your personal assets in satisfaction.

Your house is one of the largest financial assets you'll ever own, and it holds most — if not all — of your personal property.

Those investors that don't bask in their own financial nerddom like me can get an easy asset allocation tool in Personal Capital.

Being a homeowner in this market is risky enough, but to fail to protect one of your biggest personal assets is to ask for financial calamity.

When you finance your company via personal credit you are risking quite a lot because you are assuming total liability and if your company is ever sued or goes under, you are stuck with the financial burden and may lose personal assets while also severely damaging your personal credit.