Sentences with phrase «personal financial factors»

The time you should wait between credit card applications depends on several of your personal financial factors.

This includes investigating personal financial factors that may impact your mortgage, as well as making sure you're...

The loan approval will depend upon your personal financial factors including your income, employment history, and down payment.

While traditional banks may not look far beyond your credit history and basic financial numbers like income and expenses, independent lenders may choose to focus a little more on your savings, life insurance, and other personal financial factors.

Not exact matches

Where you land depends on a host of factors, from your personal risk tolerance and time horizon to where you (or your financial advisor) believe the economy and markets are headed.

Clients must consider all relevant risk factors, including their own personal financial situation, before trading.

Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.

A number of factors are evaluated, including personal credit history, financial statements, employment history and salary.

The best age for Social Security benefits depends on personal and financial factors, like your current cash needs, retirement plans, health and family history.

Whether it is a good idea to save or borrow depends on many factors, including your personal and financial circumstances and the state of the economy and global financial trends.

Amy Sullivan and Elizabeth Dias reported that a number of factors drove the decision - financial, political, personal, and being able to worship without being on display.

Twelve critical success factors, including «the right attitude, focus, leadership, teamwork, support, and a personal and financial commitment to best practice and continuous quality improvement,» were identified, based on practices at four Ontario hospitals with comparatively low caesarean rates.19 The «right attitude» included taking pride in a low caesarean rate, developing a culture of birth as a normal physiological process, and having a commitment to one to one supportive care during active labour.

The etiology of PPD is unclear and is varied from woman to woman, but certain factors are suspected to contribute to its development: hormonal fluctuations, any preexisting medical problems, personal or family history of depression, marital dysfunction or general lack of support and social network, immaturity and low self - esteem, negative feelings about the pregnancy, lack of sleep, financial concerns, premature or special needs child, multiple pregnancy, traumatic birth, chronic stress factors, and neurotransmitter deficiencies.

Product convenience, personal preference, and financial resources are all factors in your choice of formula type.

«Risk tolerance is one of the most important factors that contributes to wealth accumulation and retirement,» said Rui Yao, an associate professor of personal financial planning in the MU College of Health and Environmental Sciences.

In considering diminished capital and credit opportunities, recipients will examine factors relating to the personal financial condition of any individual claiming disadvantaged status, including personal income for the past two years (including bonuses and the value of company stock given in lieu of cash), personal net worth, and the fair market value of all assets, whether encumbered or not.

Surely the end of the cold war, the globalization of trade and capital markets, the rise of personal computers and the Internet, and a host of other factors help explain the success of the financial industry during its run in the 1990s and in the early years of the twenty - first century.

The decision hinges on your personal financial situation and other factors.

However, in addition to the math behind diversification, investors should also consider factors unique to their personal financial situation — the size of their portfolio, willingness to devote time to research, trading costs, and more.

If you are in enough financial trouble that you are actively researching personal bankruptcy, your credit score may be the least important factor for you to consider.

A bank is not really going to separate your personal credit from your business credit because your personal credit is also seen as a determining factor in your financial responsibility.

Instead, cosigning a loan can have serious consequences for your credit score, a factor that can have wide - reaching implications on your future purchases or financial needs, including home, automobile, and personal loans.

The asset allocation that is right for you, however, depends on several personal factors, such as life and financial goals, and will change over time with different life events.

In some conservative financial institutions, the maximum typically approved for this type of loan is around $ 20,000, though you may be approved for much more or less depending on the bank and other personal factors.

Though the benefits are enticing, the decision to refinance student loans is a personal one that depends on a number of factors, including your reasons for refinancing as well as your current financial situation.

While every situation is different and your rate may depend largely on the type of loan you are obtaining, there are a few personal and financial factors that can influence the interest rate.

Other factors such as credit history, capacity, capital and personal financial background may also be taken into consideration.

According to the SSA, the decision as to whether or not it's better to wait to retire is a personal financial decision that depends on many factors such as:

Savings rates, time frame, low expenses, and personal risk level are also important factors to consider when creating a financial plan.

There are many other factors which affect a credit score such as personal bankruptcy, foreclosure and inquiries from prospective financial lenders.

When choosing a personal financial advisor, two key factors to consider are cost and the complexity of your financial situation.

High burdens of student loan and other debt, doubt over the ability to buy and sell practices and concern over long - term personal financial health and prospects for retirement: These factors are having an impact on the veterinary profession in the United States.

VPI - Veterinary Economics Financial Health Study, February 2014 High burdens of student loan and other debt, doubt over the ability to buy and sell practices and concern over long - term personal financial health and prospects for retirement: These factors are having an impact on the veterinary profession in the UniteFinancial Health Study, February 2014 High burdens of student loan and other debt, doubt over the ability to buy and sell practices and concern over long - term personal financial health and prospects for retirement: These factors are having an impact on the veterinary profession in the Unitefinancial health and prospects for retirement: These factors are having an impact on the veterinary profession in the United States.

Motive seems to be a major factor in the UK in determining if use is «fair» — if your intent is personal financial gain, or if your reposting economically harms the copyright holder, you could be in hot water.

In this act, the legislator added to the aggravating factors the fact that the offence committed had had a significant impact on the victim given his or her personal circumstances, including age, health and financial situation.

The type of life insurance you should buy depends on various factors such as your personal situation, your health condition and your financial goals.

And, with Primerica Debt Watchers, clients can plan their way to a brighter financial future, as they reduce — and eliminate — their financial burdens, such as credit card debt, personal loans, and other factors that may otherwise be holding them back from financial freedom.

According to the SSA, the decision as to whether or not it's better to wait to retire is a personal financial decision that depends on many factors such as:

Before you decide to combine your personal finances, you and your spouse should form a solid game plan to address each of these five major financial factors.

When you factor in the homelessness, the bankruptcy, and so forth, the slighly negative expected financial value is more than outweighed by the positive value of being protected against personal catastrophe.

Which policy is right for you depends on several factors including your financial situation, life circumstances and personal preferences.

Based on factors such as age, gender, health, medical history, occupation, education, financial background, personal habits, hobbies, etc., the insurance company fixes the insurability and a premium amount.

Several factors can influence your choice, including you financial situation and your coverage needs, but ultimately, it comes down to your own personal preference.

Other factors include your credit score, which is a gauge of your financial stability, and such things as where you live, what your occupation is, and even such personal information as your marital status, your education level, and even your gender and age.

For example, in Portugal, Guedes et al. [71] investigated positive and negative motivational factors such as personal fulfilment, childrearing burden, immaturity, financial problems and economic constraints (see § 6a, l, n, p).

Twenty - four of the items loaded on four factors: Personal Strain / Distress, Disruption of Familial / Social Relations, Financial Burden, and Mastery / Coping.

The decision to buy or rent weighs on multiple personal factors, as well as financial.

«The home - equity market is still very restrictive,» said Greg McBride, senior financial analyst for personal - finance data provider Bankrate Inc., adding that FICO scores are a major factor in determining whether a person qualifies for financing.

The leading personal finance website reports on the impact geography has on costs associated with raising a family and scores each state on factors that most contribute to a family's financial well - being: