This means meeting the «5 Cs of credit» — capacity, character, capital, collateral and conditions — by having good
personal and business credit
history, the ability to put up collateral, a strong business plan and
financials, relevant
management or industry experience and the ability to put some cash down (typically 20 % to 25 %).
Personal Information Jay Bilderback 3435 Fulton Street Parkersburg, WV 26003 (333)-382-7732
[email protected] Date of Birth: May 6, 1979 Place of Birth: WV Citizenship: American Gender: Male Profile Summary • Knowledgeable in Ms Excel • Expert in Accounting • Skilled in
financial study and crosschecking • Wide Experience in negotiations with customers / clients • Adept in Spreadsheet Education MS in Finance
Management Drexel University, Philadelphia, PA BS in Banking and Finance, 2002 Drexel University, Philadelphia, PA Employment
History Personal Banker, 2007 — Present SunTrust Banks, Inc, Atlanta, GA Responsibilities: • Financed clients to have mortgages every time they purchase properties.