Sentences with phrase «personal injury protection insurance does»

It is important to note that personal injury protection insurance does not just cover the injuries of you and anyone in your car in case of an accident.

Good though these benefits are, New York's personal injury protection insurance does not pay if an accident was caused intentionally, if the driver of the vehicle was intoxicated, committing a felony, driving a stolen vehicle, or riding a motorcycle.

Not exact matches

If you don't have auto insurance, many states require the drivers and / or owners of cars to carry personal injury protection (PIP) on their car insurance policy.

The deal allegedly works like this: The law firm steers its client to Kompothecras» clinics, which don't accept health insurance; the clinics get the first chunk of their charges from the personal injury coverage that is a mandatory part of auto insurance policies; then, the remainder of fees come right out of any settlement or verdict, guaranteed by a «letter of protection» executed by the law firm.

Florida law requires that all motorists carry personal injury protection (PIP) insurance, but many drivers do not fully understand the protection it provides them in the event they are injured in a motor vehicle accident.

Unfortunately, sometimes medical bills aren't paid until your case reaches settlement, and in Utah personal injury protection (PIP) insurance doesn't cover motorcycles.

Washington insurance laws require that drivers carry liability insurance, but the laws don't require that everyone carry personal injury protection — the protection used when a pedestrian is involved in an accident.

Whether you use your own car or a fleet of pickups or box trucks to get the job done, Freeway Insurance can provide the commercial vehicle insurance protection you need — including liability, personal injury / medical coverage, comprehensive, collision coverage, and more to help you keep your business movingInsurance can provide the commercial vehicle insurance protection you need — including liability, personal injury / medical coverage, comprehensive, collision coverage, and more to help you keep your business movinginsurance protection you need — including liability, personal injury / medical coverage, comprehensive, collision coverage, and more to help you keep your business moving forward.

Regardless of who is at fault in this scenario (you or the other driver), your personal injury protection insurance can help pay for your lost income, as well as your medical expenses that your health insurer doesn't cover.

If you have adequate health insurance and your state doesn't require this coverage, then personal injury protection coverage may be unnecessary.

If you don't have health insurance, either privately or through your employer, any bills that exceed your state's personal injury protection threshold are yours to pay.

Drivers in the Bay State must also have personal injury protection — coverage for medical expenses that you need, despite who is at fault in a collision — and uninsured / underinsured motorist protection — coverage to get your property repaired or replaced if you're hit by a driver that either doesn't have insurance or doesn't have enough coverage.

Personal injury protection covers any cost that your medical insurance does not cover.

This type of coverage pays up to a certain limit for some individuals riding in your vehicle including children, people you live with, and some passengers who do not have personal injury protection insurance.

Comprehensive auto insurance covers any other damage done to your vehicle not covered by collision insurance, while personal injury protection helps pay for medical costs related to automobile accidents in which you or your passengers receive injury.

Medical payments or personal injury protection coverage Pays for medical expenses if your health care insurance — or your passengers» — doesn't cover the costs

If you do carry a medial or health insurance policy, and believe that personal injury protection coverage is not needed, you may want to reconsider.

Puerto Rico does not require drivers to have full liability insurance coverage for injuries, dismemberment and death, but the territory requires medical liability insurance that is much like the personal injury protection, or PIP, insurance that is required in no - fault states, such as Florida.

While you may have health insurance, sometimes health insurance doesn't cover everything and personal injury protection coverage can help pay for those things.

If the other driver doesn't have insurance, you will still be covered as long as your own policy includes personal injury protection.

Though the major insurance providers do offer the same basic types of coverage, such as liability, collision, uninsured motorist, and personal injury protection, there are also specialized types of coverage that are hardly ever the same from company to company.

With personal injury protection, the policyholder and his / her passengers, if any, who are hurt in an auto accident will have their medical expenses covered even if they don't have health insurance.

If the driver you crash into does not have uninsured motorist insurance, personal injury protection or collision insurance, the accident could easily cost tens or hundreds of thousands of dollars of repair and hospital bills.

Do you use personal injury protection insurance (PIP), a form of car insurance, or your health insurance?

While driving in Florida, if you do not have the statutory Florida auto insurance coverages of personal injury protection coverage and property damage liability coverage, the state authorities can suspend your driving license and auto registration for a period of up to three years or until you provide proper proof of Florida auto insurance for your vehicle.

As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel — liability, collision and comprehensive, medical payments (known as PIP, personal injury protection) and coverage for uninsured / underinsured motorists.

Unfortunately, those figures don't meet the minimum recommended standards for insurance coverage, where you're advised to maintain at least $ 50,000 in personal injury protection and $ 100,000 in additional accident coverage.

This might be because NJM doesn't offer as many insurance options as some of the other providers on our list: you can get the all - important Personal Injury Protection coverage, but you can't get mechanical breakdown coverage, personal property coverage, or pet injury coverage — all of which are offered by other insurance providers in NewPersonal Injury Protection coverage, but you can't get mechanical breakdown coverage, personal property coverage, or pet injury coverage — all of which are offered by other insurance providers in Newpersonal property coverage, or pet injury coverage — all of which are offered by other insurance providers in New Jersey.

Do you really need personal injury protection, if you already have health insurance in place?

Oregon is unique in that it is not a no - fault state, but does require drivers carry personal injury protection (PIP) insurance.

If you do not have health insurance, we strongly recommend you buy at least $ 10,000 in personal injury protection or $ 5,000 in medical payments coverage.

Even if you have personal injury protection (PIP), if you cause an accident you should not use it unless you don't have health insurance of your own.

Also, don't pay extra for personal injury protection or medical payment insurance (if they aren't required by your state) if your family already has a good health insurance plan.

State law doesn't require that drivers carry additional personal injury protection PIP) or, for that matter, any other kind of insurance coverage beyond the minimum.

Michigan generally ranks with the nation's highest auto insurance costs due to its generous personal injury protection coverage, but that doesn't mean drivers should skip it altogether.

An insurance carrier authorized to do business in Hawaii can discuss personal injury protection coverage with you to determine the amount of coverage warranted by your particular situation.

Some types of health insurance policy don't cover accident - related injuries at all; if your health insurance policy does cover such injuries, either personal injury protection coverage or medical payments coverage can give you funds to cover co-pay expenses and other charges that aren't covered by your health insurance.

If the individual does not have a good health insurance policy, it is recommended to purchase a personal injury protection plan along with other insurance plans.

However, in case you do need insurance, you should ensure that your policy covers the basic parts like bodily injuries arising while in a crash with the vehicle, property damage, uninsured motorist coverage as well as personal injury protection coverage.

Essentially, what personal injury protection insurance (also known as PIP) does is cover you or your passengers» medical expenses should you happen to be in involved in a collision.

Personal injury protection insurance also will assist you in paying for everyday necessities, such as housecleaning, that you may be rendered unable to do yourself due to the accident.

Tennessee auto insurance basics do not necessitate the purchase of personal injury protection.

Uninsured motorist coverage can pay for medical expenses if you max out your personal injury protection benefits and the other driver is responsible for the accident and does not have insurance.

However, some people find that their health and disability insurance cover them sufficiently in this area and they do not need to invest in personal injury protection or PIP.