Sentences with phrase «personal item of value»

While your personal comprehensive auto insurance policy may cover personal items of value that are in the car at the time of an accident, fleet auto insurance generally does not.

Not exact matches

Purchases of usage subscriptions (including credits, points, and / or virtual currency) or any virtual items made available on the online services are nonrefundable, have no monetary value (i.e., are not a cash account or equivalent), and are purchases of only a limited, non-exclusive, revocable, non-assignable, personal, and non-transferable right to use, even if such came with a durational term (e.g., a monthly subscription).
The way you can accomplish this is by creating a ranking system based on three factors — economic value, riskiness, and personal satisfaction — and then assigning each item on our list with a score based on its expected return to you on any of combination of those three factors.
For Domestic Carriage Liability for loss, delay or damage to checked baggage, or any baggage or personal item which is taken into custody by Cape Air, is limited to the fair market value at the time of the loss, damage or delay and will not exceed (except for wheelchair and other assistive devices)(1) for on - line travel solely on Cape Air with no connecting service, $ 500 per passenger; (2) for interline travel where the Cape Air flight segment is included on the same ticket as a connecting flight segment of another airline with an aircraft of more than 60 seats, $ 3400 per passenger ($ 3500 per passenger effective August 25, 2015) as per federal rules; and (3) for interline travel where the Cape Air flight segment is included on the same ticket as a connecting flight segment of another airline with an aircraft of 60 seats or less, $ 500 per passenger.
It is the Registrant's view that Bitcoins should not be regarded as coins, or otherwise as collectibles, for purposes of section 408 (m), because Bitcoins are a virtual, rather than a fiat currency (see «Bitcoin Value,» above) and, as such, do not take the form of tangible personal property, in contrast to a coin or any of the other items defined as a «collectible» under Section 408 (m).
The interview format used by the Oliner team had over 450 items and consisted of six main parts: a) characteristics of the family household in which respondents lived in their early years, including relationships among family members; b) parental education, occupation, politics, and religiosity, as well as parental values, attitudes, and disciplinary approaches; c) respondent's childhood and adolescent years - education, religiosity, and friendship patterns, as well as self - described personality characteristics; d) the five - year period just prior to the war — marital status, occupation, work colleagues, politics, religiosity, sense of community, and psychological closeness to various groups of people; if married, similar questions were asked about the spouse; e) the immediate prewar and war years, including employment, attitudes toward Nazis, whether Jews lived in the neighborhood, and awareness of Nazi intentions toward Jews; all were asked to describe their wartime lives and activities, whom they helped, and organizations they belonged to; f) the years after the war, including the present — relations with children and personal and community — helping activities in the last year; this section included forty - two personality items comprising four psychological scales.
In general, armed security companies are employed to protect items of significant value or sensitivity, such as financial assets, critical documents, personal valuables, or important individuals.
«As a consequence, we will modify our policies to allow individuals to wear specific items of personal clothing to reflect their cultural values
Savage said the value of the stolen items often weighs far less on car owners than the sense of personal violation and the inconvenience and expense associated with repairing the damage to a vehicle.
The process is called, «Mingling,» and it involves pictures of members asking if you would be likely to date them, comparisons of different profiles, and personal questions that range from «Most unusual item in my refrigerator» to «The attribute I value most in a friend is...»
Keep in mind that the value of your household and personal items increase or decrease with each passing year, and it is your responsibility as the homeowner to keep an accurate inventory list with updated values so that should you need to claim due to damage, theft or loss, your payout will be an accurate reflection of the value of your goods.
Write a detailed list of all personal property that was damaged or stolen, as well as each item's estimated value.
Remember that personal property coverage generally contemplates the cost to replace the property at retail with an item of like kind and quality, so you should consider coverage amounts in that context, rather than in the context of actual cash value.
Personal and Real property: items of value which can be quickly converted into cash.
Your responsibility as the applicant is to provide your agent with the value of the items you own (appraisals may be required) and to make certain they are insured appropriately by scheduling the property on your policy or purchasing a personal articles floater.
That means that a covered loss to personal property will put you in a position to go replace the property with a new item of like kind and quality at retail, rather than just getting the actual cash value of the property.
Please note that doing so does not increase the total amount of coverage for all personal property, it increases the portion of that limit available for specific high value items.
Also known as scheduled personal property coverage, it is a good way to raise the coverage limits of specific high - value items, such as valuable family heirlooms, that you own.
If you sold it on eBay and the value is high enough you'll get tax forms indicating you've earned x. Even if its small or not done via eBay, treat it the same way and create a «Personal Items / Goods» Income account to track all of it.
If you pledged an item as security to obtain credit and you file personal bankruptcy in Ontario, your secured creditors are entitled to the fair market value of the item or the item itself.
The value of personal property categories or a single item might also surpass limits set by an insurance company.
It's not a complicated process to insure jewelry, whether you need jewelry riders or a personal articles policy based on the value of the item.
The value of your personal items may surprise you.
Current duty free allowances allowed into Belize: 1L of wine or spirits (combined amount), 200 cigarettes or 50 cigars or 250g of tobacco, personal items, gifts or souvenirs up to a value of BZ$ 200 if entering via the international airport Allowances can change without notice - please reconfirm before travel.
You agree that In - Game Items, including «Gold,» «Silver,» and any other virtual currencies or goods within the Game are for personal non-commercial entertainment purposes, have no independent value outside of the Game, may not be redeemed for any cash value, and is simply a measurement of your limited license.
In addition to damage to the dwelling, the homeowners» furniture was destroyed as were many other personal items, many of which held great sentimental value.
In an admiralty action in rem and in personam, Lakeland Bank v. Never E Nuff (Ship), 2016 FC 1096, the Federal Court dismissed the action in personam on a US mortgage, registered in New York State, against the mortgagor, a U.S.based former owner of a 38 - foot pleasure craft and against its innocent purchaser for value without notice in Canada and dismissed the purchaser's counterclaim for abuse of process, but ordered the return of a trailer and other personal items, which had been arrested in Canada with the pleasure craft, but were not covered by the mortgage.
The value of your personal items may surprise you.
Announcer (voiceover): Then, make sure you know what type of personal property coverage you have: A «replacement cost» policy typically pays the dollar amount it would take to buy a new item at the time of a claim, while an «actual cash value» policy pays the cost to repair or replace minus depreciation.
For example, perhaps you are transporting something of great value and your travel insurance does not cover personal items in your rental car.
Your responsibility as the applicant is to provide your agent with the value of the items you own (appraisals may be required) and to make certain they are insured appropriately by scheduling the property on your policy or purchasing a personal articles floater.
The cash value of the insured personal belongings in the event of property loss is the original cost of the property item, minus devaluation.
The remainder you owe would come from the umbrella insurance policy instead of your personal assets such as your home, salary, car, retirement funds, or other items of monetary value.
A permanent loss of luggage is covered under travel insurance baggage coverage, which reimburses the insured traveler (up to the policy limit) for the value of lost luggage and the personal items inside.
Outside of coverage amount, the big choice when it comes to renters insurance involves opting for either an actual cash value policy or replacement cost value policy for your personal items.
Recovery for damage or loss to personal property will be adjusted on the value of the replacement cost for each item, with no deduction for depreciation, provided the damaged property is replaced.
With a better idea of the value of your personal property, you can more accurately choose the coverage you want to replace your items in the event of a covered loss.
While some policies only cover the current «depreciated value» of your personal belongings, a more expensive «replacement value» policy will cover the full cost replacing covered items new.
When looking at renters insurance costs, keep in mind that your rates will vary according to whether the policy covers the actual cash value of your personal items or the replacement cost.
Many people make the mistake of underestimating the contents of their home, but the value of your apparel, small appliances, electronics, furniture, and personal items can really add up.
If you own expensive electronics, antiques, jewelry or artwork that would bring your total personal property value above the limit offered in the policy, you might need to add riders on your policy for each item of value.
That means that a covered loss to personal property will put you in a position to go replace the property with a new item of like kind and quality at retail, rather than just getting the actual cash value of the property.
Renters personal property insurance can cover the actual cash value of the property, which factors in depreciation, or the full cost to replace the item.
Please note that doing so does not increase the total amount of coverage for all personal property, it increases the portion of that limit available for specific high value items.
Policies come in two flavors: one that covers the value of your personal possessions minus depreciation, or one that covers the replacement cost of items.
In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and cPersonal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and cpersonal content items or articles like furniture, appliances, and clothing.
You'll need to set appropriate coverage limits on your personal belongings to ensure replacement with items of equal value.
Finally, there is one other option for contents and personal property insurance that you may be interested in if you feel that the value of your contents is high, If you have a lot of designer clothes, or custom furniture and out of the ordinary items.
Personal property: This covers you for items in and around your home that are vandalized or stolen, up to a percentage of the value of the home.
For your ski boat equipment, your agent can recommend proper limits based on the value of your items and provide protection through personal property coverage.
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