While your personal comprehensive auto insurance policy may cover
personal items of value that are in the car at the time of an accident, fleet auto insurance generally does not.
Not exact matches
Purchases
of usage subscriptions (including credits, points, and / or virtual currency) or any virtual
items made available on the online services are nonrefundable, have no monetary
value (i.e., are not a cash account or equivalent), and are purchases
of only a limited, non-exclusive, revocable, non-assignable,
personal, and non-transferable right to use, even if such came with a durational term (e.g., a monthly subscription).
The way you can accomplish this is by creating a ranking system based on three factors — economic
value, riskiness, and
personal satisfaction — and then assigning each
item on our list with a score based on its expected return to you on any
of combination
of those three factors.
For Domestic Carriage Liability for loss, delay or damage to checked baggage, or any baggage or
personal item which is taken into custody by Cape Air, is limited to the fair market
value at the time
of the loss, damage or delay and will not exceed (except for wheelchair and other assistive devices)(1) for on - line travel solely on Cape Air with no connecting service, $ 500 per passenger; (2) for interline travel where the Cape Air flight segment is included on the same ticket as a connecting flight segment
of another airline with an aircraft
of more than 60 seats, $ 3400 per passenger ($ 3500 per passenger effective August 25, 2015) as per federal rules; and (3) for interline travel where the Cape Air flight segment is included on the same ticket as a connecting flight segment
of another airline with an aircraft
of 60 seats or less, $ 500 per passenger.
It is the Registrant's view that Bitcoins should not be regarded as coins, or otherwise as collectibles, for purposes
of section 408 (m), because Bitcoins are a virtual, rather than a fiat currency (see «Bitcoin
Value,» above) and, as such, do not take the form
of tangible
personal property, in contrast to a coin or any
of the other
items defined as a «collectible» under Section 408 (m).
The interview format used by the Oliner team had over 450
items and consisted
of six main parts: a) characteristics
of the family household in which respondents lived in their early years, including relationships among family members; b) parental education, occupation, politics, and religiosity, as well as parental
values, attitudes, and disciplinary approaches; c) respondent's childhood and adolescent years - education, religiosity, and friendship patterns, as well as self - described personality characteristics; d) the five - year period just prior to the war — marital status, occupation, work colleagues, politics, religiosity, sense
of community, and psychological closeness to various groups
of people; if married, similar questions were asked about the spouse; e) the immediate prewar and war years, including employment, attitudes toward Nazis, whether Jews lived in the neighborhood, and awareness
of Nazi intentions toward Jews; all were asked to describe their wartime lives and activities, whom they helped, and organizations they belonged to; f) the years after the war, including the present — relations with children and
personal and community — helping activities in the last year; this section included forty - two personality
items comprising four psychological scales.
In general, armed security companies are employed to protect
items of significant
value or sensitivity, such as financial assets, critical documents,
personal valuables, or important individuals.
«As a consequence, we will modify our policies to allow individuals to wear specific
items of personal clothing to reflect their cultural
values.»
Savage said the
value of the stolen
items often weighs far less on car owners than the sense
of personal violation and the inconvenience and expense associated with repairing the damage to a vehicle.
The process is called, «Mingling,» and it involves pictures
of members asking if you would be likely to date them, comparisons
of different profiles, and
personal questions that range from «Most unusual
item in my refrigerator» to «The attribute I
value most in a friend is...»
Keep in mind that the
value of your household and
personal items increase or decrease with each passing year, and it is your responsibility as the homeowner to keep an accurate inventory list with updated
values so that should you need to claim due to damage, theft or loss, your payout will be an accurate reflection
of the
value of your goods.
Write a detailed list
of all
personal property that was damaged or stolen, as well as each
item's estimated
value.
Remember that
personal property coverage generally contemplates the cost to replace the property at retail with an
item of like kind and quality, so you should consider coverage amounts in that context, rather than in the context
of actual cash
value.
Personal and Real property:
items of value which can be quickly converted into cash.
Your responsibility as the applicant is to provide your agent with the
value of the
items you own (appraisals may be required) and to make certain they are insured appropriately by scheduling the property on your policy or purchasing a
personal articles floater.
That means that a covered loss to
personal property will put you in a position to go replace the property with a new
item of like kind and quality at retail, rather than just getting the actual cash
value of the property.
Please note that doing so does not increase the total amount
of coverage for all
personal property, it increases the portion
of that limit available for specific high
value items.
Also known as scheduled
personal property coverage, it is a good way to raise the coverage limits
of specific high -
value items, such as valuable family heirlooms, that you own.
If you sold it on eBay and the
value is high enough you'll get tax forms indicating you've earned x. Even if its small or not done via eBay, treat it the same way and create a «
Personal Items / Goods» Income account to track all
of it.
If you pledged an
item as security to obtain credit and you file
personal bankruptcy in Ontario, your secured creditors are entitled to the fair market
value of the
item or the
item itself.
The
value of personal property categories or a single
item might also surpass limits set by an insurance company.
It's not a complicated process to insure jewelry, whether you need jewelry riders or a
personal articles policy based on the
value of the
item.
The
value of your
personal items may surprise you.
Current duty free allowances allowed into Belize: 1L
of wine or spirits (combined amount), 200 cigarettes or 50 cigars or 250g
of tobacco,
personal items, gifts or souvenirs up to a
value of BZ$ 200 if entering via the international airport Allowances can change without notice - please reconfirm before travel.
You agree that In - Game
Items, including «Gold,» «Silver,» and any other virtual currencies or goods within the Game are for
personal non-commercial entertainment purposes, have no independent
value outside
of the Game, may not be redeemed for any cash
value, and is simply a measurement
of your limited license.
In addition to damage to the dwelling, the homeowners» furniture was destroyed as were many other
personal items, many
of which held great sentimental
value.
In an admiralty action in rem and in personam, Lakeland Bank v. Never E Nuff (Ship), 2016 FC 1096, the Federal Court dismissed the action in personam on a US mortgage, registered in New York State, against the mortgagor, a U.S.based former owner
of a 38 - foot pleasure craft and against its innocent purchaser for
value without notice in Canada and dismissed the purchaser's counterclaim for abuse
of process, but ordered the return
of a trailer and other
personal items, which had been arrested in Canada with the pleasure craft, but were not covered by the mortgage.
The
value of your
personal items may surprise you.
Announcer (voiceover): Then, make sure you know what type
of personal property coverage you have: A «replacement cost» policy typically pays the dollar amount it would take to buy a new
item at the time
of a claim, while an «actual cash
value» policy pays the cost to repair or replace minus depreciation.
For example, perhaps you are transporting something
of great
value and your travel insurance does not cover
personal items in your rental car.
Your responsibility as the applicant is to provide your agent with the
value of the
items you own (appraisals may be required) and to make certain they are insured appropriately by scheduling the property on your policy or purchasing a
personal articles floater.
The cash
value of the insured
personal belongings in the event
of property loss is the original cost
of the property
item, minus devaluation.
The remainder you owe would come from the umbrella insurance policy instead
of your
personal assets such as your home, salary, car, retirement funds, or other
items of monetary
value.
A permanent loss
of luggage is covered under travel insurance baggage coverage, which reimburses the insured traveler (up to the policy limit) for the
value of lost luggage and the
personal items inside.
Outside
of coverage amount, the big choice when it comes to renters insurance involves opting for either an actual cash
value policy or replacement cost
value policy for your
personal items.
Recovery for damage or loss to
personal property will be adjusted on the
value of the replacement cost for each
item, with no deduction for depreciation, provided the damaged property is replaced.
With a better idea
of the
value of your
personal property, you can more accurately choose the coverage you want to replace your
items in the event
of a covered loss.
While some policies only cover the current «depreciated
value»
of your
personal belongings, a more expensive «replacement
value» policy will cover the full cost replacing covered
items new.
When looking at renters insurance costs, keep in mind that your rates will vary according to whether the policy covers the actual cash
value of your
personal items or the replacement cost.
Many people make the mistake
of underestimating the contents
of their home, but the
value of your apparel, small appliances, electronics, furniture, and
personal items can really add up.
If you own expensive electronics, antiques, jewelry or artwork that would bring your total
personal property
value above the limit offered in the policy, you might need to add riders on your policy for each
item of value.
That means that a covered loss to
personal property will put you in a position to go replace the property with a new
item of like kind and quality at retail, rather than just getting the actual cash
value of the property.
Renters
personal property insurance can cover the actual cash
value of the property, which factors in depreciation, or the full cost to replace the
item.
Please note that doing so does not increase the total amount
of coverage for all
personal property, it increases the portion
of that limit available for specific high
value items.
Policies come in two flavors: one that covers the
value of your
personal possessions minus depreciation, or one that covers the replacement cost
of items.
In the event
of an accident or theft,
Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and c
Personal Property can pay the actual cash
value (ACV) or replacement cost
of personal content items or articles like furniture, appliances, and c
personal content
items or articles like furniture, appliances, and clothing.
You'll need to set appropriate coverage limits on your
personal belongings to ensure replacement with
items of equal
value.
Finally, there is one other option for contents and
personal property insurance that you may be interested in if you feel that the
value of your contents is high, If you have a lot
of designer clothes, or custom furniture and out
of the ordinary
items.
Personal property: This covers you for
items in and around your home that are vandalized or stolen, up to a percentage
of the
value of the home.
For your ski boat equipment, your agent can recommend proper limits based on the
value of your
items and provide protection through
personal property coverage.