Sentences with phrase «personal life insurance»

I have a couple of clients I am currently working on personal life insurance policies who have mood disorders and came to me looking for the best possible rate in their situation.

The executive bonus plan is one of the employee incentive programs that provides a way for an employer to help a key employee meet personal life insurance needs.

The ability to use corporate dollars to pay for personal life insurance which can leverage the benefit, especially if the corporation is in a lower tax bracket than the employee is.

Part of this preparation includes purchase of personal life insurance to secure the future of the family.

As is the case with personal life insurance policies, key man life insurance policies come in two primary forms.

Using life insurance in a buy - sell agreement requires all the procedures involved in buying personal life insurance.

Please contact us for a free, no - obligation personal life insurance quote.

Learn about the optimal time for purchasing personal life insurance and why delaying the buying decision may have costly consequences.

Car owners should buy all their insurance policies such as personal life insurance, home insurance and auto insurance from one insurance company, as most companies offer good rates on combination packages.

Business life insurance works like personal life insurance in many ways, but there are key differences to consider.

When you select us you get a experienced personal life insurance agent to help you throughout the whole process.

Personal life insurance cover helps dependents to settle financial liabilities after an insured dies.

Personal life insurance proceeds are generally paid out free of income taxes as long as the premiums were paid with after - tax dollars.

Ultimately, this insurer is very much focused on the family aspect and personal life insurance so this makes up a large proportion of their products.

I've long been an advocate of carrying personal life insurance outside the workplace even if you get offered a good policy with the group.

Personal life insurance provides a death benefit to your family or heirs, not your fellow business partners or your business in general.

The policy in essence is «ported» from a corporate policy to an individual or personal life insurance policy.

If so, buying personal life insurance is a chance for you to also learn about business life insurance and create several layers of protection at once.

If an employee is interested in a large amount of personal life insurance but wants the business to buy the life insurance, a split dollar plan can be considered.

This type of policy is completely different from personal life insurance, health insurance or mediclaim policies.

At Rogers Insurance, our experts will work with you to create a protection plan for your family or business with a variety of personal life insurance options.

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Personal Life insurance plans are another coverage option that you can purchase directly from an insurance provider, outside of your employer.

With personal Life insurance though, if you obtain coverage when you're young and healthy, you have a better chance of locking in a good rate, and remaining covered when you actually need it.

In addition to purchasing personal life insurance ranging from final expense coverage to a full - featured whole life policy, you also have the option of purchasing policies for descendant children under the Young Start life insurance plan.

Premiums for personal life insurance policies are not tax deductible.

I don't want to trivialize the need for personal life insurance.

Rogers Insurance's Account Executive in Life, Travel and Benefits — Aline Barker comments «One of the advantages of personal life insurance policies is in which they provide an option to have a beneficiary designated to receive such funds, bypassing estate and probate court and their fees — it is also important to note that all non-group benefits (individually purchased) life insurance policies are paid out tax - free to the beneficiary.»

A personal life insurance policy is owned only by you.

Family is not included in key man insurance so if your family depends on your income then you should get yourself personal life insurance.

So, if your company is the beneficiary, which is kind of the point of key person insurance, then the premiums are not deductible (similar to a personal life insurance contract) because the death benefit is not subject to taxation.

I strongly encourage you to discuss your situation with your life insurance broker / financial planner or, at least, with your personal life insurance company / insurance agent.

Below, I've provided some information for you on Mortgage Life Insurance as compared to Personal Life Insurance for your mortgage.

Personal Life insurance policies are underwritten at the time of application.

As you can see, there are many reasons why a Personal Life Insurance policy to cover your mortgage is vastly superior to Mortgage Insurance from your broker or bank.

With a personal life insurance policy, you always own your coverage and it will stay with you.

Talk to me today about a Personal Life Insurance policy instead!

Use this form to authorize electronic fund transfers from your checking, savings or share draft account to pay premiums due on your personal life insurance policies.

With a personal life insurance policy, you always own your coverage and it will stay with you.

A personal life insurance review may help.

Review your personal life insurance options, which will be useful when talking to your agent about your policy preferences.

The primary objective of personal life insurance is to provide final expenses and protect beneficiaries from an income loss or debt burden in the event of a family member's death.

Personal Life insurance policies are underwritten at the time of application.

Below, I've provided some information for you on Mortgage Life Insurance as compared to Personal Life Insurance for your mortgage.

Talk to me today about a Personal Life Insurance policy instead!

As you can see, there are many reasons why a Personal Life Insurance policy to cover your mortgage is vastly superior to Mortgage Insurance from your broker or bank.

Convertibility allows a consumer of a personal life insurance policy to convert the policy from one type of life insurance to another.

She received the death benefit proceeds from John's personal life insurance policy and money from the sale of the business, which was all laid out in the succession plan.

We recommend that you always supplement your work life insurance policy with a personal life insurance policy.