The graphic
below details
companies attacking bank services ranging from robo - advisor wealth management services like Wealthfront and Betterment; small business
loan companies like Prosper and Kabbage;
personal loan startups like LendUp and Oportun; apps that offer new models for banking like Moven and Digit; and many more.
If you are employed with a
company which is classified as non-listed or the take home salary is
below 25k then the rate of Interest offered for a fresh
Personal Loan can be steep;
Personal: Travel (maps, destinations, hotels, frequent flyer state - ments) Home (recipes, decorating, gardening, organizing, party planning) Family (parenting articles, sports teams) Health (one for each member of the family) School report cards Children's sports teams Phone numbers and address subcategories: Business (home maintenance contacts, work references)
Personal (master list, emergency contacts list) Financial and legal subcategories: Tax returns (current year, immediate past year, all other years); Important Certificates: (birth, marriage, divorce and death certificates) Passports Wills Mortgage agreements or leases Insurance policies Car records Educational records Medical records (see
below) Power of attorney Bank statements (each account gets a separate file) Credit card accounts (one file for each) Utility
company bills RRSPs Investment records
Loan agreements Pay stubs Home subcategories:.