Sentences with phrase «physical damage loss»

The Conditions section of the standard commercial auto policy allows the insurer a few options when responding to a physical damage loss.
On most auto insurance policies, the deductible only applies to physical damage losses and not to liability losses.
Age is important because claim payments for physical damage losses are calculated based on a vehicle's actual cash value (ACV).
Comprehensive car insurance coverage provides coverage for most other (non-collision related) physical damage losses you could incur.

Not exact matches

Homeowners insurance, on the other hand, prevents you (the homeowner) from absorbing total financial risk in the case of losses or physical damage to your home.
Packaging helps in protecting food from incidental problems like freezer burn, moisture loss, and physical damage.
The constant threat of loss or physical damage has a profound impact on parents in spite of the hard work and devotion of most NICU staff.
The funding is in addition to the $ 10 million the state previously announced for municipalities and the up to $ 5 million in grants for small businesses with physical damage or loss as a result of flooding.
Program assistance will calculated at 50 percent of eligible loss, compensating eligible entities for repairs to and restoration of structures, equipment, and other physical damage and declines in revenue in excess of 15 percent as a result of closures or reduced business.
Program assistance will reimburse homeowners for eligible losses, including repairs to and restoration of structures, equipment, and other physical damage.
A study of losses by Lloyd's Register in 1990 pinpointed three factors that contribute to structural failure: stress on the hull caused by inadvertent overloading, physical damage caused to the ship during loading, and corrosion in cargo spaces.
The total cost of each disaster includes insured and uninsured losses, including physical damages to buildings and infrastructure, along with factors like costs for businesses and damages to crops.
Skeletal muscle loss, apart from being excruciatingly painful with increasing severity, also renders you debilitated with a poor quality of life characterised by restricted movements and enhanced chances of inflicting self - injury or damage while attempting physical activities.
Green tea, a powerful dietary supplement that offers a host of benefits for men and women seeking a healthier life: Assist in the natural weight loss - the brain's help function and physical activity - strengthens energy - protection against free radicals from damaging skin green tea extract is a rich source of polyphenols which provides powerful antioxidant protection, protecting healthy cells against the harmful effects of free radical molecules caused by toxins, pollution, smoke and ultraviolet rays.
Chemotherapy and radiation can have side effects such as loss of appetite, nausea, vomiting, diarrhoea, tingling as a result of nerve damage, physical fatigue, mental fatigue, muscular pain, joint and pain and other forms of pain.
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SUCH DAMAGES INCLUDE, WITHOUT LIMITATION, PHYSICAL DAMAGES, BODILY INJURY, FINANCIAL LOSSES AND OR EMOTIONAL DISTRESS AND DISCOMFORT.
The rest of the film is Lena's account of what happened, as she and the other four women, all damaged by illness (physical or mental) or loss, agree to enter and explore an irrational space from which no one else, excepting Kane, has ever emerged.
This changes the policy in such a way as to remove the list of covered perils and replace it with the words «We insure against risk of direct physical loss or damage...» followed by a few obvious exclusions such as nuclear war.
Homeowners insurance policies can provide coverage for damage to your home's physical structure (Dwelling coverage); damage to other structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coveraloss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coveraLoss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverage).
Sinkholes: This endorsement covers direct physical loss or damage to insured property caused by «sudden settlement» or a sinkhole.
Personal property coverage, also known as «Coverage C» or «contents coverage» on your renters insurance policy protects the things you own from a long list of things that could cause direct physical loss or damage.
The basic card covers storage, loss of use, towing, theft, and physical damage, although Platinum and Premium cards also cover certain medical expenses for accidental personal injury, loss of personal property and accidental death and dismemberment.
Secondary coverage extends to vehicles costing $ 50,000 or less, and includes theft, towing, loss of use and physical damage.
A lender that accepts your car as collateral may require that you insure it for physical damage, naming the lender as loss payee in the event it's totaled.
Damage from a structural collapse is covered in terms of direct physical loss to your personal property if it was caused by a named peril, or by insect or vermin damage that is hidden from view unless you knew or should have known about the damage and failed to mitigaDamage from a structural collapse is covered in terms of direct physical loss to your personal property if it was caused by a named peril, or by insect or vermin damage that is hidden from view unless you knew or should have known about the damage and failed to mitigadamage that is hidden from view unless you knew or should have known about the damage and failed to mitigadamage and failed to mitigate it.
Direct physical loss or damage to the ring is covered, except for things that are excluded such as nuclear war.
Open perils coverage means that your personal property is protected against direct physical loss or damage from any cause that has not been excluded.
Property damage is «physical injury to, destruction of, or loss of use of tangible property.»
The definition of property damage is «physical injury to, destruction of, or loss of use of tangible property.»
That means that physical loss or damage to the insured item is paid unless it's otherwise excluded from the policy, rather than the named perils of a standard HO - 4 renters insurance policy.
Open perils coverage gives you additional protection by ensuring that you have the coverage you need for any kind of direct physical loss or damage the property suffers, and can be added on for very little.
Intellectual property lacks the inherent ability of personal property to suffer direct physical loss or damage.
Direct physical loss or damage from perils named in the policy is exactly what your renters insurance policy is protecting your property against.
In plain language, that means your jewelry under that rider is covered against direct physical loss or damage from any cause not excluded.
The physical changes in the brain include loss of neurons, beta amyloid plaques and oxidative damage.
As a volunteer / participant of Downtown Dog Rescue, I recognize and acknowledge that there are certain risks of physical injury and I agree to assume the full risk of any injuries, including death, damages or loss which I may sustain as a result of volunteering / participating in any and all activities associated with Downtown Dog Rescue.
The insurance covers physical damage and theft of the vehicle, reasonable loss of use charges, reasonable towing charges, and includes Secondary Personal Effects insurance.
All works are insured, less the 20 % commission, against physical damage or loss by the Arts Council from designated drop - off date through designated pick - up date and time.
Whereas the American images depict people still frozen by the ramifications of their loss of Eden, the photographs made in Vietnam portray people who have continued unhindered by their personal loss and physical damage, thereby spreading hope that there is in fact life and happiness even east of Eden.
«Statins make regular users become older faster, leaving them open to long - term mental and physical decline, according to disturbing new research... Scientists have found the heart disease drug badly affects our stem cells, the internal medical system which repairs damage to our bodies and protects us from muscle and joint pain as well as memory loss
Assessing your claim includes compiling your monetary losses as well as damages related to your physical pain, emotional suffering, and how your enjoyment of life has decreased.
Economic damages are defined under Florida law as «nonfinancial losses that would not have occurred but for the injury giving rise to the cause of action, including pain and suffering, inconvenience, physical impairment, mental anguish, disfigurement, loss of capacity...
While some cases might also include claims for property loss and other economic damages, a case is not truly a personal injury matter unless there has been some form of physical or emotional injury caused by negligence.
The injuries resulting from slip and fall incidents can run the full range from minor to severe and can include brain damage, concussion, headaches, TMJ (jaw), scars and disfigurement, hearing loss, seizures, neck pain, back pain, shoulder pain, knee pain, leg pain, rotator cuff tear, herniated and bulging discs, fractures and broken bones, muscle damage, ligament damage, tendon damage, nerve damage, spinal cord injuries, and many other physical problems.
Personal injury litigation covers a wide spectrum of claims that result in physical, mental or emotional harms, financial loss or property damage.
The circumstances surrounding your injury, the extent of your physical and emotional suffering, as well as the amount of financial losses from medical bills, lost wages, and other costs you've incurred as a result of the injury, all play a part in calculating the amount of damages you will be able to seek in your case.
Instead, the cap is imposed on the non-economic damages for such losses as grief, sorrow, loss of enjoyment of life, physical and mental pain and suffering, or emotional distress.
In order to recover damages in this type of case, the plaintiff must show physical manifestations of distress or some other non-psychological damage (such as loss of wages).
Physical and material damages, moral damages, loss of earnings, loss of opportunity and potential future damages are all heads of damages recognised by the Dubai Courts.
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