When you maintain
physical damage on your policy, we'll pay for
damages to your truck
caused by a collision, overturn, theft or
natural disaster - even if you experience a total loss.
Although policies vary, most plans will cover direct
physical loss of personal property if
damaged by fire and smoke,
natural disasters such as tornadoes, earthquakes or volcanic eruptions, lightning, windstorms or hail storms, snow, ice or sleet
damage, riot or civil commotion, vandalism or theft, falling objects, discharge or overflow of water or steam (often
caused by faulty plumbing, freezing, cracking or burning of certain systems or appliances and
damage from artificially generated electric current.