During the two - year contestability period, the insurance company discovered you actually are a daily
pipe cigar smoker.
Not exact matches
The
cigar and
pipe smokers also had elevated levels of a nicotine by - product called cotinine in their urine, the researchers found.
The vast majority of
pipe and
cigar smokers — nearly 9 out of 10 — also smoked cigarettes currently or formerly.
Studies have shown that many cigarette
smokers turn to
pipes and
cigars in the mistaken belief that they are safer than cigarettes.
Cigar aficionados and
pipe smokers often claim that their habit is safer than cigarette smoking because they don't inhale.
«Some
pipe and
cigar smokers say they do not inhale, or inhale less, than cigarette
smokers,» says the lead author of the study, Josanna Rodriguez, MD, a fellow in pulmonary medicine at Columbia University Medical Center, in New York City.
MONDAY, Feb. 15, 2010 (Health.com)--
Cigar aficionados and
pipe smokers often claim that their habit is safer than cigarette smoking because they don't inhale.
Cigar and
pipe smokers who smoke cigarettes (or used to) are at even greater risk; those
smokers were nearly 3.5 times more likely than nonsmokers to have decreased lung function.
We are going to compare
smoker's life insurance rates and find out just how to shop the life insurance market from one end to the other for the absolute lowest life insurance rates for people who smoke cigarettes,
cigars and
pipes or chew tobacco.
Wonderful news for
pipe smokers,
cigar smokers, and chewing tobacco users.
There are even some companies that offer non-smoker rates to
cigar or
pipe smokers, e-cigarette users, and even marijuana users.
We use Transamerica on a steady basis for cigarette
smokers,
cigar smokers and
pipe smokers.
Even if you do only smoke a few cigarettes a day you will be classed as a
smoker and you will usually be asked whether you have used any tobacco products in the previous twelve months, although if you only smoke the occasional
pipe,
cigar or cigarette on special occasions this will be taken into account and you may even be able to find a life insurance provider who is actually prepared to give you non-
smoker rates.
Many of the life insurance companies would place a cigarette,
pipe and
cigar smokers into the same tobacco user rate class.
For example, Prudential is one of the best life insures for
smokers of
cigars,
pipes and chew (not cigarettes).
Also keep in mind that there are insurance companies that will take into consideration if someone is a light
smoker or uses other forms of tobacco such as
cigars,
pipes and chewing tobacco for a lower premium than a classic cigarette
smoker.
For instance, Prudential is one of the best insurers for
smokers of
cigars,
pipes and chew (not cigarettes).
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Current
smoker - Other - a respondent who reported at the time of interview that they smoked cigarettes,
cigars or
pipes, less frequently than daily;