Sentences with phrase «plan at no cost to»

Many providers will set up the plan at no cost to the company; they receive their income later in the form of annual administrative fees that are charged to participating employees, not to the employer.
If the employer pays an insurance company for employee health coverage, it has to notify the insurer that it doesn't want contraception included in the plan, and the insurer in turn automatically enrolls employees in a separate plan at no cost to them or to their employer.
He writes that the employer «opting out» (as he misleadingly puts it) informs its insurer, who «in turn automatically enrolls employees in a separate plan at no cost to them or to their employer.»

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Poseidon Nickel has announced plans to restart its recently bought Lake Johnston project at a cost of $ 8.3 million.
Cost: Plans start at $ 19 a month per user when billed annually ($ 29 per month when billed month - to - month) and go up to $ 49 per month per user.
The founders planned to sell to Medicare Advantage health plans and at - risk medical providers, which meant they had to reduce costs as well as improve care.
And it works at much lower administrative costs than for - profit private coverage (If I recall correctly, Medicare's administrative costs are something like 3 %, vs. 15 % for for - profit plans)(UPDATE: According to the CBO, Medicare's administrative costs are 2 %, vs. 17 % for for - profit plans.
To live by the 50/30/20 plan, a person would need to earn twice as much as their fixed expenses, so GOBankingRates doubled the total cost of necessities to arrive at the total recommended take - home pay for each citTo live by the 50/30/20 plan, a person would need to earn twice as much as their fixed expenses, so GOBankingRates doubled the total cost of necessities to arrive at the total recommended take - home pay for each citto earn twice as much as their fixed expenses, so GOBankingRates doubled the total cost of necessities to arrive at the total recommended take - home pay for each citto arrive at the total recommended take - home pay for each city.
As it turns out, people with higher income levels are more likely than those of modest means to opt for HSA - qualified health plans, because they are less concerned by the potential out - of - pocket medical costs and more interested in the tax savings, according to Fronstin at EBRI.
Tesla, which is not yet profitable, currently sells a limited number of electric roadsters at a cost of more than US$ 100,000 each, though it plans to introduce a lower - priced $ 50,0000 Model S electric car next year.
Local explorer Northern Minerals plans to build a test pilot plant at its Browns Range project near Halls Creek at a cost of about $ US18 million ($ A25 million), rather than proceeding with full - scale development in light of the depressed rare earths market.
Solares estimated at the time that he could make up the $ 1.5 million in eight years, meaning if all went according to plan, he should have recouped his costs by now.
Perth - based Swick Mining Services says it made a number of redundancies to minimise costs during the March quarter and plans to make an impairment adjustment at year's end, despite an increase in demand for underground drilling from its existing clients.
Diversified miner Independence Group has slashed its workforce by 28 positions at its Long Operation in Kambalda, as it implements a number of cost - saving changes to its mining plan in response to the depressed nickel market.
Before he joined UBS, he held a number of leadership positions at Citigroup, including CFO and head of strategy within global transaction services from 2010 to 2013; head of strategy, planning and risk strategy for the corporate and institutional division from 2006 to 2010; and head of global strategy and cost management from 2004 to 2006.
On top of that, many of those in the workforce don't have any access to a 401 (k) plan at all, either because they are self - employed or their employer is too small to make offering one a cost - effective venture.
Because these bare - bones plans do not limit insurance payouts to workers, they meet the letter of the law's requirements that employers provide «affordable» health care coverage to their workers at a far lower cost than more comprehensive plans.
Google added an unlimited data plan to its low - cost wireless service known as Project Fi, in a move aimed at matching the popular offers from rivals Sprint, AT&T and others.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
ACTenviro offers rich benefit plans to employees at little to no cost.
But buyer beware: Your 401 (k) plan provider could be marking them up to make them cost more than you think, according to Josh Robbins, chief strategy officer at America's Best 401k.
Retirees are being transferred to new health care plans, with no increase in premiums for this year, at least; a document sent to retirees by the company says the pensioners will bear the cost of any increases in premiums going forward, and that the company has the right to change the plan at any time.
«Sometimes plans are so egregious, where fees are north of two and a half, three and a half percent, where it might make sense to simply bypass the 401 (k) and if possible set up your own individual retirement account at a low - cost provider,» Robbins said.
Economists say that the plan, which would cost the government $ 2.7 billion a year, would give the most benefit to families who need it least and no benefit at all to 85 per cent of Canadian households.
When you reflect on your budget for the entire year at once, it's much easier to put these costs into perspective, allowing you to plan ahead instead of weathering them as they come.
Cost: Plans start at $ 25 a month and go up to $ 200 a month.
The company at one time had bold ambitions of having 1 million customers by 2018, but began scaling back its plans at the end of 2015 as costs for funding that growth mounted and demand began to slow.
They have at least three core pursuits in retirement; they've planned for the cost of those pursuits; they have a plan to be mortgage - free by retirement; they have at least three separate sources of income; and they are income investors who rely on their portfolio cash flow to replace their former paycheck.
In part, that's because the rich have more discretion on when and where to buy homes — and with the costs of owning a home in New York going up with the tax plan, apartments aimed at the rich will see the biggest price hits.
While the merits of building a subway line over a light - rail one are, in this instance, contentious, the move at least bucks a trend in Toronto, a city where subway plans are often scrapped — not formed on short notice (not to mention at a higher cost).
They were conceived as portable plans, easy for employers to administer, that combine individual savings in large investment pools to achieve professional management at a lower cost.
The average cost of a traditional, non-C-Section delivery at an American hospital is $ 10,808, according to the most recent survey data from the International Federation of Health Plans.
Using data as the backbone of a business plan allowed them to first see if they could make a business out of brewing, as opposed to entering the venture with a mindset of «make it work at all costs
Where that money is likely to go is fairly easy to document with some simple math: Once a person goes on Medicare, the most common Medicare supplement plan they purchase, Patel explains, is Plan F at a cost of about $ 300 per month (costs vary depending where you live) per perplan they purchase, Patel explains, is Plan F at a cost of about $ 300 per month (costs vary depending where you live) per perPlan F at a cost of about $ 300 per month (costs vary depending where you live) per person.
The partners at his 25 - employee law firm had picked their plan 15 years ago, long before technology - driven retirement platforms started to drive down costs.
If you are planning a major acquisition or purchase, you should discuss your options with your tax professional before acting, in order to minimize the cost or maximize your deductions or credits at tax time.
The proposal to build two Aegis Ashore batteries without the missiles will likely cost at least $ 2 billion and was not likely to be operational until 2023 at the earliest, sources familiar with the plan told Reuters in December.
In December, Souki told Fortune that Cheniere planned a fleet of 13 to 15 trains across both locations at a total cost of about $ 25 billion.
As a result, for women who are concerned about the costs related to giving birth, it's important to explore the average costs at their local hospitals and review their insurance plans before they decide to become pregnant.
The survey provides an updated look at employers» response to the Affordable Care Act's excise tax on high - cost health plans, sometimes called the «Cadillac tax,» which is now scheduled to take effect in 2020.
The Wealthfront Equity Plan creates a tremendous incentive for people to stay at a company without costing the employer too much.
Amazon.com plans to team with Warren Buffett's Berkshire Hathaway and JPMorgan Chase on a new venture aimed at lowering costs and improving care for their employees.
But it is hard to imagine the plan not costing trillions of dollars, at least.
Sure Shanghai is not the only Chinese city that planned or have installed huge number of surveillance cameras, according to a 2011 Chinanews.com report, the southwestern city of Chongqing had set a goal to install a half - million cameras by the end of 2012 at a cost of 20 billion RMB.
Trump's infrastructure plan will privatize all the benefits for the financiers and make sure that the population at large gets zero benefit from it while paying the costs, says economist Michael Hudson SHARMINI PERIES: Welcome back to The Real News Network.
The fact that this topic is popular on here may serve you well if this was expanded a bit more (which you just did with the couples angle, but perhaps looking at other data sources to help quantify what people's net worth is... and perhaps with respect to geography / cost of living... also how to maximize your relative net worth by moving to a low cost area — which I plan to do (abroad)!.
When that happens, the world will be watching, and not just for the promised sustainability — Quay Valley also plans to feature the world's first working Hyperloop, built by Hyperloop Transportation Technologies at an estimated cost of $ 100 million to $ 150 million.
SINGAPORE (Reuters)- Financial technology firm Mesitis Pte Ltd plans to launch a robo - advisory business for high net worth individuals in the next two months, its CEO said, capitalizing on a growing trend by the rich to seek online investment advice at a lower cost.
Levy has also been working on plans to reduce costs at SFR, although disagreements with the phone unit's executives on how to go about reducing spending have slowed the process, people with knowledge of the matter said.
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