If you're part of the middle class and currently advancing your career, you've probably been offered a life annuity
plan by a financial company.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment
by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders
by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension
plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the
Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending
by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over
financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase
plan, among other things.
In September 2015, the
company announced it would suspend operations at CanJet, a charter airline owned
by IMP, and explore how to move forward under a different
financial plan.
Hong Kong unveiled
plans last year to encourage biotech
companies to list in the city
by loosening listing rules to much fanfare from the
financial industry and investors.
When Hong Kong unveiled
plans last year to encourage biotech
companies to list in the city
by loosening listing rules, the
financial industry and investors cheered.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including
financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel,
financial condition of commercial airlines, the impact of weather conditions and natural disasters and the
financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred
by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8)
company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension
plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined
company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective
financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered
by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined
company, to retain and hire key personnel.
The
company is also
planning to open 10 more locations in Canada
by the end of its 2019
financial year, hoping to add up to 25 new shops in Taiwan and China, as well as build a presence in Singapore and Malaysia in the same time frame.
A poll conducted
by Genworth
Financial Mortgage Insurance
Company showed that 11 % of Canadians are
planning to buy their first abode this year, compared to 6 % in 2010.
Fintech
companies are transforming the banking experience
by offering easy payment processes, opportunities to save consumers» money, ways to promote
financial services such as investments and
planning, and ultimately
by driving the industry into the next generation of banking.
Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the
Company's control, including natural and other disasters or climate change affecting the operations of the
Company or its customers and suppliers; (2) the
Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused
by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource
planning (ERP) system, or security breaches and other disruptions to the
Company's information technology infrastructure; (10)
financial market risks that may affect the
Company's funding obligations under defined benefit pension and postretirement
plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the
Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).
Financial News reports that Vigilant Global, a telecoms
company owned
by high - frequency trading firm DRW Trading, has submitted
plans to build a 320 - metre tall tower to allow what it calls «a new communications point between the UK and Europe» which will have a «completely unobstructed» line of sight both optically, and for radio waves.
We approach our portfolio
companies with a focus on developing a strategic growth
plan, supplemented with our
financial expertise and operational best practices, all underpinned
by disciplined corporate governance.
Companies that actually use raw materials and consumers that buy products are being squeezed,
by a combination of debt service and a
financial austerity
plan — while Wall Street and speculators are being enabled to make a killing.
Industry trade groups like the Investment
Company Institute and the Securities Industry and
Financial Markets Association have come out against state - run
plans, arguing that they will spur a «confusing, state -
by - state patchwork of savings programs» that could lack strict federal controls.
Additionally, if you interact with Fidelity directly as an individual investor (including joint account holders) or if Fidelity provides services to your employer or
plan sponsor, we may exchange certain information about you with Fidelity
financial services affiliates, such as our brokerage and insurance
companies, for their use in marketing products and services as allowed
by law.
Agolo has raised a number of smaller seed rounds of funding before now, but with its latest cash injection the
company said it now
plans to «transform the way
financial service analysts do their jobs»
by expanding its platform to cater to asset managers and investment banks.
Alerts: Many
financial service providers — banks and credit unions, brokerage
companies and retirement
plan holders — offer notifications of odd activity either
by email or text message.
There is no question the Fiduciary Rule will hurt the bottom line for many
financial service
companies that profit from conflicted retirement
plan investment advice — possibly reducing their revenue
by as much as $ 17 billion per year!
Investors of all shapes and sizes were angered
by the clear disconnect between increasing pay and tumbling
financial performance, exemplified
by the maximum payouts under the
company's bonus
plan and the reporting of a $ 6.5 billion loss.
The Comprehensive Capital Analysis and Review (CCAR) is an annual exercise
by the Federal Reserve to assess whether the largest bank holding
companies operating in the United States have sufficient capital to continue operations throughout times of economic and
financial stress and that they have robust, forward - looking capital -
planning processes that account for their unique risks.
Among the deals killed recently
by the multi-agency Committee on Foreign Investment in the United States (CFIUS) were Ant
Financial's
plan to buy U.S. money transfer
company MoneyGram International Inc (MGI.O), the purchase
by China - backed Canyon Bridge Capital Partners LLC of a U.S. chip maker and
plans by Zhongwang USA, backed
by a Chinese aluminum tycoon, to buy a U.S. aluminum maker.
According to individuals interviewed
by Financial Times, the
company plans to build a virtual economy where its «users can provide the critical mass to push cryptocurrencies toward widespread adoption.»
LearnVest isn't the first web - based
financial planning company to be acquired
by a larger
financial services
company.
The advance was sparked
by news that the
company plans to sell off most of its
financial businesses and focus on its diverse portfolio of industrial operations.
Secondary raisings dominated, especially placements
by non-
financial companies and
financial companies» raisings through dividend reinvestment
plans.
Despite the massaging that occurs with
financial results and prepared statements made
by executives on the calls, I've found it to be a worthwhile exercise in that it offers insight into a
company's forward looking
plans and their appetite (or distaste) for growth through acquisition.
The insurance
companies have promised to make timely interest and principal payments on any bonds covered
by insurance if Puerto Rico defaults, said Rob Williams, director of income
planning at the Schwab Center for
Financial Research.
The
company also announced in November 2017 that it would be submitting a
planning application
by Quarter Four of the 2016/17
financial year for a new energy park, to be situated alongside the Belvedere EfW plant and slated to come online from 2024.
Download a
financial calculator template developed
by Bon Appétit Management
Company for use in district - wide nutrition services
financial planning.
Although
plans to close the plant are purely
financial, largely spurred
by competition from cheap natural gas, and will save the
company $ 250 million in the next five years, Cuomo has threatened legal action against Entergy.
According to him,
plans by the
company to seek strategic partners to revive the operations of TOR has become a history since the
company can now boost of a good
financial performance since last year.
Cuomo also announced a directive to the New York State Department of
Financial Services which took action to stop insurance
companies from putting «arbitrary limits» on the number of naloxone doses covered
by a
plan.
Employees whose retirement
plan is invested in stock of the
company where they work do not pull out money as the firms approach
financial distress, a recently released, but yet to be published paper, co-authored
by a University of California, Riverside assistant professor found.
[Box 9] OIS - China - Chinese Science and Technology Policy Delegation Visit, 1978 Zhongshan University Delegation Visit, 1979 AAAS Popularization of Science Delegation to China, 1980 CAST Science Writers Delegation to US, 1981 AAAS Environmental
Planning Delegation to China, 1981 US - China Conference on Energy Resources and Environment, 1982 Interferon Study (Proposed), 1982 CAST Delegation to US, 1982 CAST Quality Control Delegation to US, 1982 Rumenant Productivity Symposium - US Papers, 1983 Rumenant Productivity Symposium - Chinese Papers, 1983 Photo Album of Address
by Song Jian, 1985 AAAS Board of Directors Delegation to China, 1985 Chinese Delegation Visit (IIE), 1986 US Fish and Wildlife Service Delegation to China, 1986 FASAS International Climate Change Symposium (Proposal), 1986 CAST Delegation to US, 1986 Background Political Information, 1987 Law / Science Short Course (Proposal), 1987 Collected Information and Papers on Chinese Water Management, 1987 CAST Water Management Delegation to US, 1987 AAAS Water Management Delegation to China, 1987 AAAS Water Management Delegation to China - Follow - up, 1988 CAST Petrochemical Engineer Delegation to US (Proposal), 1987 Pacific Rim Symposium (Proposal), 1987 Science and Technology Advising Seminar (Proposal), 1988 - 1989 AAAS / ABA Lawyers and Scientists Delegation to China, 1988 China Symposium at 1989 AAAS Annual Meeting, 1988 - 1989 Medical Instrument Maintenance and Repair, 1989 Fang Li Zhi, 1988 - 1989 Amnesty International Reports on Chinese Arrests, 1989 Correspondence re: June 1989 Events in China, 1989 Consortium of Affiliates for International Programs, 1989 China - FASAS Symposium on Environmental Protection in Developing Countries, 1989 FASAS Symposium Chinese Papers, 1989 PRC Joint Commission Visit, 1989 Tibet, 1987 Liz Levey Misc Correspondence, 1982 - 1990 Chinese Code of Ethics, 1986 China Tech
Company Information, (undated) AAAS / CAST Exchange Programs, 1978 - 1987 Correspondence with CAST International Director Wang Zheng, 1981 - 1982 Correspondence with CAST, 1981 - 1989 James Hartnett Complaint to CAST, 1988 - 1989 Chinese Academy of Sciences, 1987 Hong Kong Association for the Advancement of Science and Technology, 1987 - 1988 Correspondence with Chinese Embassy, 1982 - 1987 NAS China Committee, 1982 - 1986
Financial Aid for Chinese Students, 1987 Misc Articles and General Background Information, 1978 - 1989 Misc., 1982 - 1989 Presentation Transparencies, 1988 Elzinga, Aant.
By applying strong organizational and process improvement skills, Ryan has a history of creating efficiency in customer service - driven
companies with operational experience including
financial, event
planning / scheduling, insurance compliance, and inventory management.
By deciding not to turn Capital Prep Magnet School over to Perry and his charter school management
company, Hartford put Perry's
financial plan in serious jeopardy.
Bharti AXA Life Samriddhi — a Non-linked, Participating, Endowment
plan, that offers protection for your family's
financial future
by providing an opportunity to participate in the profits of participating fund of the
company by way of Non-Guaranteed bonuses payable to you at the time of maturity or in case of any eventuality
Even though many 529
plans are marketed and sold
by large
financial services
companies,
by federal law, a 529
plan must be sponsored
by a state.
However, its sister
company, Navient, was sued in January
by the Consumer
Financial Protection Bureau and several state attorneys general, over allegations that it pushed students into forbearance instead of enrolling them into money - saving income - contingent repayment
plans.
The loan servicing industry's longstanding failures came into sharp focus three years ago when an analysis of consumer complaints
by the federal Consumer
Financial Protection Bureau found that some companies were pushing struggling borrowers toward default — which essentially ruins their financial lives — by giving them misinformation, by making it difficult for them to refinance their loans and pay lower rates, and by withholding information about affordable payme
Financial Protection Bureau found that some
companies were pushing struggling borrowers toward default — which essentially ruins their
financial lives — by giving them misinformation, by making it difficult for them to refinance their loans and pay lower rates, and by withholding information about affordable payme
financial lives —
by giving them misinformation,
by making it difficult for them to refinance their loans and pay lower rates, and
by withholding information about affordable payment
plans.
A type of RRSP whereby the holder invests funds or contributes certain acceptable assets such as securities directly into a registered
plan which is usually administered for a fee
by a Canadian
financial services
company.
My ultimate
financial goal is to become a self - made millionaire
by December 2024 (10 year
plan)
by saving and investing in stable dividend paying blue - chip
companies.
These types of
plans are rare and only offered
by certain
financial companies, so if you are interested in something like this rather than a traditional retirement
plan for entrepreneurs, freelancers, or those who are self - employed, you'll need to do a little research.
Q2 (15:39) «I was recently told
by more than one
financial advisor that I should roll my employee retirement
plan now that I've left the
company, into an individual IRA.
The commission - based world is all about wearing a «Black Hat» while struggling to force a square peg into a round hole
by selling high - commission products and trades, life insurance
company products,
financial plans created with fake
planning software, and abusing American Funds.
In some cases, people that have used credit repair or
financial planning services in the past may be able to obtain better results
by calling the credit
company and asking for their account to be reviewed.
However, things like bad management of a
company, new competition, and new government regulation can be mitigated
by diversifying your portfolio so things that hurt a particular
company, industry, or country don't wreck your whole
financial plan.
Although there are some debt reduction and
financial planning programs that can help a person reduce the total amount that they owe to creditors, many of the promises that debt reduction
companies make can lead to deeper debt, being sued
by creditors for large amounts of money, or even having criminal charges levied against the person.
Financial Default of the liveaboard operating
company, or tour operator (Covered already
by the Elite
Plan).
Contributed
by Sharon Butler / On Wednesday, MarketWatch, a
financial blog published
by the Dow Jones
company, ran a provocative piece suggesting that the time might be approaching for Americans to begin
planning an exit strategy from Trumplandia.