These organizations base the liberty mutual senior life insurance
plan costs on the opportunity of the loss of life of a client.
The Company is included in the Management Company's self - insurance health plan and pays its portion of
the plan costs on a monthly basis.
Not exact matches
Some experts call this dollar -
cost averaging, says Daniel Laverdière, senior manager of financial
planning and advisory services with National Bank Financial, but it's really about making sure that some saving is occurring
on a regular basis.
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance,
cost, and revenue under our contracts, including our ability to achieve certain
cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses
on new and maturing programs; 5) our ability to accommodate, and the
cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect
on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions
on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact
on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact
on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns
on pension
plan assets and the impact of future discount rate changes
on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco
on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted
on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence
on our suppliers, as well as the
cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments
on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest
on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other
cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected
costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase
plan, among other things.
Tim Berry, president of Palo Alto Software Inc., responds to a reader seeking advice
on finding a low -
cost writer to help with a business
plan.
Actual out - of - pocket
costs would be lower and dependent
on the coinsurance or copay included in the individual's health insurance
plan.
According to
Planned Parenthood, IUDs can
cost anywhere from $ 0 to $ 1,300, depending
on your insurance and any assistance you may be able to receive.
A cash reserve can cover
costs in the interim, while you're waiting for profits, and also help in
planning for taxes that may catch you off guard and take a chunk out of the money you were
planning to use
on other expenses.
A number of prominent GOP Senators, including Sen. Bill Cassidy, are sounding a defiant note
on President Trump's proposal to end Obamacare payments to insurance companies — payments that help reduce the deductibles and out - of - pocket
costs paid by low - income Americans who purchase a mid-level «Silver»
plan in Obamacare's markets.
They are mostly running
on their 2014 budget, which they had an army of civil servants assist in drafting and
costing the
plan.
The company, however, won
cost savings through changes in healthcare
plans and limits
on post-retirement health benefits.
As a patient, finding a doctor in - network
on your health
plan can make a big difference when it comes to out of pocket
costs.
When consumers and the financial industry do come
on board, the Committee advises regulating it much like other financial services products, like supervising bitcoin exchanges with «requirements for business continuity
planning,» and «a forum for fraud prevention and disclosure of bitcoin's risks and
costs.»
High - deductible health
plans have lower premiums than traditional HMO - or PPO - type
plans and have caught
on with employers seeking to reduce their premium
costs.
And by offering installment
plans, Apple and its carrier partners can help customers spread the
cost of an expensive iPhone over
on or two years.
He came to me with his business
plan on a beer mat, outlining the startup of a low -
cost carrier in Australia to take
on Qantas and Ansett.
Based
on Trump's 2017 budget request for $ 2.6 billion to
plan, design and build 75 miles of wall, Democratic Senator Claire McCaskill's office estimated the per - mile
cost would be about $ 37 million, or nearly $ 67 billion for the entire 2,000 - mile border.
Someone who used 10 GB in a month, for example, would pay $ 120
on Fi, versus the standard unlimited data
plans of AT&T (t) at $ 90, Verizon (vz) at $ 85, Sprint (s) at $ 60, and T - Mobile (tmus) at $ 70, that all
cost less for one line.
Although Spain's borrowing
costs have fallen over the past two months
on the back of the ECB's new rescue
plan, the Spanish 10 - year yield is still hovering just below 6 percent - a level that has been seen as unsustainable since the crisis escalated in 2011.
Last September, Edward Rogers revealed
plans for a $ 1.5 - billion 10 - tower condo project
on land in Mississauga, Ont., originally purchased for a radio transmitter in the 1960s at the
cost of $ 170,000.
You may be
on the hook for taxes and penalties if you use your 529
plan for primary and secondary school
costs.
On top of that, many of those in the workforce don't have any access to a 401 (k)
plan at all, either because they are self - employed or their employer is too small to make offering one a
cost - effective venture.
But at the same time drug companies were increasing prices for many drugs, insurance
plans have been going through their own transformation, leaving more families like the LePeres
on the hook for far more of that
cost.
Not only would the
costs for data
plans pale in comparison, but it could create a market for extremely affordable messaging - only devices using Messenger and WhatsApp, the two most used messaging apps
on the planet (which Facebook owns).
The increase takes effect next month and will
cost $ 300 million
on top of wage hikes that were already
planned.
Working longer can mean lower
costs on the health - care side, according to McClanahan, as many individuals are able to take advantage of company health
plans.
The EU's executive announced the
plans in proposing a joint budget for 2021 - 27
on Wednesday, a move that could
cost Hungary and Poland, two of the...
Metzger's estimates suggest that, spread over three decades, the project would
cost between 3 - 12 % of NASA's current budget annually, though the
plan also depends
on investment from private space operators.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed
cost reduction efforts and restructuring
costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension
plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU,
on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted
on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition
on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger
on the market price of United Technologies» and / or Rockwell Collins» common stock and / or
on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger
costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
On the other hand, 71 percent favor the law's Medicaid expansion, 66 percent of young adults favor the prohibition on denying people coverage because of a person's medical history, 65 percent favor requiring insurance plans to cover the full cost of birth control, 63 percent favor requiring most employers to pay a fine if they don't offer insurance and 53 percent favor paying for benefit increases with higher payroll taxes for higher earner
On the other hand, 71 percent favor the law's Medicaid expansion, 66 percent of young adults favor the prohibition
on denying people coverage because of a person's medical history, 65 percent favor requiring insurance plans to cover the full cost of birth control, 63 percent favor requiring most employers to pay a fine if they don't offer insurance and 53 percent favor paying for benefit increases with higher payroll taxes for higher earner
on denying people coverage because of a person's medical history, 65 percent favor requiring insurance
plans to cover the full
cost of birth control, 63 percent favor requiring most employers to pay a fine if they don't offer insurance and 53 percent favor paying for benefit increases with higher payroll taxes for higher earners.
Each of those
cost me a few hundred dollars, and that's not even counting the «unexpected» wedding, shower, thank - you, or baby gifts I've come to
plan on buying each month.
The biotech
plans to shed 20 % of its nearly 600 employees in order to secure yearly
cost - savings of about $ 21 million — money which can then be used to double down
on late - stage clinical trials for its experimental Parkinson's drug.
When you reflect
on your budget for the entire year at once, it's much easier to put these
costs into perspective, allowing you to
plan ahead instead of weathering them as they come.
While the bank has recently said that its
plan to merge the two units remains
on track for the second quarter, it has also pledged to achieve annual
cost synergies of 900 million euros by the end 2020, to a large extent by cutting the workforce.
Even worse, the
cost of carrying these well organized groups is very much understated: nearly all the public - sector pension
plans are underfunded by hundreds of billions of dollars and taxpayers are
on the hook for the difference.
It sucks your battery,
costs extra
on your phone
plan, and offers a level of connectivity that you just don't need.
They have at least three core pursuits in retirement; they've
planned for the
cost of those pursuits; they have a
plan to be mortgage - free by retirement; they have at least three separate sources of income; and they are income investors who rely
on their portfolio cash flow to replace their former paycheck.
Journy,
on the other hand, is a personal travel
planning service and mobile app that only
costs $ 25 per day of the trip.
In part, that's because the rich have more discretion
on when and where to buy homes — and with the
costs of owning a home in New York going up with the tax
plan, apartments aimed at the rich will see the biggest price hits.
SEOUL, March 27 - General Motors said its loss - making South Korean operations would file for bankruptcy if its union did not agree to cut labor
costs by April 20, heaping pressure
on workers and the South Korean government to swiftly agree a rescue
plan.
SEOUL, March 30 - Shares of Hyundai Mobis dropped almost 7 percent
on Friday, hurt by worries that a proposed restructuring
plan would benefit the parent group's controlling family at the
cost of the company's shareholders.
Other measures include: • remove rule limiting Child Tax Credit (CTC) to one claimant per household (to allow two or more families sharing a house to claim the CTC); • repeal $ 10,000 cap
on medical expense tax credit claims made
on medical
costs incurred for an eligible dependent; • easier access to funds in Registered Disability Savings
Plans for beneficiaries with shortened life spans; • improved Employment Insurance benefits to parents of gravely ill, murdered, or missing children; and • enhanced ability to make transfers between individual RESPs, and better access to RESP funds for post-secondary students studying outside Canada.
According to multiple sources, in no small part due to the TD deal, Shop.ca was
on track to run out of cash by the end of 2015, and there was no compelling
plan to reduce
costs.
The ranking drew
on the expertise of a panel of dietitians and nutritionists, but didn't account for any
costs associated with the diet
plans or how exercise fit into the programs.
«Thus, with contributors, advertisers, distributors and
costs all in place — at least
on paper — I had written my first business
plan,» says Branson.
Stack, CEO of Springfield Remanufacturing, is one of the few who have put all the pieces together — from setting goals based
on open - book management, to bonus
plans,
cost accounting, and employee ownership.
There are two main
plan types: a prepaid tuition
plan, which lets you pay for tuition ahead of time based
on today's
costs, and a «savings
plan» that functions like an investment account, growing (and falling) with the market.
Focus
on the basics As a startup that
plans to serve large numbers of free users, Posterous keeps
costs as low as possible, Agarwal says.
The problem with extending CPP coverage, they say, is it will force new payroll
costs on both employers and employees, even those already well covered by employer - sponsored
plans and RRSPs.
Tenet Healthcare, under pressure from an activist investor, said
on Tuesday it would explore a sale of its Conifer unit, and increase the size of its
plan to cut
costs by $ 100 million by the end of 2018.