Women need to
plan for their financial futures with these facts in mind.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions
with respect to the B787 program; 4) margin pressures and the potential
for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences
for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals
for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate,
future pricing under our supply agreements
with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements
with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts
with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand
for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension
plan assets and the impact of
future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price
for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships
with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate
for our additional capital needs or
for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over
financial reporting; 29) the outcome or impact of ongoing or
future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions
for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance
with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase
plan, among other things.
Such statements include, but are not limited to, statements about the continued demand
for our product, the wind - down of ExpressJet's flying agreement
with Delta, and the related removal from service and / or placement into service of certain aircraft, the scheduled aircraft deliveries
for SkyWest Airlines
for 2018, as well as SkyWest's
future financial and operating results,
plans, objectives, expectations, estimates, intentions and outlook, and other statements that are not historical facts.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including
financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel,
financial condition of commercial airlines, the impact of weather conditions and natural disasters and the
financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities
for growth and innovation; (4)
future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection
with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection
with the pending Rockwell Collins acquisition; (5)
future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of
future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection
with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension
plan assumptions and
future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective
financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection
with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated
with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated
with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
With Federal officials testifying to Congress last November that despite its darker uses, the online currency has real - life benefits
for lubricating global
financial systems, the
future appears bright
for Bitcoin — and the companies Draper
plans to build up around it.
Forward - looking statements may include, among others, statements concerning our projected adjusted income (loss) from operations outlook
for 2018, on both a consolidated and segment basis; projected total revenue growth and global medical customer growth, each over year end 2017; projected growth beyond 2018; projected medical care and operating expense ratios and medical cost trends; our projected consolidated adjusted tax rate;
future financial or operating performance, including our ability to deliver personalized and innovative solutions
for our customers and clients;
future growth, business strategy, strategic or operational initiatives; economic, regulatory or competitive environments, particularly
with respect to the pace and extent of change in these areas; financing or capital deployment
plans and amounts available
for future deployment; our prospects
for growth in the coming years; the proposed merger (the «Merger»)
with Express Scripts Holding Company («Express Scripts») and other statements regarding Cigna's
future beliefs, expectations,
plans, intentions,
financial condition or performance.
These things are still far from certain since you still have to deal
with unknowns such as
future financial market returns, your actual lifespan, healthcare costs and those times where life invariably gets in the way and causes you to spend more than you
planned for.
We engage your adult children
with our
financial consultants to provide early
financial planning and preparation
for beneficiary and
future trustee roles.
Among other things, these forward - looking statements may include statements regarding the proposed combination of ILG and MVW; our beliefs relating to value creation as a result of a potential combination
with ILG; the expected timetable
for completing the transactions; benefits and synergies of the transactions;
future opportunities
for the combined company; and any other statements regarding ILG's and MVW's
future beliefs, expectations,
plans, intentions,
financial condition or performance.
When you partner
with GP Wealth Management you will receive the personal attention of a
financial advisor who will create and execute a customized
financial plan designed to meet your current needs and provide
for your
future.
At Excel Tax & Wealth Group, our team works
with clients of all ages to help
plan for a successful
financial future.
«Bring documentation that illustrates your company's
financial history along
with your
plans for the
future,» said Ellis.
So if you
plan on shopping
for your own loans or credit in the near
future, co-signing a loan
with someone else might not be in your best
financial interest.
As much as I am outside of my comfort zone here (I do not attend church - nor
plan on doing so ever again, I have plenty of non-christian friends but not one Christian friend in my current city, I DJ at a bar, I run a radio that plays secular music (yet everything is sacred), I work a regular day job, I struggle
with financial hardship and responsibilities I never asked
for..., I sometimes have fear of the
future and many times my faith dwindles... Some days I cry because I support my family and I feel just really tired...) despite all this fractured humanity that I am....
Yes we didn't have the
financial muscle before but we do now and it should be trusted
with someone
with (5 - 10 year)
plans for the
future not one or two years.
I'm betting there will be a much bigger focus on the CL performances and losses than the fact we're 3 pts from the top... While neglecting the fact that the
financial muscle they all want flexed so badly is only now a possibility due to the careful
planning and years of competing
with the big spenders of the league while laying the foundations
for a better
future.
Time
for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option
with any real
future and somehow he's the only one we have actively tried to get rid of
for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray
with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong
with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous
for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their
future potential employer feels about them)... in order
for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign...
with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him
with the proper players in the final third... he was never a good defensive player in Real or
with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as
for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal
for a club of this size and
financial might... the fact that we could find money
for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul...
for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers
with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid
for Suarez, or that we couldn't get Higuain over the line when he was being offered up
for half the price he eventually went to Juve
for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree
with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness
for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a
plan but continued to follow it even when it was no longer a
financial necessity, like it ever really was...
The multi-year tables in New York State's just - released Enacted Budget
Financial Plan for fiscal 2015 make continued use of Governor Andrew Cuomo's new fiscal conjuring device: a lump - sum, below - the - line reduction in
future projected spending, based on the assumption that the governor will «propose, and negotiate
with the Legislature to enact budgets that hold State Operating Funds spending growth to 2 percent.»
The GTCrea8 platform is structured to assist students
with their daily and
future financial plans by enabling them develop valuable
financial literacy and money management skills which subsequently prepares them
for greater responsibilities in the years ahead.»
In this show John Testa discusses
with Rob Astorino all the major changes the County Executive made while developing the 2011 Westchester County Budget and how taxpayer relief was accomplished, while also providing
for the neediest of the county; leaving essential services intact and establishing a sound
financial plan for the
future.
These statements are likely to address matters such as the company's
future financial condition and performance (including earnings per share, the profitability of Waldenbooks, liquidity, sales, inventory levels and capital expenditures), its cost reduction initiatives and
plans for store closings and the expansion of product categories, as well as the timing of the launch of the Borders - branded eBook store and mobile application and the completion of the contemplated transactions
with Spring Design and the benefits thereof.
Parents
with a
financial plan in place reported saving an average of $ 6,300 last year toward
future college expenses, versus only of $ 4,700
for those without a
plan.
Take advantage of this wide variety of calculators to help you
plan for the
future and to decide whether your current
financial trajectory is in line
with your long - term objectives.
«The IALC has always focused on product solutions that are in the best interest
for American retirement savers and as such we disagreed
with the DOL's enforcement mechanism because it operated to reduce access and limit choices
for individuals who have worked hard to
plan and save
for their
financial futures.
At Excel Tax & Wealth Group, our team works
with clients of all ages to help
plan for a successful
financial future.
For example, if you're going to use the Asset Allocation Software to run an investment asset allocation report, College
Planning Calculator to show what's needed to send kids to college, Life Insurance Need Analysis to see how much life insurance they really need, and an overall
financial plan showing what their
financial future / retirement (using RP, or either version of RWR) will look like before and after your brilliant recommendations, you'd use these four modules, combined
with the Cash Flow Projector (CFP).
We can meet
with you and go over your
financial situation and see what options you have to
plan for your
future.
Your personal finance coach will meet
with you face - to - face to discuss and develop a budget, strategies
for reducing
financial stress, and
plan for a strong
financial future.
Start
with a
financial plan and budget
for your
future.
Therefore,
with the proper
financial education and tools, you can repair your credit and access funds
for the important purchases in life, like a home or car, and
plan for the
future with retirement savings.
We believe that comprehensive
financial planning should be accessible
for everyone, and it should give you a detailed
plan that helps you implement spending habits that align
with your
financial goals, eliminate
financial stress and uncertainty, and invest in your desired
future.
The National Foundation
for Credit Counseling (NFCC) notes that certified credit counselors can help you resolve current
financial problems, establish a
plan to avoid
future problems, and find affordable ways of dealing
with credit card debt.
They will work
with you to come up
with a
plan that will work best
for you, offering you an affordable monthly payment based on your income and terms that are conducive to a bright
financial future.
Despite their
financial sacrifices, the promise of loan forgiveness under the PSLF program allowed the Individual Plaintiffs to
plan for a career in public service
with some promise of
future financial stability.
But
with the right amount of life insurance to replace your income, you'll have the peace of mind that comes from knowing that the people who depend on you
for financial support can continue to keep the lights on, remain in their home, and
plan for the
future.
With the right
financial tools, you can attain your goals and
plan for the
future, no matter what your level of income may be.
No matter where you are in life, you'll find confidence in working
with a CFP ® professional to evaluate your finances and develop a comprehensive
plan for your
financial future.
Laying the foundation
for a secure
financial future for your family starts
with having a
plan in place.
With our help, you'll be able to start
planning a better
financial future for you and your family.
401 (k) s are structured to allow individuals to control their
financial futures and
plan for retirement while incentivizing them
with company matching and tax benefits.
To begin saving
for the
future with confidence, schedule a FREE private consultation to discuss your
financial plans with one of our Member Financial Advisors when you open your
financial plans with one of our Member
Financial Advisors when you open your
Financial Advisors when you open your account.
To
plan for the
future, you have to be willing to talk about your
financial goals and expectations
with your partner.
In late March LaGrange Capital Management filed a 13D notice
for its position in Forward Industries Inc (NASDAQ: FORD) disclosing discussions
with management regarding FORD's «business and operations,
financial performance, capital structure, governance, valuation, and
future plans».
Whether you're buying your first car or saving
for a down payment on a home, these resources can help you
with the basics of saving, spending and
planning for a bright
financial future.
Naming the Cornell Feline Health Center in your will or selecting one of our many
planned gift options can help ensure a better
future for all cats while providing you
with several
financial benefits, including:
The Paris agreement wanted to start
financial support
for mitigation and adaptation at $ 100 billion per year
with plans for going even higher in the
future.
As its name implies, the debtor education course serves as an educational tool
for you to
plan your
financial future and learn some important lessons like establishing a healthy relationship
with credit.
The cash value can be a convenient
financial cushion
for you as
with it you can create your savings
plan for the
future.
With that in mind, when you are
planning for your
financial future, including burial insurance protection can be a major move.
Make
financial plans and investments
for the
future under professional guidance and expertise
with PNB MetLife Insurance Read More