Sentences with phrase «plan requires more»

Picking a health insurance plan requires more than choosing between two or three options.
Qualifying for this plan requires more documentation than the documentation required for the other four college student loan payment options.
A strong, well - designed merit - pay plan requires more than offering a bonus to high - performing teachers while paying the remainder according to the standard schedule.
Fully integrating distributed solar into utility planning requires more tightly linking distribution, transmission, and resource planning.

Not exact matches

And while it's important to be smart about reducing clutter and finding storage alternatives for a small space, designing a truly great small office requires more insight and planning than a few Murphy tables and IKEA storage bins.
A big Shell energy project can require investing $ 10 billion on the front end — with the understanding that profits, assuming they materialize as planned, probably won't come for a decade or more.
But, especially if times get tougher, reaching financial independence is going to require a lot more planning.
It would need extra testing and provide more power than what planned future Falcon Heavy missions would require.
Building a million dollar business and body requires more than just planning, it requires action (imperfection action is better than no action).
While this challenge required some planning and creativity in the kitchen, $ 20 was more than enough to make five healthy and filling dinners.
Stick to a plan only if its underlying assumptions are still valid and the execution requires more time.
Companies who have experienced a breach may be required legally to provide notice of the incident and if there isn't a proper plan in place they could land themselves in more legal trouble.
Now that you're 30 - plus or approaching the dreaded 3 - 0, you need a health plan more than ever — and with the passage of the Affordable Care Act in 2010, it's now required, or you'll start being docked on your taxes.
A 2009 law requires companies that are covered by federal health privacy laws, like plans, providers, and their vendors, to report data breaches that affect more than 500 individuals.
People would generally only have to pay that much if they either didn't have health insurance (making them out of compliance with the Affordable Care Act, which requires Americans to have coverage) or if they had not yet reached their health plan's deductible (more common for people with high - deductible, so - called catastrophic health plans).
Today, small businesses of any size can easily establish a 401 (k) plan that's inexpensive, quick and simple to implement, requires little time to administer, and makes a firm stronger and more competitive.
Nicholas Pinter, a University of California, Davis, geoscientist who studies flood risk and water management, said that Florida is well - situated to build more wisely after this disaster because it already has a statewide post-disaster redevelopment plan and requires coastal communities to have their own.
Businesses with 50 employees or more are required to offer qualified health care plans in 2016.
Your marketing plan should be no more than five or six pages, nothing more complicated is required.
Turn - based strategy games like «Civilization» require similar strategic decisions, often with more long - term planning, but less rapid unit control.
Even so, the level of spending required for the company's expansion plans is not being accurately reflected in its share price, which were up more than 6 % to $ 816.56 on Friday, said Robert Peck, an analyst at SunTrust.
In August, Netflix started requiring 4K TV owners to sign up to its more expensive $ 11.99 plan, whose previous sole benefit over the regular $ 7.99 plan ($ 8.99 for new customers) was an additional two simultaneous streams, for a total of four.
Borrowers with a federal consolidation loan still have to decide between different repayment plans and must decide whether to make more than the minimum required payment.
[105] On January 8, 2008, to address ongoing structural budget issues, Governor Corzine proposed a four - part proposal including an overall reduction in spending, a constitutional amendment to require more voter approval for state borrowing, an executive order prohibiting the use of one - time revenues to balance the budget and a controversial plan to raise some $ 38 billion by leasing the Garden State Parkway, the New Jersey Turnpike, and other toll roads for at least 75 years to a new public benefit corporation that could sell bonds secured by future tolls, which it would be allowed to raise by 50 % plus inflation every four years beginning in 2010.
Let me assure you Mark, this idea will take far more time than your stimulus plan requires.
Companies and their transfer agents provide regular statements which help investors keep track of the DRIP holdings, and plan administrators are now required to provide more cost - basis information.
The other way is sort of what California and Oregon are doing, and that is offering a retirement plan that is separate from the employer and all the employer has to do, would be required to do is take a part of the payroll, deduct it into an IRA and if the employee does n`t want to participate, they can opt out, but that has to be the first step — getting more people to participate in these plans.
Thus, reforms like stricter regulations on brokers, disclosure of 401 (k) fees, or requiring plan sponsors to offer more lower - cost index funds, would be band - aids; they wouldn't fix this fundamentally broken system.
Use a health savings account: More corporations are instituting health care plans requiring large deductibles for their employees in order to minimize health care expenses.
More on this later, but we need to first reflect on the successes and challenges of the voluntary individual retirement plan pillar to determine if the workplace pillar is required.
Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
Any Employee regularly employed on a full - time or part - time (20 hours or more per week on a regular schedule) basis, or on any other basis as determined by the Corporation (if required under applicable local law) for purposes of the Non-423 Plan or any separate offering under the Code Section 423 Plan, by the Corporation or by any Designated Affiliate on an Entry Date shall be eligible to participate in the Plan with respect to the Offering Period commencing on such Entry Date, provided that the Committee may establish administrative rules requiring that employment commence some minimum period (e.g., one pay period) prior to an Entry Date to be eligible to participate with respect to the Offering Period beginning on that Entry Date.
Once you or your business requires you to send more, our premium subscription plans offer even more flexibility and features.
Many borrowers entering plans requiring monthly payments of only a percentage of their discretionary income could afford to pay a greater amount but chose not to because they don't understand just how much more in interest they pay.
While many men simply grab a disposable razor and a cheap can of aerosol shaving cream every time they shave, a traditional wet shave requires a bit more planning and preparation, as it's important to have the right equipment.
Even a 401 (k) rollover into an IRA — which would require exemption from the fiduciary rule using a Best Interest Contract Exemption (BICE) because it's expected to cost more than the 401 (k) plan — can improve the quality of a client's investments if the client couldn't access that asset in his or her 401 (k) plan, said Joe Taiber, managing partner at Taiber, Kosmala & Associates.
Now that you're 30 - plus or approaching the dreaded 3 - 0, you need a health plan more than ever — and with the passage of the Affordable Care Act in 2010, it's now required, or you'll started being docked on your taxes.
ICR plans are more restrictive than newer income - driven plans like PAYE and REPAYE, requiring monthly payments equal to either 20 percent of discretionary income, or what the borrower would pay on a 12 - year fixed repayment plan, whichever is less.
Such a plan, with meaningful infrastructure development, efficiency - enhancing corporate reform, and well - considered educational and training components, could lift economic growth potential without requiring a more aggressive monetary stance.
Simplifying to one goal is a great way to get started, but planning for retirement requires a lot more than just picking a savings rate.
Depending on your needs, you may require a marketing plan that mixes, in different doses, SEO, PPC, Social Media, Web Design, Conversion Optimization, Email Marketing, Content Marketing, and more.
Although the last two of the three plans above offer a way to lower your payments below what the standard repayment plan would require, you have even more options to cut your payment in the case of financial hardship.
You can always withdraw more than the minimum amount from your IRA or plan in any year, but if you withdraw less than the required minimum, you will be subject to a federal penalty.
While getting out of debt requires a change of mindset more than anything else, there are a handful of numbers you should absolutely know before you begin any journey out of debt — and no matter which plan of attack you choose.
It said robust stock markets are required as part of the Communist Party's plans to make the economy more market - oriented and efficient.
On Friday, China's Family Planning Authority gave more detail on how the new policy would work: each province would be left to determine the implementation of the rules, with couples planning to have a second child still required to secure «relevant approval», although this process will be simPlanning Authority gave more detail on how the new policy would work: each province would be left to determine the implementation of the rules, with couples planning to have a second child still required to secure «relevant approval», although this process will be simplanning to have a second child still required to secure «relevant approval», although this process will be simplified.
Despite the growth plan's preference for multi-family housing, such projects can now take more than three years to complete, double what it was 15 years ago, because of a surge in required documentation, out - of - date municipal zoning bylaws and residents» opposition to high - rise projects, according to development lobby BILD.
However, given that more complex products like loans and mortgages will likely require in - person service, you shouldn't dismiss the potential benefit of having a nearby Bank of America branch if you plan to buy a home or finance some other large purchase in the future.
With American corporations eliminating more than 84,000 pension plans since 1985, and with the stock market experiencing over a decade of unprecedented volatility, Cheryl was acutely aware of how important this decision had become for what is the first generation in history required to self - fund their retirement.
You therefore require a more perfected money management plan to provide increased protection for your account balance from the higher risk exposure associated with trading commodities.
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