Sentences with phrase «plan your closing cost»

Go over these documents in detail with your real estate agent, and plan your closing cost strategy before making an offer.

By the time we closed this week a month and a half had passed since we planned our closing costs and how much we'd pay at the table.

Not exact matches

It said the planned restructuring measures involve job cuts and closing or integrating manufacturing bases, and would lower annual costs by 50 billion yen from the year ending March 2020.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Carrier announced earlier this year that it planned to close the factories and move manufacturing jobs to Mexico, a change that was estimated to save parent - company United Technologies Corp. $ 65 million a year, in large part due to reduced labor costs.

TOKYO, April 10 (Reuters)- Mitsubishi UFJ Financial Group (MUFG) plans to book a charge of 50 billion yen ($ 470 million) for the year ended March, as it closes or merges unprofitable domestic branches to cut costs, two people with knowledge of the matter told Reuters.

«No one comes close to their [low] cost,» said Burgess, principal of Burgess Financial Planning.

«Then, as you get closer to retirement and put a price tag on [the life you want to live] you can adjust your plan based on these costs.»

That means being realistic about how long you plan to stay in your home, getting your credit score in order, finding the best refinance rates and saving money where you can, such as on inspection fees and closing costs.

So even though the Conservatives are not even close to finishing regulating emitters — they still have to do oil and gas, and several other major sectors — the costs are already well above the $ 20 billion Harper accuses Mulcair's plan of costing.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

Starting with the Senate bill as a base, we've come up with an illustrative plan that would reduce the bill's gimmicks by at least one - third, finance the removal of the corporate AMT, and reduce the dynamic cost of the legislation to close to $ 0.

It's a closed loop that uses free cash flow to reinvest back into the established business plan of providing low cost leadership.

If you plan to pay closing costs, then, you won't want to overpay.

Low - and zero - closing cost mortgages are appropriate in a number of situations including scenarios in which the borrower plans to move or refinance within the next 36 months or so; or, when the borrower expects that mortgage rates may drop in the future.

The company still has 30 stores to close as part of a previously announced cost - saving plan to reduce its fleet of more than 800 locations by 100.

A big part of the plan to lower battery costs by 30 % will involve sourcing material «close to home.»

You can cut your costs even further by sharing one premium plan with three of your closest friends.

Dairy Crest is proposing to close two dairies as part of its long term plan to reduce costs and sustain profitability at its liquid milk business.

Coca - Cola Amatil will close a soft drink bottling factory in the Melbourne suburb of Bayswater with the loss of 57 full - time jobs as part of a plan to cut $ 100 million in costs over the next three years.

Helping to entice KKR, and other private equity firms, to throw a bid on the table is Mr Clarke's previous work with the close - knit global private equity firm industry who see merit in his initial plans — also revealed this week — to slash costs by $ 35 million at Treasury Wine and pump the savings into a 50 per cent boost on brand marketing.

Romain Grosjean is certainly in favour of the cost cap F1 plans to introduce in 2021, saying it could close the racing up and make it as good as MotoGP

Governor Cuomo released a state budget plan that closes a $ 2 billion dollar gap, recommends a phased in state takeover of county health care costs, and offers an ultimatum to schools to accept a teacher evaluation program or lose access to increased school funding.

Governor Cuomo released a state budget plan that closes a $ 2 billion dollar gap, recommends a phased in state takeover of county health care costs, and offers an ultimatum to schools to accept a teacher evaluation program or lose increased school funding.

Question topics included the expected new bridge tolls, a toll and finance task force expected to have already been created, whether it's «overtly political» to not announce new tolls before the November election, whether there continues to be a $ 3.9 billion cap on the bridge cost, two Hudson Valley state senate races, how the crane was named, ebola and whether he anticipates limiting travelers into New York and Amtrak's announced plan to close four tunnels for lengthy repair work.

This excluded the costs and planning for station citing, operational requirements and parking sizing which would necessarily require extensive design development and close coordination with local communities.

And while he finds it to be fiscally sound and applauds the plan for closing the out year budget gaps, he takes issue with the Governor's Tier VI pension proposal, saying it «does not provide for cost of implementation» while also suggesting Cuomo's budget would «would reduce long - established checks and balances.»

The Bloomberg administration's plan to close 20 fire companies at night as a cost - saving measure, as well as its proposed fees for emergency services, drew intense criticism from council members at a hearing Monday afternoon.

«The Republicans never had a plan for how they were going to close the budget, and, as a matter of fact, in the area of reduction of health care costs we went beyond what the Republicans proposed.»

De Blasio, a close ally of Mark - Viverito, has frequently called the plan «noble,» but said earlier this week that it is a «complicated idea» that would cost billions, and the city does not have a «viable pathway to that at this point.»

Mr. Commisso has put out what he says is a plan to rein in city costs, but a close look reveals only broad generalities and financial targets.

According to a source close to the Trump administration, the sentence refers to plans to attack so - called indirect costs.

The total for three months with this promo is $ 59.85, which is pretty close to what the one month plan normally costs.

It's costly, it probably costs the school close to $ 10 000 a year, because that requires us to release teachers every five weeks to spend half a day just planning for the next five weeks of work, but it's definitely had an impact on our classrooms.

Taking a new tack toward resolving Michigan's long - running dispute over school - finance equity, Gov. John M. Engler has announced a plan to help close the gap between rich and poor districts by making better - off systems bear more of the burden of school - employee retirement costs.

The 110,000 - student district in the Washington suburbs had announced plans to close schools down for the whole week of the Feb. 17 Presidents» Day holiday as a cost - cutting measure.

A report from author Andrew Biggs finds that transition costs should not prevent state or local governments from closing old pension plans and switching to a defined contribution, cash balance, or other hybrid plan.

Alonso has warned that he plans to close more schools because the cost of repairing the dilapidated buildings would be prohibitive.

The plan calls on replicating good schools, not improving failing ones, but if those struggling schools lose enrollment to the expanded GPSN - funded schools, it seems a logical conclusion those schools could close or have to lay off staff, which would cost LA Unified budget money.

These statements are likely to address matters such as the company's future financial condition and performance (including earnings per share, the profitability of Waldenbooks, liquidity, sales, inventory levels and capital expenditures), its cost reduction initiatives and plans for store closings and the expansion of product categories, as well as the timing of the launch of the Borders - branded eBook store and mobile application and the completion of the contemplated transactions with Spring Design and the benefits thereof.

I'm hoping Mark's 99 cent thing pans out, or even some type of subscription plan can bring costs closer to making it more affordable.

Closing costs are basically expenses incurred in the process of completing the home purchase transaction which are over and above the purchase price of the property and which you are planning to buy.

If you plan to pay closing costs, then, you won't want to overpay.

Ask yourself how long you plan to stay in the home, and whether or not any associated closing costs will be affordable.

There are a variety of ways you can pay closing costs on a refinance, each of which you should consider in the context of your financial plan.

If you are planning your finances in order to purchase the new house, then you should also consider the closing costs in your budget.

However, if you plan to move in the next few years, you may not have enough time to recoup the closing costs involved in refinancing.

FHA commissioner David Stevens advised legislators that once the agency can increase annual mortgage insurance premiums, it plans to reduce the up - front mortgage insurance premium (UFMIP) from its current level of 2.25 % to about 1 %, which would reduce borrower closing costs on FHA loans.

Providing you have the funds to cover closing costs, and don't plan on moving within your breakeven point, refinancing will always save you money in interest.

This strategy is not advised for people who plan on moving out of their house within a few years, as it will be difficult to recoup the new closing costs in the guise of reduced mortgage payments.