Sentences with phrase «planned expenses like»

With the evolution of the financial services category, the insurance plans also serve an important objective of creating a corpus for planned expenses like retirement, prepayment of loans or child's education or marriage.

The premiums you pay into the policy also have the potential for tax - deferred growth, building cash value that can be tapped * for emergencies or planned expenses like school tuition.

But they also aren't consistent, planned expenses like my mortgage payment, cable bill, or groceries — and yes, the amount spent on groceries varies somewhat, but I know I'll need some every month.

Not exact matches

«There would have to be a really compelling reason to go outside your own state, like if the other plan had significantly lower expenses and, in net of the tax deduction, you'd still save money.»

There are many wireless customers out there who would very much like to simply buy a data plan for their smartphone, without having the extra expense of an unwanted voice plan.

«People can be afraid of it because it seems like an added expense, but it can be a piece of your overall plan,» said Eric Roberge, a CFP and founder of Beyond Your Hammock.

As the details of this plan become known, and as the political response builds from people who fear their taxes will be raised, and as they build a coalition with special interests who would lose out from other aspects of the proposal (like investors who do not like the proposed limitation on the deduction of business - interest expenses), this plan will become an enormous liability.

One primary source of total plan costs is the expense ratio participants pay on investments like mutual funds and target date funds — recordkeeping, administrative and advisory costs account for other components of total plan expenses.

It seems like much of the retirement planning advice out there focuses on distribution rates, the percentage of income to replace, asset allocation changes or a determination of how much risk is suitable for a retiree's portfolio without ever considering actual living expenses or spending needs.

You'll need to ensure that your monthly mortgage payments are within your budget and you'll have to plan for expenses like property taxes, utilities and maintenance on your new home.

I started tracking all my expenses using free tools like Personal Capital, running calculations on how much I might need annually, deciding how long I could do the whole working thing and came up with a plan.

If the plan provider is with a relatively inexpensive custodian that uses index funds like Vanguard's or Fidelity's, often these fund companies will have much cheaper expense ratios for firms that do business with them than what an adviser may be able to offer.»

For a business plan to ever gain the attention of a bank for it to give it a loan, the entrepreneur has to emphasize certain succinct facts like revenue, expenses, and other cash flow issues in its business plan.

Plan on the worst - case scenarios, like a job loss or unexpected medical expenses, and put more money into your emergency fund.

Maybe you plan to use a personal loan to cover a major expense, like a move or a wedding.

This type of account doesn't have to be used for educational expenses like 529 plans.

'' one is the fascinating and moving view provided by the sonogram, and another is the survival of «premature» babies of feather - like weight, who have achieved «viability» outside the womb» --------------------------------- — Any viability is only possible (and at enormous expense to everyone else in the group health plan) with pregnancies > 20 weeks.

Although I've found it very cathartic to speak, vent and end occasionally rant about all things Arsenal, we need to act carefully and intelligently right now or we're going to get played by this club even worse than at present... the pro-Wengerites and the suits, who represent a considerable proportion of the season ticket holders, don't want to believe that there is no plan and that Wenger has mailed it in for several years now or that things are going to get much worse before they get better... why would they... many have spent a considerable sum buying some of the highest priced tickets in the World... they want to have a front row seat to see something special and to be seen doing so, which simply provides ample justification for the expense and the time invested... to many of them, Wenger is the sun in their soccer universe... his awkward disposition, misplaced arrogance and his utter lack of balls makes him a rather unusual cult figure, but the cerebral narrative seemed to embolden those who already felt pretty highly of themselves... many might not even of really liked football that much before his arrival and rarely games they weren't attending... as such, they desperately believe that Wenger, and only Wenger, can supply them with their required fix... if he goes, they were wrong and that's a tough pill to swallow... they would have to admit that they were duped... they will definitely resent whoever made them feel this way, but of course it will be too late by then... so when we go overboard with ridiculous comments bordering of anarchy, it scares the shit out of them and they shift their blame towards us rather than at those who really perpetrated this act of treason... we aren't the enemy... we simply woke much earlier and the reason our comments have gotten more vile in recent years is out of utter frustration... in order for any real change to occur at this club we need to bring as many supporters as possible with us or the big money interests will fade and our ultimate objective will be lost... so it's time to focus on the head instead of the heart for now

That is exaftly what i am going through i havent got help about it yet as far as seeing a doctor but i am going to look into medication as much as id hate too but i wouldnt be able to afford doctor expenses as of right now but later on in life id like to heal «naturally» also just like your plan is... but for my kids sake if medication can help me become better for my kids then i will have to go down that road also.

If you — like most of us — are on a budget, planning ahead for these extra expenses can help ease the financial burden.

I have to plan ahead for expenses like flour deliveries, propane, packaging, and labels.

Find ways to trim essential expenses, like moving to a more affordable home or downgrading your phone plan, and limit non-essential spending as much as possible.

The comprehensive plan also includes tax benefits for four - year college graduates who stay in New York after graduation, enabling young adults to save for future expenses like a down payment on a home.

This comprehensive plan also includes tax benefits for four - year college graduates who stay in New York after graduation, giving young professionals more money to save for future expenses like a down payment on a home while retaining the talent and skills of New York's college graduates.

But some local officials, like Mount Pleasant Town Supervisor Carl Fulgenzi say that Cuomo's plan may mean added expenses for local governments who can not afford it.

«I think we'll see EPA take a closer look at its interim targets, to make sure it's not encouraging quick fixes, like switching from coal to natural gas, at the expense of longer - term planning and investment in zero - carbon generation,» said Perciasepe.

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Then, with an HSA, you and your employees can build tax - exempt savings to cover eligible expenses, like the deductible and out - of - pocket costs, that aren't covered by the health plan.

- Create a Yearly Budget to make future projections, handle variable income, plan for irregular expenses (non-monthly), and budget variable expenses like seasonal electricity or water bills.

As the marriage is being planned in next 3 years, suggest you to invest / remain invested in safe bets (like FDs / RDs) to meet the marriage expenses.

In first column I write a name of certain expense, next column shows planned amount (like payments, charity, clothes, health).

Note: if you plan on moving to the US in the future (or if you plan on having any significant US expenses, like sending a future child to a US university, or something like that), then holding some savings in USD would be relatively «safe» for you.

«This is a baby step to learning to plan around larger expenses, like a mortgage.

Often, individual plans will only cover a portion of certain medical expenses like dental surgery or prescription drugs — but by taking advantage of your partner's benefits, chances are you'll wind up with close to 100 % coverage.

Planning ahead for large expenses like this make it much easier to enjoy the experience.

Take the amount of money your family will need to cover any expenses — whether it's immediate cost of living expenses, long - term plans like paying off a mortgage, one - time big expenses like college tuition, and / or funding your partner's retirement — and that's the amount that you'll need to have on hand to be self - insured.

They take into considerations things like age, income, other assets, expenses and risk tolerance to provide automated fund recommendations from the available options in your plan.

Ideally, this plan must take care of the basic expenditure that your family will incur; major expenses like education / marriage of children and other liabilities like loans.

If you need more comprehensive coverage or would like to have lower out - of - pocket expenses when you receive care, then you might prefer a plan with a higher monthly premium but lower co-pays and lower deductibles.

No one likes to think about estate planning and dealing with final expenses, but doing so ensures that your family won't have that burden to deal with.

Hotels in a tourist town like Virginia Beach can be expensive and certainly aren't an expense that most people plan for.

Which is why you'll be able to get a better handle on your likely expenses if you combine the budgeting process with what I like to call lifestyle planning — that is, thinking seriously about how your life might change and how you'll actually live once you're no longer bound by the workaday routine.

Of particular interest is NY's plan, as I like the expense ratio and Vanguard investment options.

Adding one or more of these investment types to a portfolio may help an investor meet monthly expenses, or plan for longer term goals like saving for college or retirement.

This is why I love services like WeVest that help me track my retirement plans and shows the amount of expenses that I am incurring on retirement.

Plan for certain expenses like rent, renter's insurance, security deposits, electricity, cable, gas, water, auto loans, phone bills and groceries.

Typically, different share classes reflect different expense ratios depending on initial investment amount, load or transaction fee, or association of some form, like certain 401K plans.

You can use Roth IRA money to pay for qualified college expenses without an early distribution penalty, so you can use the account to supplement or as an alternative to a college savings account like a 529 plan.

Throughout these past 3 years, I had an expensive surgery, got married and paid for the wedding in cash with my husband, quit my stable job to become a full - time blogger and freelancer, and just dealt with normal setbacks like being unmotivated or facing a big expense that caused me to not pay off as much debt for the month as I planned.

Similarly, if you do most of your saving through a 401 (k) plan that doesn't include low - cost index funds and such — although most plans do these days — you may not be able to cut investment expenses as much as you'd like.