Sentences with phrase «planning fees on»

It wasn't uncommon for advisors to charge an AUM fee and financial planning fees on top of that, Micciche said.

Not exact matches

If you feel you need help developing a savings plan that will keep you on a positive path toward retirement, talk to a fee - based, objective financial advisor.

Yes, they're often inexpensive, but not always — and some plans tack on administrative fees.

To minimize the impact of fees on your own savings, choose index funds and ETFs over actively managed funds; if you plan to hire a financial adviser, calculate whether you'll save money by paying an hourly fee rather than an annual percentage of your assets.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

This isn't the worst thing you can do, but you should check the fees you're paying to keep your account there — start by checking the expense ratio of the funds in the plan on Morningstar.

Under Jet's original model, the company planned to rely on the membership fees as its exclusive source of profits.

It explained that when it sells a phone already activated on an installment plan with a carrier, it gets a fee from that network, but an un-activated phone without a carrier plan attached generates no fees.

Last month, regulators approved a new plan that tacks on fees and lowers compensation paid to owners of home and commercial solar systems.

An ad - free site, DotPhoto offers a sliding - scale subscription - fee plan that may appeal to people who don't want to be bombarded with marketing come - ons.

Not only does the company provide prescription drug plans to businesses nationwide, but it does so on a transparent fee basis — every client knows exactly where his or her money goes.

Subscribers on the new $ 35 to $ 70 per month plans, for example, will have to pay another $ 5 per month to avoid overage fees via the new «safety mode» option.

Lee's own expansion plans are creating too many jobs, and his government leans heavily on Singaporeans to limit the size of their families through an array of financial disincentives such as progressively higher hospital fees for each successive baby.

Costs will also rise as the company said it plans to spend more on marketing, a move to fend off competition from hotels offering discounts on their own websites to lure travelers away from the likes of Priceline, which charges a fee for listing their inventory.

That means being realistic about how long you plan to stay in your home, getting your credit score in order, finding the best refinance rates and saving money where you can, such as on inspection fees and closing costs.

Fees vary based on the plan, with different pricing schemes for individual users and organizations.

To achieve this goal, we charge low, fully - transparent 401 (k) fees that are based on participant headcount, not plan assets, to the extent possible.

In a debt management plan, your credit counselor will negotiate with your creditors to reduce interest or waive fees on your debt.

It plans to make most of its profits from the $ 50 - per - year subscription fee customers pay to access what the startup promises will be the lowest prices on the Web.

Methodology Discovery Data compiled the rankings based on discretionary and nondiscretionary assets under management listed on SEC Form ADV. To capture independent fee - only planning firms, every effort is made to exclude firms with broker - dealer and insurance company affiliations and those with substantial outside ownership stakes held by private equity firms and some outside investors.

Thus, reforms like stricter regulations on brokers, disclosure of 401 (k) fees, or requiring plan sponsors to offer more lower - cost index funds, would be band - aids; they wouldn't fix this fundamentally broken system.

«What is the average advisor fee on a $ 20 million plan?

To answer that question we analyzed data on three factors: employer contributions to 401 (k) plans, 401 (k) investment performance and plan administrative fees.

They're also helping advise the plan sponsor on the running of the plan,» including running quarterly meetings, discussing participation, education, plan design and fees, among other things.

The Norwest Corporation Directors» Stock Deferral Plan, which prior to 1999 allowed directors of the former Norwest Corporation to defer their annual cash retainer and meeting fees and earn an investment return based on common stock share equivalents distributed in shares of common stock.

Blooom's management fee is on top of the fees that already come with your plan.

Depending on the mutual fund you choose in your 401 (k) plan you could also be paying the following fees:

If you plan on transferring a brokerage account from one online brokerage service to another, beware the account transfer fees charged by some providers, which can be as high as $ 125.

This is expressed most directly in paragraph 156 of the complaint which argues that a «two percent annual flat fee on assets under management [as charged by an actively managed hedge fund seeking superior returns]... is not justified in the defined contribution plan context.»

Fund selection and minimizing fees is certainly one key component to helping boost the average rate of return on 401 (k) plans.

As sponsors become more educated on plan expenses and fiduciary responsibilities, they continue to opt out of complex fee arrangements in favor of fully - disclosed, transparent fee arrangements.

Addressing the issue of risk in a similar vein, paragraph 139 of the complaint asserts a corollary to its position on fees: «Managing a retirement plan therefore must focus always on the most vulnerable participant» by which it seems to mean a non-highly compensated employee working in the shipping department.

The 529 Plan Program Disclosure contains more information on investment options, risk factors, fees and expenses, and potential tax consequences.

If you plan on using the Chase Freedom ® abroad, prepare to deal with a 3 % fee.

By reinvesting the dividends, or capital gains, you can purchase more shares of the business without paying any fees or commissions to brokers... The first share has to be purchased through a broker, but with a DRIP (dividend) reinvestment plan) all future profits may be reinvested automatically with out paying broker fees to purchase shares on your behalf.

Brian Graff, CEO of the American Society of Pension Professionals and Actuaries, stated that the White House on Monday «launched an attack on advisors and so - called «hidden fees» and «backdoor payments» by moving forward with a regulation that has its own hidden backdoor effect — keeping many Americans from working with the trusted advisor of their choice, even in the critical decision regarding rollovers from their 401 (k) and 403 (b) plans.»

The National Association of Plan Advisors charged that the «White House launched an attack on advisors and so - called «hidden fees» and «backdoor payments» by moving forward with a regulation that has its own hidden backdoor effect — keeping many Americans from working with the trusted advisor of their choice, even in the critical decision regarding rollovers from their 401 (k) and 403 (b) plans.»

You can also use the funds from a 529 [college savings] plan for tuition and fees; room and board (whether it be on - or off - campus); a «reasonable amount» for books, supplies (in some cases, a computer), transportation and miscellaneous expenses; dependent care; study - abroad expenses; loan fees; and employment expenses for co-op study.

Simplero's plans determine what transaction fees you pay, from 2 % on the Starter Plan to no transaction fees on the Unlimited pPlan to no transaction fees on the Unlimited planplan.

On the SD IRA custodian side, I've noticed a couple of them have setup specific «plans» for people investing in crowdfunding sites — these «plans» have significantly lower fees for crowdfunding deals compared to other SD IRA investments, so you end up paying significantly less to put $ 50K in a crowdfunding platform vs. $ 50K in a direct real estate deal or $ 50K in gold, for example.

Actual results may vary materially from those expressed or implied by forward - looking statements based on a number of factors, including, without limitation: (1) risks related to the consummation of the Merger, including the risks that (a) the Merger may not be consummated within the anticipated time period, or at all, (b) the parties may fail to obtain shareholder approval of the Merger Agreement, (c) the parties may fail to secure the termination or expiration of any waiting period applicable under the HSR Act, (d) other conditions to the consummation of the Merger under the Merger Agreement may not be satisfied, (e) all or part of Arby's financing may not become available, and (f) the significant limitations on remedies contained in the Merger Agreement may limit or entirely prevent BWW from specifically enforcing Arby's obligations under the Merger Agreement or recovering damages for any breach by Arby's; (2) the effects that any termination of the Merger Agreement may have on BWW or its business, including the risks that (a) BWW's stock price may decline significantly if the Merger is not completed, (b) the Merger Agreement may be terminated in circumstances requiring BWW to pay Arby's a termination fee of $ 74 million, or (c) the circumstances of the termination, including the possible imposition of a 12 - month tail period during which the termination fee could be payable upon certain subsequent transactions, may have a chilling effect on alternatives to the Merger; (3) the effects that the announcement or pendency of the Merger may have on BWW and its business, including the risks that as a result (a) BWW's business, operating results or stock price may suffer, (b) BWW's current plans and operations may be disrupted, (c) BWW's ability to retain or recruit key employees may be adversely affected, (d) BWW's business relationships (including, customers, franchisees and suppliers) may be adversely affected, or (e) BWW's management's or employees» attention may be diverted from other important matters; (4) the effect of limitations that the Merger Agreement places on BWW's ability to operate its business, return capital to shareholders or engage in alternative transactions; (5) the nature, cost and outcome of pending and future litigation and other legal proceedings, including any such proceedings related to the Merger and instituted against BWW and others; (6) the risk that the Merger and related transactions may involve unexpected costs, liabilities or delays; (7) other economic, business, competitive, legal, regulatory, and / or tax factors; and (8) other factors described under the heading «Risk Factors» in Part I, Item 1A of BWW's Annual Report on Form 10 - K for the fiscal year ended December 25, 2016, as updated or supplemented by subsequent reports that BWW has filed or files with the SEC.

We have also begun sending refunds to customers who previously contacted us to question their mortgage rate lock extension fees, and continue to work with our regulators on plans for contacting the remaining customers who paid those fees and invite them to request a refund if they believe that they were charged fees inappropriately.

If you plan to purchase a mutual fund, fees could cost you between $ 9.95 and $ 76.00 per transaction, depending on the online brokerage.

This is extremely low, when compared to other interchange plans, but depending on your business, it's possible that the actual fee may be even lower.

On top of all of that, the credit card processing plan comes with a $ 9.95 monthly fee, bringing your total annual fees to $ 178.80.

The wholesale gutting of defined benefit plans and the ascendancy of 401 (k) plans was likely one of the greatest sellouts of the American worker in history and one of the most generous gifts to the financial services industry which benefits lavishly from fees charged on the accounts.

Morneau maintains that low - cost financing of public infrastructure through the BoC would be inflationary, but apparently his own plan — an Infrastructure Bank that would reward investors with 7 — 9 % returns and whose costs would be passed on to consumers through tolls, fees, or taxes — does not seem to cause him the same concerns.

If you're planning on trading any cryptocurrencies through Stellarport, make sure you're aware that market takers are charged a 0.15 % fee.

Now we have a government that campaigned on reversing Mr. Prentice's plan to reintroduce health care fees, and to take another kick at the royalty - review can.

And unless you plan on putting your investments on autopilot, you'll have to make time to rebalance your portfolio and ensure that fees aren't eating up your earnings.