Sentences with phrase «planning on refinancing»

If you are planning on refinancing to another 30 - year loan, all you are doing is extending the period of time you are in debt.

If you're planning on refinancing your home, our Mortgage Loan Officers are here to present you with the most option.

However, if you are planning on refinancing in the near future, a professional appraiser will determine the exact current market value of your home during the loan process.

If you are in the process of buying a house and need FHA financing or you are planning on refinancing, you need to speak with your Walden Mortgage Group loan officer as soon as possible to lock in the lower MI.

Are you planning on refinancing in Virginia?

We plan on refinancing to a 15 year mortgage..

A well qualified mortgage professional can be of great help to secure the best deal for you when you plan on refinancing.

Keep in mind that there are fees associated with taking out a second mortgage, and even more if you plan on refinancing your first mortgage and taking cash out.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

That means being realistic about how long you plan to stay in your home, getting your credit score in order, finding the best refinance rates and saving money where you can, such as on inspection fees and closing costs.

For those of you looking for even more information on how you can save money, check out our guide to student loan refinancing, which will walk you through the do's and don'ts of refinancing and consolidating your student loans, and our guide to REPAYE, which breaks down the government's newest income - driven loan repayment plan.

This is because most private student loan lenders offer extended repayment plans and variable interest rates that seem lower at the onset of a loan refinance, saving borrowers money on their monthly payment as well as on the total cost of borrowing over time.

See if you're eligible for amended payment plans, refinancing, deferment, or forbearance on your student loans.

Estimates the value of the property you plan on purchasing or refinancing so that the lender is satisfied you are not overpaying and ensures that the lender has enough collateral for the loan.

You can include interest paid on refinanced or consolidated student loans, but you can't count loans that were taken from a related person or an employer plan.

For this reason, numerous private lenders offer student loan refinancing.By refinancing a student loan, borrowers might be able to choose a better interest rate and repayment plan than they have on their existing federal and private student loans.

While refinancing or finding a new repayment plan may improve your DTI, it really depends on the type of mortgage you're applying for.

Borrowers with federal student loans may also find that their payments go up after refinancing if they had been on a graduated payment or income - driven repayment plan.

Before refinancing, check with prospective lenders on the different types of repayment plans offered.

Anyone who might need an income - driven plan or other federal protection in the future might want to hold off on refinancing any federal student loans.

Some lender compensation plans include bonuses based on year - end numbers (within the restrictions of the Dodd - Frank Act), so you may get a motivated loan officer to expedite your refinance before year - end.

Make sure you plan on staying in your home long enough for a refinance to make financial sense.

Whether that plan is you're going to get on an income - driven repayment plan, you're going to go for public service loan forgiveness, if you are going to refinance your student loans and you're going to side hustle and try to use that money to pay it off, like come up with a solid plan.

If you plan on moving before you reach that point, it's probably not worth the expense to refinance your home.

So, if you're not planning to stay in your home for much longer, refinancing may cost you more than you'll saving on your monthly payments.

Loan deferment, income - driven repayment plans, forbearance, and federal loan consolidation or student loan refinancing are all alternatives in the absence of banking on the borrower defense to repayment rule.

If you have federal loans and refinance them, you will lose out on benefits like access to income - driven repayment plans, deferment and forbearance, and some forgiveness plans.

Once you finish school, though, you can refinance to private loans to save money during repayment — as long as you aren't planning on applying for PSLF or depending on for the protections that come with federal loans.

For example, if you refinance federal loans, you'll lose out on access to IDR plans.

You may not want to refinance if you plan on moving in a year or two.

Rather than focus solely on the rate, however, you should consider how refinancing fits in the context of your overall financial plan.

If you plan on paying every month, just like you have to do with all of your loans anyway, you can get a better «car loan» rate or refinance your credit cards at a lower rate if you use a home equity loan instead.

There are a variety of ways you can pay closing costs on a refinance, each of which you should consider in the context of your financial plan.

If you are planning to refinance a mortgage, you are probably focused on getting the lowest monthly payment possible.

Providing you have the funds to cover closing costs, and don't plan on moving within your breakeven point, refinancing will always save you money in interest.

If you want to apply for a mortgage — or refinance an existing one — on a home you plan to remain in indefinitely, then an FRM makes perfect sense.

This information should include personal finance tips to help students make a budget, information on student loan refinancing, and information about the benefits and drawbacks of either paying off your student loan debt early or utilizing a longer repayment plan.

Deciding whether or not refinancing is a sound financial decision can require hours of research, knowledge of your financial situation, an estimate on how long you plan on staying in your current home, and other mortgage calculations.

But if you plan on staying rooted for a long time, it's a good idea to start researching refinancing options now.

But if you are planning on paying back your loan over the course of 5, 10, or 15 years, then your low variable rate today will likely rise — maybe even higher than whatever rate you had before refinancing.

You will not be able to do that if you plan on selling your home before you can realize the financial savings of a refinance.

That's why it's very important for you to have a repayment plan in mind before settling on any refinancing option.

In conclusion, a homeowner should plan on paying an average of three to six percent of the outstanding principal in refinancing costs, plus any penalties for prepayment and the costs of paying off any existing second mortgages.

If you are dependent on an income - driven repayment plan then refinancing federal loans is likely out of the question.

Keep in mind that if you refinance your federal student loans, you'll lose out on federal benefits, such as income - driven repayment plans and forgiveness programs.

Adjustable rate home loans allow you to afford more home and are best for buyers who are not planning on keeping their home long - term or plan to refinance from time to time.

A: Refinancing for extra cash for debt consolidation may be worthwhile if you have sufficient home equity, are not planning to move for several years, and can realize significant savings between the APRs on credit card debt and current mortgage rates.

If this plan is right for you, we can begin working on your refinance immediately.

For students who don't plan on taking advantage of a federal forgiveness program or an income - driven repayment plan, refinancing can allow them to take advantage of a consolidated loan that has a lower interest rate.

If done at the right time, refinance your student loan may be able to give you a lower interest rate, a more optimal repayment plan, or better terms depending on your original and new lender.