9) New Reverse Mortgage Rules In September 2013, the FHA put into effect new rules meant to encourage seniors to tap into their equity strategically, and use the reverse mortgage as a long - term financial
planning tool rather than a crisis management tool.
If you simply bring it up in terms of planning for you and your spouse's future, or elder members of your family that might require expensive care, you can speak about life insurance as
a planning tool rather than a death benefit.
What is happening is that reverse mortgages are becoming a financial
planning tool rather than an emergency loan service.
Not exact matches
By adding features like the online Ikea
Planning Tools, it now sees the majority of its traffic online
rather than in stores, with 1.6 billion website visits and only 812 million store visits in 2014.
They learn how to
plan for the future, make wise investments and how to view money as a
tool rather than a measure of success.
* As a note, this is not a «birth
plan» but
rather a
tool for communicating needs, choices, and sharing parts of your story (we know all too well that things rarely go as «
planned»).
To manufacture a chair, for example,
rather than sourcing wood and fabricating it into chairs in a central factory, digital
plans for cutting the parts of a chair can be distributed to local manufacturing hubs using computerized cutting
tools known as CNC routers.
Rather than utilizing lots of unique
tools that you could also pay for, Thrive Themes is the all in 1
plan to allow it to be simple.
Harnessing these
tools will in turn make these essential
planning skills more accessible for a larger subset of teachers, allowing them to focus their time on how to best personalize the curriculum for each student
rather than building each lesson from scratch.
It's a
tool that shows geometrical constructions in a 3D environment,
rather than the 2D
plan view used by Geogebra, Geometer's Sketchpad etc..
Rather than use the technology as a
tool for collaboration, they
planned how to divide the work to get it done most quickly (Waight & Abd - El - Khalick, 2007).
In this session,
rather than navigating through a whirlwind of different Google resources, Chris and Allison took time to delve deeper into the Google Explore
tool, highlighting a few choice features that can help teachers streamline their lesson
planning and enhance students» learning experiences.
Used for long term
planning rather than emergencies, reverse mortgages are likely to become a major
tool for the millions of Americans who have a lot more equity in their homes than in their retirement savings.
A pre-nup should not just be viewed as a
tool to «ring - fence» assets; but
rather as a blueprint of the couples finances and their
plans both during their marriage and, if necessary, after divorce.
Rather than seeing the SEA process as a decision - making
tool the Supreme Court dismissed the appeal on the basis that the government's
plans for HS2 had no influence over how or what Parliament would ultimately vote for and therefore did not trigger the obligation to conduct an SEA.
As you can see, because of the advanced nature of their life insurance products, they are not commonly used for basic coverage, but
rather tools for asset accumulation, estate
plans, and legacy.
A cash value life insurance policy is almost never appropriate for short term
planning, but
rather compounding the benefits of the policy with time to create a
tool of financial leverage.
Rather than comparing each of the different providers and
plans one by one, you will want to use online
tools to find the kind of coverage that you need.
Rather than spending too much on a
plan, or getting a
plan that does not have the right provisions, you will want to use our
tools to make some simple comparisons.
Rather,
plan flexibility into your spending so that you can sample new
tools as they appear and make a no - risk evaluation of which ones merit your investment.