Not exact matches
0 % transaction fee applies only when you
use the fortune3
credit card services with an approved discount rate equal to or higher
than 2.9 % If you are
using an external payment processor, all
plans excluding the Unlimited
Plan include a 1 % transaction fee.
This type of
credit card usually offer a higher interest rate
than traditional
cards and thus, you should avoid the
use if you don't
plan to pay the balance in full or if there no specific no interest rate promotions.
You've
used your
credit cards a few more times
than you thought and now looking through your statements, the balances are much higher
than you've
planned for.
We don't recommend
using a mile
credit card if you
plan to carry a balance forward each month... as interest rates tend to be higher
than standard
cards.
As you can see in this situation you would be better off getting a
credit card rather
than a charge
card as you're only
planning on
using a small portion of the available
credit each month.
Create a
plan, and stick with it, tracking your spending, and not
using your
credit cards as an excuse to spend more
than you should.
But, if you don't
plan to
use other Chase
credit cards, you can do better
than the Freedom Unlimited if you're looking for a simple flat - rate cash back
card.
If you are
using the strategy of paying off the highest rate debts first (the «Avalanche» approach), it becomes a complex optimization problem to determine the ideal payment
plan if you have a
credit card with a 0 % introductory period that later rises to a nominal rate higher
than your other debts.
Research even shows that purchases made
using a private label
credit card are generally two times higher
than one made with a traditional
credit card — and that installment
plan purchases are even larger.
However, even if you don't
use trust accounts (and don't
plan on
using them in the future), a legal - specific
credit card processor may still be cheaper
than using PayPal or Square.