Sentences with phrase «plans the investment risk»

3) Child Unit Linked Insurance Plan — Max New York Life Smart Steps Plus In this plan the investment risk is borne by the insured as he chooses where his premium after deductions should be invested.

In unit linked retirement plans the investment risk is borne by the annuitant.

Not exact matches

Releasing a report responding to Ceres — a group made up of institutional investors which has for years been pushing resource companies to disclose their carbon bubble risks — Exxon vice-president of corporate strategic planning William Colton said, «All of ExxonMobil's current hydrocarbon reserves will be needed, along with substantial future industry investments, to address global energy needs.»

«He has a deep understanding of CIBC's strategy, culture and opportunities, and has demonstrated his ability to complement CIBC's organic growth plan with acquisitions and investments that align to the bank's risk profile.»

Your board mandate should address vision, mission, strategy and operational plans; program delivery and operations; risk identification and management; finances (budgets, investments, use of donations, etc.); government filings and reporting; values, ethics, reputation and integrity; key policies and procedures; and communication and accountability to members and stakeholders.

Enabling a variety of investment plans to suit investors» varied risk profiles has allowed the FreshWorks Fund to catalyze projects that would not likely have gotten off the ground otherwise.

David Reyes is founder of Reyes Financial Architecture of La Jolla, Calif., a Registered Investment Advisory firm that acts as a fiduciary and specializes in portfolio risk management strategies, retirement income distribution and Social Security planning.

Argued another: «Public - sector plans should be converted to defined - contribution plans to relieve those of us on our own private - sector defined - contributions plans from the burden of taking the investment risk for the public sector.»

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

IT governance: Is IT risk and opportunity management adequately overseen by the board (or a committee), including over IT investment, cloud computing, social media, security of information, privacy, business interruption and crisis planning?

«To support global activity and contain risks, the G20 must act now to implement forcefully the existing G20 growth strategies and plan for coordinated demand support using available fiscal space to boost public investment and complement structural reforms,» the fund said.

The four conglomerates originated in different sectors, but their underlying business model is the same: cultivate powerful allies in the Communist Party; use those relationships to win regulatory and property concessions; gather investment from friends, family and other proxies of party elites into a murky, unregulated private holding company; borrow heavily from state - owed banks and other sources to finance prodigious growth plans; invest as aggressively as possible in stock and property overseas as a hedge against slower growth in China and the risk of a weaker Chinese currency.

Millennials are the least likely to stick to an investment plan, and while they are most likely to say they will take on risk, they actually take on the least.

«The Marines Corps allowed us to make sure we could understand the worst - and best - case scenarios, take care of everyone else first, and accomplish the mission with minimum casualties,» says James Warren, founder of the Warren Financial Group, an investment - advisory firm in Kansas City, Mo. «Those are the same principles we consider when doing investment planning: How can we accomplish what we want to do with minimum risk in relationship to the return?»

Deborah Brosnan, an environmental and disaster risk consultant, said the challenge in making a shift to integrating changing risks into planning and investments is enormous, even when a community has a devastating shock such as a hurricane or flood or both:

Asked about risks of being heavily involved in Tesla's aggressive production plans, Ito said Panasonic «hopes to play a balancing act» of ensuring investment returns and filling responsibilities as a supplier.

Because humans are often overly averse to risk, our hypothetical investor might have been tempted to abandon the investment plans during the bad months.

Risky Assumptions: A Closer Risk at Bearing Investment Risk in Defined Benefit Pension Plans.

In short, because they pool longevity risk, can offer a well - diversified portfolio with longer - term investments, and are professionally managed, public pension funds deliver the same level of benefits as DC plans at only 46 percent of the cost.15 Any funds invested with the state pension fund would be kept in a separate investment pool from public sector funds.

Comprehensive financial planning — risk management, cashflow management, tax planning, investment planning, and estate planning — is our bedrock.

For more information about The Vanguard 529 College Savings Plan, obtain a Program Description PDF, which includes investment objectives, risks, charges, expenses, and other information; read and consider it carefully before investing.

Their Investment Checkup tool creates a financial plan just for you so that you can analyze your risk assessment and see how prepared you are for retirement.

Any sort of investment carries an inherent risk, and may or may not turn out to be beneficial to your retirement plan.

By having a thorough understanding of your risk appetite, the purpose of each investment in your portfolio and the implementation plan of your strategy, it allows you to feel much more confident about your investment plan and be less likely to make common behavioral mistakes.

This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.

The course topics include: saving & investing, personal finance, investing basics, investment strategies, investment risks, retirement planning, retirement plan options, mutual funds, financial advisors and putting it all together.

«This year's Advanced PFP Conference will cover the impact that changes to tax law are having on retirement planning, investment decisions, insurance / risk management solutions and estate plans,» said Andrea Millar, CPA / PFS, AICPA director of personal financial planning.

A equity investment in a high risk seed or early stage company does not align with the longer term nature of the assets of a registered savings plan.

For more information on any of the Section 529 college savings plans we distribute («529 Plan (s)»), contact your registered representative (financial advisor) or download a disclosure document, which contains important information about the plan's investment options, sales charges, expenses and riPlan (s)»), contact your registered representative (financial advisor) or download a disclosure document, which contains important information about the plan's investment options, sales charges, expenses and riplan's investment options, sales charges, expenses and risks.

You may not want to do this if your existing 401k has high costs or limited investment choices, but I think most plans now have low cost index funds to choose from, so for many people, there wouldn't be much downside risk.

PLANADVISER: The complaint accuses the plans» administrative committee of failing to adequately disclose to participants the risks, fees and expenses associated with investment in hedge funds and private equity.

Investors should carefully consider college savings plan investment goals, risks, charges and expenses before investing.

The 529 Plan Program Disclosure contains more information on investment options, risk factors, fees and expenses, and potential tax consequences.

Fidelity believes one of the best ways to do that over the long term is by considering an appropriate amount to invest in a diversified portfolio of stock mutual funds, exchange - traded funds (ETFs), or individual stocks as you plan and implement an investment strategy that fits your time horizon, risk preferences, and financial circumstances.

Additionally, the complaint accused the plans» administrative committee of failing to adequately disclose to participants the risks, fees and expenses associated with investment in hedge funds and private equity.

The course topics include: saving and investing, personal finance, investing basics, investment strategies, investment risks, retirement planning, retirement plan options, mutual funds, financial advisors and putting it all together.

The lawsuit also cites a Government Accountability Office (GAO) report that found retirement plans investing in hedge funds are also exposed to greater operational risks than presented by traditional investments.

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If you sell early — either because you need cash or you change your investment plans — you will be exposed to additional risks, including the risks of loss or decreased yield from your ladder.

The RBC Investor & Treasury Services «All Plan Universe» is produced by RBC I&TS» Risk & Investment Analytics (R&IA) service.

Once my student loans are done for, we definitely plan on investing more aggressively, and that includes hunting for some high risk but potentially high reward investments.

As your strategic investment partner, we create an evidence - based investment plan that takes into account your organization's need, ability and willingness to take risk.

These include industrial IoT platforms Relayr and Mnubo, which created a commercial partnership with Munich Re to create risk management products for Mnubo's customers making IoT investments as well as WePredict, which planned to co-develop an insurance solution with Munich Re backed by the auto warranty analytics startup's risk calculations.

TSSP's Core Platform is comprised of our «Pentagon» (our sourcing - as - a-business), fundraising, portfolio operations, business development, legal, compliance, accounting, and financial planning operations, as well as our strategy, tax, IT and other «non-investment» functions that work across disciplines to ensure robust risk management and investment support.

Portfolio and investment management services are core to what a family office typically offers clients; it often includes selection of fund managers, implementing the investment plan and policy of clients, and managing investment risks and cash requirements.

Having a comprehensive financial plan which leads to clearly identified investment objectives and risk tolerance can provide the comfort and clarity you need to avoid making critical mistakes when volatility increases (which it inevitably will).

According to Section 404 (a)(1) of ERISA, inherent in this responsibility is the obligation to «[diversify] the investments of the plan so as to minimize the risk of large losses, unless under the circumstances it is clearly prudent not to do so.»

Rather than funding an entire project upfront and risk losing the entire investment if the company's strategic plan and actual results do not parallel each other, the VC has the «safety net» of incremental funding, which offers a level of assurance that precise objectives will be met before the VC takes more financial risk.

Before investing, consider the investment objectives, risks, charges, and expenses of the mutual fund, exchange - traded fund, 529 plan, Attainable Savings Plan, or annuity and its investment optiplan, Attainable Savings Plan, or annuity and its investment optiPlan, or annuity and its investment options.

Many organizations are exploring how to better manage their retirement plan's investment lineup, control risk, and keep costs down.