Sentences with phrase «plus rate class»

This not only recaptures their top spot with the squeaky clean cases that garner preferred plus rates, but also puts them in a stronger position to fight for impaired risk life insurance business since they do table rating off of their standard plus rate class.

Posted in A1c, diabetes, insurance, life insurance, Type 2 diabetes Tagged A1c, blood pressure, diabetes, diet control, high blood pressure, insurance, life insurance, mortality experience, preferred plus rate class, term life insurance, Type 2 diabetes

I written several times about a major term life insurance company that took the unprecedented step of saying they would allow, in the absence of other risk factors, their preferred plus rate class for some people over 60 with type 2 diabetes.

We are converting his term policy to a permanent policy at the preferred plus rate class he was approved at 19 years ago.

Plug in your age and the cost per thousand for, say, a standard plus rate class and there it is.

In other words, barring any other health issues, you could qualify for a preferred best or preferred plus rate class.

If this sounds like you then it's quite possible that you may be able to qualify for a preferred or preferred plus rate class.

In fact, assuming that you have fully recovered from your condition, you should theoretically be eligible to receive a Preferred or Preferred Plus rate class on your life insurance application, assuming that you would otherwise qualify.

So... basically, fully recovered Bell's palsy clients are going to have the same chances of qualifying for a Preferred or Preferred Plus rate class on their life insurance application as anyone one else would.

Now... since this is not the case with chondrocalcinosis, you should «theoretically» still be eligible for a Preferred or Preferred Plus rate class despite your diagnosis.

Let's take a look at some sample premiums for a 20 - year level term policy for male and female in excellent health (preferred plus rate class).

For clients who can qualify at a preferred plus rate class, it makes financial sense to pursue a traditional exam policy.

If you have herpes and no other health issues then you will qualify for a preferred plus rate class.

Rule of thumb, what you're typically going to find is that if your colon polyp / polyps have been removed, and they have been determined benign, you should «theoretically» be able to qualify for a Preferred or Preferred Plus rate class on your life insurance application.

No exam coverage greater than $ 500,000 is only available for those who qualify for a preferred plus rate class (PP only).

Even if your amenorrhoeic now, there's still a really good chance that you'll still be eligible to qualify for a Preferred or Preferred Plus rate class, you'll just need to meet all of the other requirements as well.

Quotes based on a preferred plus rate class for a 10, 15, and 20 year term and a Guaranteed Universal Life to age 121 as of 2014

If your asthma is considered moderate, and you only suffer occasional attacks, you will probably qualify for a standard or standard plus rate class.

If your asthma is seasonal and well controlled, you will likely qualify for a preferred or even preferred plus rate class.

If you were approved preferred plus, the best rate class, and during the conversion period decided to do a conversion, they would calculate your premiums based on your current age and that same preferred plus rate class, even if since that original application you had encounter coronary artery disease and several types of cancer.

Generally, a HDL ratio of 4.5 and under will garner consideration for a preferred plus rate class (assuming no other health issues).

64 year old Male at a preferred plus rate class for a 10, 15, and 20 year term and a Guaranteed Universal Life to age 121 as of 2014

For example, a 5» 10» male or female up to 209 lbs can still qualify for a preferred plus rate class.

The 60 year old client might qualify for a preferred plus rate class with a specific life insurance carrier.

for a male at a preferred plus rate class; sample quotes are based on a composite of A - rated companies and better as of October 2013.

If you are taking over the counter medication and your acid reflux is well controlled, you could qualify for a preferred best or preferred plus rate class.

If you have high cholesterol treated with medications and your cholesterol is under control, you can still qualify for a preferred plus rate class.

As a result, the life insurance carrier approved them with a preferred plus rate class.

Liberal cholesterol ratio with preferred plus rate class available for clients with 5.5 HDL ratio as long as total number less than or equal to 230.

Most well controlled clients will come back at a preferred to preferred plus rate class (assuming you have no other health issues).

And the difference in premium between a preferred plus rate class and preferred can be as high as 15 %.

The good news is, there are a handful of sleep apnea friendly best life insurance companies that offer a preferred plus rate class for sleep apnea sufferers.

And while it is true that after one has had a bypass surgery performed, he or she isn't going to be eligible for a Preferred or Preferred Plus rate class anymore, it doesn't mean that they'll automatically be declined either.

In some cases with specific carriers, you can take cholesterol medication and still qualify for a preferred best or preferred plus rate class.

What that means is that if you are 60 years old and have cancer but originally qualified at a preferred plus rate class in your 40s, you will be able to convert your policy at a preferred plus rate class, despite the fact that you have cancer.

There are several life insurance companies in 2018 that will still allow a preferred plus rate class even while taking a medication such as Lisinopril.

All quotes are based on life insurance for a 32 year old male at a preferred plus rate class from A rated carriers.

Diabetic life insurance clients can qualify for a standard plus rate class compared with the typical standard rate class offered by most competitors.

With Banner Life you can still qualify for a preferred plus rate class.

Typically, someone who is dealing with a sleep disorder who can show control of the disorder without any side effects can still qualify for a preferred plus rate class.

Sample quotes are based on a preferred plus rate class for a 10, 15, and 20 year term and a Guaranteed Universal Life to age 121 as of October 2013.

A 40 - year old male, great health, preferred plus rate class, $ 10,000,000 on permanent no - lapse guarantee universal policy to age 105 = $ 4,799.30 month

Best Life Insurance Companies - for a Healthy 55 - Year Old Male - Preferred Plus Rate Class $ 250,000 15 - Year Term Policy

It just means that you probably won't qualify for a Preferred or Preferred Plus rate class.

In fact, you should still «theoretically» be eligible for a Preferred or Preferred Plus rate class!

For someone age 55 - 69, a blood pressure reading of 140/85 will still qualify for MetLife's Elite Plus rate class.

For our money, one of the most exceptional things about Principal Life is its Principal Accelerated Underwriting program, which allows many applicants to be approved for a no medical exam policy within 48 hours at a preferred plus rate class.

The downside to no exam policies with most companies is that they don't offer preferred plus rate class, so they can be very expensive.

But if the same male were to qualify for the preferred plus rate class, he would only pay $ 44 / month.

A preferred plus rate class is available for clients with cholesterol ratio of less than 5.0.