Sentences with phrase «point change in»

In general, a twenty - five basis point change in MBS pricing — up or down — leads to a 0.125 percentage point change in mortgage rates.

All else being equal, a 100 - basis point increase from 5.5 % to 6.5 % on a 10 - year fixed rate $ 10,000,000 loan means a $ 5,000 monthly payment increase or $ 600,000 over the life of the mortgage — a 19 % increase in costs for a 100 - basis point change in rates.

For the period 1949 — 2015, each percentage point increase in price of the U.S. equity market is associated with a positive 13 - basis - point change in the dividend growth rate in the coming year.4 The deviation of dividend growth rates from their long - term averages is also persistent.

Duration is a tool that estimates price sensitivity to changes in interest rates; more specifically, it is the approximate percentage change in price resulting from a 100 basis point change in interest rates.

The basis point change presented in the preceding table, however, represents a fixed basis point change in reference obligation credit spreads across all credit quality rating categories and asset classes and, therefore, the actual impact of spread changes would vary from this presentation depending on the credit rating and distribution across asset classes, both of which will adjust over time depending on new business written and runoff of the existing portfolio.

Even a 10 basis point change in the rate can add up over the long haul.

The Price Value of a Basis Point (PVBP) is a measure of the absolute value of the change in price of a bond for a one basis point change in yield.

In general, a twenty - five basis point change in MBS pricing — up or down — leads to a 0.125 percentage point change in mortgage rates.

In a given three - month time period, only about one in four people has a 20 - point change in their FICO score.

Delta is the amount by which an option's price will change for a one - point change in the price of the underlying asset.

Even if inquiries cause a one - point change in your score, they will be listed as a factor that affects your score.

The risk - based pricing tiers shift at each 20 point change in credit score.

A one - percentage - point change in rates would cause a move of almost 10.5 percentage points in this bond's price!

The marginal effect of each basis point change in the value of long term bonds can be very significant for this reason changes are tracked by basis points or 1 / 100th of 1 %

You can also see a chart below that totals the percent point change in reading for each grade level (e.g., grade 3, 4 and 5 reading proficiency change from 2011 to 2012), providing the overall average for a school.

(p. 9)... [T] he range of teacher effectiveness covering the 5th to the 95th percentiles (73 scaled score points) represents approximately a 5.5 point change in the raw score (i.e., 5.5 of 52 total possible points [emphasis added].»

[T] he range of teacher effectiveness covering the 5th to the 95th percentiles (73 scaled score points) represents approximately a 5.5 point change in the raw score (i.e., 5.5 of 52 total possible points

The effect is larger in higher grades: female 6th graders» scores rise by 0.064 points for every 10 percentage point change in the share of their class that is female.

Males» scores rise by 0.047 points for every 10 percentage point change in the share of their class that is female.

For the same 10 percentage point change in the share of their class that is black, black students» math scores fall by 0.186 points, Hispanic students» math scores fall by 0.086 points, and white students» reading scores fall by 0.043 points.

Likewise, male 3rd graders score 0.040 points higher and male 6th graders score 0.081 points higher for every 10 percentage point change in the share of their class that is female.

Using the very rough rule of thumb that a 10 - point change in NAEP scores equals about one year of learning, in 2011 our fourth graders are about two years ahead of where they were in 1992.

In 3rd grade reading, girls» scores rise by 0.038 points for every 10 percentage point change in the share of their class that is female.

Using the paper's estimates, that would imply the recent recession caused a decline in female enrollment in elementary education of 33.6 percent (the 5.6 percentage point change in the unemployment rate multiplied by the 6 percent figure above).

But, on average, it produced just a one percentage point change in the proportion of news in a feed that challenged users» beliefs, while individuals» own choices of what to click on resulted in a four percentage point decrease in the proportion of challenging content.

Compared to the other governors, Pataki rates highest for the point change in New York's poverty rate while in office (# 2 out of the 10 governors), according to Bloomberg's interactive graphic.

The Price Value of a Basis Point (PVBP) is a measure of the absolute value of the change in price of a bond for a one basis point change in yield.

This new calculation now implies that a 1 - point change in the corporate tax rate would change corporate tax revenues by only $ 1.3 billion, rather than the original estimate of $ 1.7 billion.

In general, a twenty - five basis point change in MBS pricing — up or down — leads to a 0.125 percentage point change in mortgage rates.

$ 17 million revenue change for each percentage point change in both the number and prices of housing resales.

$ 90 million change in revenue for each percentage point change in net operating surplus — corporations growth.

$ 118 million change in revenue for each percentage point change in the federal estimate of 2014 Canada Corporate Taxable Income.

$ 185 million revenue change for each percentage point change in nominal household consumption growth.

Not exact matches

In other words, you value friendliness and empathy, even when you're just getting your oil changed... Above all else, always be nice, and make an effort to understand and empathize with your buyers» and sellers» points of view.»

Shum and Colaco point out that any reclassification of risk would be heavily scrutinized by Canadian regulators, in order to make sure that changes aren't self - serving on the part of policy providers and in fact benefit consumers.

But as Dirker pointed out in his presentation Wednesday, the more difficult task was in changing Siemens» corporate culture.

Even apart from the fact that they don't know what they're talking about because they don't know what's out there, the bigger issues are that: (a) almost all of these reports come back with a variety of related findings that may be precisely on point; and (b) the very age of the prior research may be invaluable if the new questions and inquiries have to do with trend lines, changes in attitudes or different behaviors.

Perhaps most concerning is the study's findings that the smoking rate hasn't changed in poor populations; among the rich, it's fallen more than five percentage points.

The biggest change is probably in the age category: 35 is now the oldest you can be before losing points — a big shift from 49.

«Adding modest changes to points for language, age, and work experience would help refine the grid to put weight where it counts in the labour market, and select applicants that are younger and have strong language proficiency,» the analysis said.

His question to them: «If I'm completely stupid in a world that is changing beyond recognition, in ways that we can not imagine at this point in time, and we do not take account of it in our decision - making, what is the likelihood that I will end up with value at risk?»

«These changes will reflect the relative value Canadian employers place on foreign work experience, and redirect points to language and age factors, which are better indicators of success in the Canadian labour market.»

The changes point more towards the creation of a «leaner cost structure» in getting Bombardier aerospace products ready for their eventual debut.

As most responses to the ad have pointed out, HTC is likely hoping for a «change» in profitability, something the company has been struggling with in recent times.

Since I'm writing for Data Sheet this week, and not CEO Daily, I should point out that all of this Change - the - World - Don't - Be-Evil stuff started in the tech sector — even if some players (looking at you, Facebook) have wandered astray.

In a recent research note, he pointed to the possibility, based on Apple's reported hiring of a large number of auto industry veterans, of Apple changing gears entirely and building a car.

Because Slack hasn't yet reached the point where it has tens of thousands of workers on its books, «[i] t is relatively easy for us to move the lever a small bit right now to make a significant change in our trajectory,» CEO Stewart Butterfield and HR chief Anne Toth write in a blog post disclosing the numbers.

It continues, in bullet - pointed sentences: «Try to change your location as soon as possible and don't tell anyone about your location.

The many experts we interviewed also pointed to two other contributing factors: an improving economy and changes to bankruptcy laws in 2005 that made it more difficult and costly to file.

«While that doesn't change the price that we necessarily sell products through to these retail channels, it starts driving price points in the marketplace.»