Sentences with phrase «point increase in»

«If needed, the amount that Canadians have tucked away in chequing and savings accounts, money market funds, and cash holdings over the last three years alone could be redeployed to service up to a four percentage point increase in the debt service burden in Canada,» says RBC Economics.

Even a half - point increase in mortgage rates can significantly raise housing costs.

The third - quarter Personal Financial Pleasure Index, a component of the overall PFSi, held the previous quarter's level due to a 5 - point increase in job openings and 2 - point increase in home equity nationwide.

Yun expects a 9.4 percentage point increase in single - family new home construction starts.4

Coincident with a 14 basis point increase in Treasury rates to which most commercial mortgage interest rates are indexed and a five basis point decline in equity dividend rates, the RealtyRates.com Weighted Composite (Cap Rate) Index ™ increased six basis points, from 9.33 to 9.39 percent during the 4th Quarter of 2017.

A 10 percent increase in student loan debt causes a 0.6 percentage point increase in the probability that the borrower falls into the subprime category (credit score of 620 or less) and a 0.8 percentage point increase in the probability that a borrower falls into deeply subprime (500 or less).

The figure below illustrates that the 49 basis point increase in the 10 - Year Treasury Note rate between 2016 and 2017 was partially offset by a 15 basis point decline in the mortgage risk premium, which is the residual between the 30 - Year Fixed Rate mortgage rate and the 10 - Year Treasury Note rate.

Trepp reported a 25 basis point increase in delinquencies from 4.35 percent in May to 4.60 percent in June, while Fitch reported a 20 basis point increase from 2.98 percent in May to 3.18 percent in June.

Do you have enough equity in the deal that you can meet your lender's loan - to - value and / or the debt coverage ratio if we experience a 200 basis point increase in the Treasury and you get a vacancy?

A softer reading on single - family housing starts might point to some potential weakness in spending on this category going forward, but a 2 - point increase in NAHB's HMI and another strong reading on permit authorizations point to stronger construction activity (and by extension spending) over the near term.

We measure home price appreciation as the percentage increase in the median home value between 2010 and 2016, and found that every percentage point increase in home price appreciation is, on average, correlated with homebuilding that is 1.2 % higher.

A 10 - point increase in Walk Score increases office and retail property values by up to 9 % depending on property type.

Three of six components the index measures registered increases last month, led by a 7 percentage point increase in the number of consumers reporting significantly higher income than a year ago.

All else equal, a 50 - basis point increase in cap rates from 6.0 % to 6.5 %, for example, requires an 8 % increase in net operating income (NOI) in order for the property values to remain unchanged.

Three of six components the index measures registered increases last month, led by a 7 percentage point increase in...

In October, U.S. Treasury yields declined 23 basis points on a year - over-year basis, while corporate debt on the low end of the investment grade spectrum increased more than 65 basis points, nearly a 90 basis point increase in the spread between U.S. Treasuries and the low - end of investment grade corporate bonds.

«For first - time buyers, the lack of available product has caused some concern, given that every quarter point increase in mortgage rates translates into higher carrying costs.

The office sector was largely responsible for the increase, with a 54 - basis - point increase in its CMBS delinquency rate, ending at 7.65 percent in February.

• A full 70 percent of respondents have some degree of confidence that property values will improve over the next two years; with an eight - point increase in those very confident or confident compared to last year.

With the four - point increase in buyer traffic, builders expect home sales to pick up over the next six months.

Despite this week's breather, the 66 - basis point increase in the mortgage rate since November 3 is taking its toll — the [Mortgage Banker Association]'s refinance index plunged 22 percent this week.»

The link between building and income is comparable: a one percentage point increase in the median household income (also using data from 2010 to 2016) leads to a 2.1 percent upswing in permits, on average, the study shows.

- Americans» confidence in the job market improved dramatically this month, as evidenced by a 16.5 point increase in the RBC Jobs Index to 67.9 — the largest single - month gain ever observed in the Index.

In the past, for each 10 - basis - point increase in mortgage rates, home sales declined by around 35,000 on a national basis.

Federal also maintained healthy operating metrics, with same - store NOI growth of 4.2 percent for the quarter and 3.5 percent for the year and a 20 basis point increase in portfolio occupancy, to 96.7 percent.

NAR's latest analysis of the second - home trend, using data collected by lenders under the Home Mortgage Disclosure Act, shows a 65 percentage point increase in mortgages taken out for second homes between 2000 and 2004.

The percentage point increase in VAT and the higher fuel levy announced in the budget do indicate further belt tightening for consumers, but with any luck only in the short term while the economy gets back on track.

An 11 percentage point increase in the proportion of Americans who think marriage is «obsolete» is significant given the harshness of the judgment expressed, but the datum does not indicate whether the respondents believe that marital obsolescence is a good thing.

The Collaborative for Academic, Social, and Emotional Learning (CASEL), which works on SEL at a national level, conducted a meta - analysis in 2011 and found that systematic SEL implementation with fidelity led to a 9 - percentage - point drop in problem behaviors, a 9 - percentage - point increase in prosocial skills (meaning managing emotions and conflict appropriately), and an 11 - percentage - point increase in reading and math standardized test scores.

The odds of receiving medical benefits increased by 50 % following a one - point increase in the SCL - 5 scale score.

Methods We used logistic regression to estimate OR of benefit receipt for groups according to adolescent and parental anxiety and depression symptom load (high vs low symptom loads) and for a one point increase in the continuous SCL - 5 score (range 1 — 4).

Results Comparing siblings, a one point increase in the mean SCL - 5 score was associated with a 65 % increase in the odds of medical benefit receipt from age 20 — 29 (adjusted OR, 1.65, 95 % CI 1.10 to 2.48).

After adjustment for the covariates and for the 3 paternal parenting dimensions, the odds of a child being in a heavier BMI category decreased by 26 % (95 % CI: 15 % — 35 %) for each 1 - point increase in paternal control score (P <.001).

Measure the impact your actions had on revenue, profit, expenses and other pertinent financial metrics — numbers persuade and influence readers (e.g., a 20 % increase in revenue, a $ 50m decrease in OPEX, a 2 - day decrease in turnaround time, a 10 - point increase in customer satisfaction).

The 1.3 - point increase in the uninsured rate, which represents about 3.2 million people, is the highest in one year since Gallup and Sharecare launched the index in 2008.

The new study, from the Yale and George Mason University research teams on climate change communication, shows a 7 - percentage - point increase in the proportion of Americans who say they do not believe that global warming is happening.

A recent discussion paper finds that among the G - 20 economies, a 1 percentage point increase in public R&D investments as a share of GDP corresponds to a 9.57 percent increase in economic growth, writes John Wu in Innovation Files.

Every percentage point increase in savings moves one closer to a more desirable category.

It was only a couple of years ago that this the award price ceiling was at 50,000, so we're looking at a 20,000 point increase in under two years.

Making one or two payments in a row won't do much, but six or seven months of consistent payments can result in a 40 or 50 point increase in your score.

One of Louisville's biggest successes is the increase in improved outcomes for community cats — as represented by the community's 8.5 percentage point increase in feline LRR in the first year of the partnership.

With further in - depth analysis after considering other factors, a result of 93 — point increase in a couple's initial average credit score was obtained.

For the period 1949 — 2015, each percentage point increase in price of the U.S. equity market is associated with a positive 13 - basis - point change in the dividend growth rate in the coming year.4 The deviation of dividend growth rates from their long - term averages is also persistent.

In May of 2017 the yield on 10 - year Treasuries increased to 2.4 percent resulting in a 0.69 basis point increase in the federal student loan rates.

That 100 - point increase in his credit score will save him more than $ 150 a month and more than $ 57,000 over the life of the loan.

It took just 76 days for the Dow to jump 1,000 points, which is the fourth fastest 1,000 - point increase in the Blue Chip index's history.

You may decide that you're not taking any chances, and that the extra partial percentage point increase in money market fund yields is not worth any risk of principal loss whatsoever.

Yes amazing as it may be just a quarter of a point increase in interest rates translate to thousands of dollars over the thirty year mortgage.

Other than that, a 34 point increase in TransUnion isn't bad and I'm looking forward to getting results from the other 2 bureaus.

The each said that they expect interest rates to increase by another quarter - point before the end of the year — making for a full percentage point increase in 12 months.