Sentences with phrase «point less any fees»

If your IVA fails then your debts will be reinstated less any payments received by the creditors (this is the sum total of payments you've made up to that point less any fees your creditors have agreed to give your IP).

Not exact matches

And due to its economies of scale and zero marketing needs, it would have very low management fees, less than half a percentage point.

A half - percentage - point difference in fees will translate into thousands of dollars less in total return over an investor's lifetime.

The fees can vary from less than 1 percent to a few percentage points — and interest at the prime rate to several points over prime on the balance of receivables you sell, making it steeper than most bank loans.

The average contract interest rate for 30 - year fixed - rate mortgages with conforming loan balances ($ 453,100 or less) increased to its highest level since April 2014, 4.50 percent, from 4.41 percent, with points increasing to 0.57 from 0.56 (including the origination fee) for 80 percent loan - to - value ratio loans.

The average contract interest rate for 30 - year fixed - rate mortgages with conforming loan balances ($ 424,100 or less) decreased to 4.28 percent from 4.34 percent, with points increasing to 0.38 from 0.31 (including the origination fee) for 80 percent loan - to - value ratio loans.

At one point, over 2000 active public nodes were available to process transactions, which can confirm almost instantly for a fee of less than one

The average contract interest rate for 30 - year, fixed - rate mortgages with conforming loan balances of $ 424,100 or less decreased to 4.33 percent from 4.46 percent, with points increasing to 0.43 from 0.41, including the origination fee, for 80 percent loan - to - value ratio loans.

The average contract interest rate for 30 - year fixed rate mortgages with conforming loan balances of $ 424,100 or less increased to 4.23 percent from 4.20 percent, with points decreasing to 0.32 from 0.37, including the origination fee, for 80 percent loan - to - value ratio loans.

The average contract interest rate for 30 - year fixed - rate mortgages with conforming loan balances ($ 453,100 or less) remained unchanged at 4.69 percent, with points remaining unchanged at 0.43 (including the origination fee) for 80 percent loan - to - value ratio loans.

Because of their ability to invest in these longer duration securities of slightly less credit quality, stable value funds have outperformed money market funds on average by 150 - 200 basis points (1.50 % -2.00 %) net of fees annually over the past 20 years.

Marbles Kids Museum's marketing department states in a list of talking points that even with the increase, admission fees still cover less than 40 percent of the cost of providing each museum visit, and at $ 7, Marbles Kids Museum remains one of the most affordable children's museums in North Carolina and across the country.

If an agency hikes up the adoption fees for the most «in demand» babies (typically white, healthy newborns) while «discounting» the adoption fees for babies in less demand (children of color, especially males), they are not only baby selling (see point # 1), but they are also allowing only the wealthier families to adopt white children while «limiting» less wealthy families to children of color.

It's really easy for people who are sitting back with a calculator to point out that the cloth diaper start up fees are significantly less than the long term cost of disposable diapers.

At some point, it will likely be less expensive to summon a self - driving car when needed than to pay for the gas, maintenance, insurance, registration fees, parking fees, etc. required to own a vehicle that sits unused for most of the day.

Less than a third (32 %) of Britain's 130 medallists at Rio 2016 attended fee - paying schools, a four percentage point reduction from London 2012, when 36 % of Team GB's medal - winners were privately educated.

The two mortgage lenders advertised fairly similar rates, but a closer look at the mortgage points show that Guaranteed Rate's offers tend to cost less in terms of initial fees.

While smaller lenders such as J.G Wentworth charge less in origination fees and major rivals like Navy Federal advertise lower interest rates through the purchase of points, USAA gives you affordable value in both.

Aeroplan Miles, Aventura Points, cash back, Tim Cash and Petro - Points are earned on card purchases less returns, and not on cash advances, interest, fees, balance transfers, payments, regular CIBC Convenience Cheques, Aeroplan Mile and Aventura Point redemptions (as applicable).

Looking for a way to, in the event of a purchase dropping my balance below the minimum daily balance (MDB) with no way to bring it above the MDB before the end of the day, make 6 point of sale (POS) purchases that funnel back into my account (same bank or different bank) for free or at least less than the maintenance fee.

Often, less reputable mortgage lenders will come out of the woodwork offering refinancing opportunities with no points and no fees.

Also the thing to remember is that if you make a down payment of less than 20 percent on a loan you need to pay mortgage insurance and the interest rate will depend on your credit score, property type you are buying and the choices related to fees, points.

Aeroplan Miles, Aventura Points, cash back, Tim Cash and PETRO - POINTS are earned on card purchases less returns, and not on cash advances, interest, fees, balance transfers, payments, regular CIBC Convenience Cheques, Aeroplan Mile and Aventura Point redemptions (as applicPoints, cash back, Tim Cash and PETRO - POINTS are earned on card purchases less returns, and not on cash advances, interest, fees, balance transfers, payments, regular CIBC Convenience Cheques, Aeroplan Mile and Aventura Point redemptions (as applicPOINTS are earned on card purchases less returns, and not on cash advances, interest, fees, balance transfers, payments, regular CIBC Convenience Cheques, Aeroplan Mile and Aventura Point redemptions (as applicable).

Aeroplan Miles, Aventura Points, cash back and Tim Cash are earned on card purchases less returns, and not on cash advances, interest, fees, balance transfers, payments, regular CIBC Convenience Cheques, Aeroplan Mile and Aventura Point redemptions (as applicable).

The point being that index investors (and mutual fund investors) only see the overall return, less fund fees and other frictions.

With a management fee of just 0.15 %, ZCN will be doing so for 10 basis points less.

i think this is a good point that the termination fees become less and less as your term expiration date draws closer.

If you are less concerned about these perks, the Chase Sapphire Preferred ® Card can earn more points on travel and dining purchases and the annual fee is only $ 95 (waived the first year).

For instance, the management fee charged by the Vanguard MSCI Canada Index ETF (TSX: VCE) is about 6 basis points or so less than the iShares S&P / TSX 60 ETF (TSX: XIU).

When looking for a mortgage, the best case scenario would be to have a low interest rate for a 15 or 30 year term in addition to 1 point or less and minimal closing fees.

So you'd spend about $ 650 in airfare from Vegas to Hawaii + $ 325 companion less $ 89 annual fee, or $ 886 total, plus whatever Southwest points you spend.

• Your account is overdrawn by $ 5.00 or less on the day on which we would otherwise charge it, or • You have not opted - in to the payment of ATM and everyday debit card (point of sale) transactions and the amount overdrawn only includes amounts from ATM and point of sale transactions presented and paid against insufficient funds, or • The amount overdrawn only includes bank fees and / or service charges.

While you get half a point less on every purchase than you would with the United MileagePlus ® Club Card, your annual fee is also $ 355 lower.

In the U.S., such «factor ETFs» are available for annual fees of under 0.1 %, or 10 basis points and less.

The average contract interest rate for 30 - year fixed - rate mortgages with conforming loan balances ($ 417,000 or less) decreased to its lowest level since May 2013, 3.76 percent, from 3.79 percent, with points increasing to 0.33 from 0.32 (including the origination fee) for 80 percent loan - to - value ratio (LTV) loans.

The average contract interest rate for 30 - year fixed - rate mortgages with conforming loan balances ($ 453,100 or less) increased to its highest level since April 2014, 4.50 percent, from 4.41 percent, with points increasing to 0.57 from 0.56 (including the origination fee) for 80 percent loan - to - value ratio (LTV) loans.

On the other hand, dividend investors raise strong points: — less fees: even though ETF fees are much smaller than mutual funds, they do charge more than holding those stocks directly — more control: being able to select your type of portfolio, holding stocks that you believe in and going for the stocks that you know and targeting the yield that matches you — more fun?

«Clark thinks that index funds with fees of less than 20 basis points (or two - tenths of a percentage point) are «in the game.»

BIG ZERO have NO Points BIG ZERO have NO Title Fees BIG ZERO have NO Escrow Fees BIG ZERO have NO Junk Fees BIG ZERO refinance assumes minimum loan amount of $ 350,000 upto $ 417,000, 740 minimum FICO, No Cash Out refinance, Single Family detached primary residence, Loan to Value 60 % or less with impound tax and insurance.

The best deal for most borrowers is the one that offers the lowest interest rate, with no points and lender fees of $ 2,000 or less.

Loans with discount points are front - loaded with fees and can be a terrible choice for somebody living in a home for less than ten years.

Ask an accountant to calculate precisely how much your new mortgage (including points, fees and closing costs) will cost and whether, in the long run, it will cost less than your current mortgage.

Though you will be earning points at a lower rate, the annual fee on the US Bank FlexPerks ® Travel Rewards Visa Signature ® Card is $ 49 (waived Y1)-- that is $ 36 less than the U.S. Bank FlexPerks ® Gold American Express ® Card.

If the market closes at 2200.00 on Friday and the option is exercisable, you can sell the futures at 2200.00, and when the option is exercised (it's in the money and is automatic at expiration) you will receive an offsetting futures contract at your strike price of 2175.00 (long the futures at 2175.00 and an offsetting sale at 2200.00 and will have made 25.00 points x $ 50.00 or $ 1250.00 minus what you paid for the option, let's do the math, 1250.00 — 300.00 = $ 950.00 less any exchange, clearing, NFA fees and commissions.

Chanos: «I think hedge fund fees are probably still in a bubble although I would point out that the reality is that the days of 2 - 20 are kind of well behind us and even a lot of shops that charge that effectively make a lot less.

Aventura Points are earned on Card purchases less returns, and not on cash advances, fees, interest, balance transfers, payments, CIBC Convenience Cheques or Aventura Points redemptions.

Closing costs include the loan origination fee (if not already paid), points, prepaid homeowner's insurance, appraisal fee, lawyer's fee, recording fee, title search and insurance, tax adjustments, agent commissions, mortgage insurance (if you are putting less than 20 % down), and other expenses.

35,000 BMO Rewards welcome bonus points will be applied to your BMO Rewards Collector Account after you spend a minimum of $ 3,000 (less refunds and excluding cash advances, cash - like transactions, interest charges, fees, credit or debit adjustments) within the first 3 (three) months from the account open date.

How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees.

But it has a $ 0 introductory annual fee the first year, versus $ 450 for the Chase Sapphire Reserve less its $ 300 travel credit, so if you want to try out the points without paying a fee to start, go with the lower cost Sapphire Preferred.