The margin percentage varies from one lender to the next and should be a focal
point of your research when applying for an ARM.
On a contrary note, I worry that Gavin may have missed a key
point of our research when stating (in the introduction above) that our technique «doesn't work as well in the other basins».
Not exact matches
Step two couldn't be simpler, and as Business Insider
pointed out in its write - up
of Boothman's book, «
research also suggests that smiling
when you meet someone in a happy context is a useful way to get them to remember you.»
As I recall the headline read, more or less, «Women Don't Negotiate Because They're Not Dumb,» and the author went on to cite
research to make her
point that
when women do ask for more money, people tend to hate it, and «pushy» women end up paying mightily in terms
of career progression and opportunities.
McAlister
points to economist William Sharpe's
research on risk and market sensitivity, which shows that you get the benefits
of diversification
when you're holding between 25 and 30 securities.
The
research mirrors what a team led by Giovanni Chiodini from the Italian National Institute
of Geophysics reported late last year,
when they too modelled Campi Flegrei's activity and found that it's dangerously close to hitting a critical pressure
point that could trigger another eruption.
Well,
research shows that on average, people tend to talk about themselves during 60 percent
of a conversation — and
when there's something being sold by one person in the conversation, a less experienced salesperson could be tempted to fill a void
of silence with a laundry list
of more selling
points and value propositions.
By loudly owning her choices, Sandberg makes it a little safer for the rest
of us to declare that parents working late into the night is killer on families (Mashable
points to
research «that children are healthier, happier and better performing students
when they eat with their families») and on personal productivity and health, making it a bit easier for those
of us with less lofty positions to take back our schedules and admit that we need to work saner hours.
According to Harvard Business Review, «
research first published in the Journal
of Applied Psychology shows that even
when the minority
points of view are wrong, they cause the rest
of the group to think better, to create more solutions, and to improve the creativity
of problem - solving.»
And while Kogan maintained he had never drawn a salary from the work he did for SCL — saying his reward was «to keep the data», and get to use it for academic
research — he confirmed SCL did pay GSR # 230,000 at one
point during the project; a portion
of which he also said eventually went to pay lawyers he engaged «in the wake»
of Facebook becoming aware that data had been passed to SCL / CA by Kogan —
when it contacted him to ask him to delete the data (and presumably also to get him to sign the NDA).
According to current
research and emerging best practices, managers should keep a few important
points in mind
when creating recognition programs for Millennial members
of their workforce.
Although it's the complete opposite
of what the supplement company was trying to sell... Brad continually saw that everything
pointed back to what he'd discovered during his post-grad
research — Intermittent Fasting
when done according to the findings
of his thesis is the fastest way to lose weight.
The Zero Moment
of Truth refers to the
point in the buying cycle
when the customer / prospect
researches a product / service, which often occurs before the seller even knows that the opportunity exists.
This may sound relatively simple and easy but it is not
when you consider that goals, in this framework, are a result
of translating all
of the findings gathered in qualitative
research such as pain
points, motivations, drivers, interactions, and personalities.
I simply noted that the finger
pointing toward the CC gets a bit ridiculous
when there is more
of a problem than meets the eye in protestant churches if you do a little
research on the net and elsewhere.
Critics
of regulation are quick to
point out the evils
of Lysenkoism, that era in Russian history
when biological
research was brought to a virtual standstill by political control.
In fact,
when the 2007 paper came out, the commentaries in most scientific publications were quick to
point out that, despite the success with adult cells, there was still a need to continue embryo - destructive
research and that it would be critical to the advancement
of science that
research on embryonic stem cells continue.
A major
point in Kass's arguments against
research cloning is that it is a classic slippery slope, allowing the development
of the biological tools necessary for reproductive cloning, which is sure to happen
when those tools are in place.
The German universities expressed less opposition to the growth
of Nazism in the 1930's than did the churches and labor unions; their failure at this
point has been attributed in large part to their neutral pursuit
of truth without concern for the life
of the nation.14 By contrast, an example
of intellectual responsibility occurred a few years ago
when the University
of Chicago was building a new cancer
research hospital.
That declaration — published simultaneously by the Frankfurter Allgemeine Zeitung and the local Schwäbischen Tagblatt — was a dramatic reversal
of an earlier public stand taken on December 8,
when the full professors
of the faculty unanimously expressed their support
of Küng and
pointed out the dangers for freedom
of theological
research and teaching intrinsic in the German bishops» position (ibid., pp. 100 - 101).
Look gentlemen this WAS an extremely well written and well
researched article and has to rank as one
of the best Ive read in many a long year, Howvever
when all
of the «in depth analysis» has been done it really boils down to two
points and two
points only, 1) Our strikers (namely Walcott, Giroud, Welbeck and Cambel) just did nt score enough goals
when it really mattered, 2) our defence made too many mistakes that allowed too many goals to be scored against us
when it mattered.
The Patriots had never won an AFC Championship
when they've trailed at any
point of the game, according to NFL
Research.
In this classic NFC East rivalry, the hometown Cowboys opened as 4.5 -
point favorites at CRIS and were receiving 81 %
of public bets
when we first
researched this game on Wednesday afternoon.
Our past
research indicates that bettors have a slight advantage
when betting against the public, but that edge is magnified
when focusing on underdogs
of more than 10
points.
Our
research also found that underdogs
of at least 7 -
points have been historically undervalued which is particularly significant
when you consider that there are seven teams fitting that criteria in Week 14.
When I asked the American Gaming Association if it knew
of any, a spokesman
pointed to the 1999 commission report, and said that the trade group was only just getting ready to conduct its own
research on the issue.
So
when you disagree with someone's
research, instead
of pointing out the flaws in his work, you just diss the person's looks?
And we'll even
point out the best pros and worst cons so you don't have to do any
of the legwork
when it comes to
researching this popular toddler climber playset.
Homeschool Law
Points of Interest There are a few important areas you should investigate
when researching homeschool laws.
(Some parents,
of course, choose to spank, but many experts, including the American Academy
of Pediatrics, do not support spanking and
point to
research showing the negative effects
of corporal punishment, especially
when parents hit kids in anger.)
Scientists still don't know exactly why some babies die without explanation, but recent
research points to the possibility
of brain stem abnormalities that prevent some babies from being able to rouse from sleep and gasp for air
when their blood oxygen levels are too low.
We are not told the source and extent
of this
research, nor the facts gleaned therefrom, but she is on target
when she
points out that the advantages for Illinois residents are in the realm
of fantasy.
We made our first baby carrier forty years ago
when research began to
point out the importance
of closeness between children and parents.
Biden even adopted a favorite Cuomo talking
point when comparing the investment in photonic
research and development to other massive infrastructure and technology breakthroughs, saying it is akin to the construction
of the Erie Canal in New York under DeWitt Clinton.
She also
pointed to
research that suggests there's higher risk
of sexual assault and suicide
when young people are held in adult facilities, as well as a greater likelihood that they will re-offend.
Erica Sodergren, 69, a senior
research scientist at the Jackson Laboratory in Farmington, Connecticut, shares that
when you have a group
of researchers
of varying ages and
points in their careers, they can offer each other invaluable advice on evaluating career - related decisions.
«It has been a long process, and it has taken us four years to get where we are now, so it's obviously very satisfying
when the results are so interesting and useful, as is the case here,» says Anne Loft and
points to the future prospects
of the
research on «brite» fat cells.
He has been making that
point since 2004,
when in testimony to the U.S. Senate, he warned embryonic stem cell opponent Sam Brownback
of Kansas, «Those in a position
of advice or authority who participate in the banning or enforced delays
of biomedical
research that could lead to the saving
of lives and the amelioration
of suffering are directly and morally responsible for the lives made worse or lost due to the ban, or even
of a moratorium that would deny such treatments in that short window
of time
when it could help or save them.»
Co-author, Dr James Risbey
of Australia's CSIRO Marine and Atmospheric
Research, said: «Some
point to uncertainty as a way to minimize the climate change problem,
when in fact it means that the problem is more likely to be worse than expected in the absence
of that uncertainty.
This unfortunate and rare side effect
of the biopsy provided Nicola Valeri at the Institute
of Cancer
Research in London and his colleagues with a kind
of stopwatch — an exact
point in time
when a few cells left as the needle was withdrawn began their two year evolution into a tumour.
David Hughes,
of Global Sustainability
Research Inc.,
pointed out that production from tight oil fields like North Dakota's Bakken and Texas» Eagle Ford plays quickly reach what he called «middle age,»
when production begins to fall off.
«
When there's a question
of faith, from the analytic
point of view, it may seem absurd,» said Tony Jack, who led the
research.
When Scientific American asked Seager if his group's
research supports that
point of view he said, «Yes.
At one
point,
when it became known that I had presented a paper on a subject outside
of my
research at Stanford, I was even called to the office
of the Department Chair for a discussion about my «priorities.»
When children were given words and pictures, those who seemed to ignore the pictures and
pointed at the words learnt more words than the children who
pointed at the pictures, but they still learnt fewer words than the children who had no pictures at all (Review
of Education
Research, vol 40, no 3, p 349 and p 397).
The starting
point of the
research was the article «Where we look
when we steer,» originally published in Nature in 1994, and the driving models based on it.
Wouter Haak, Vice-President
of Research Data Management Solutions at Elsevier, said: «The findings presented in this report help us — as well as research leaders, university and government policy makers — better understand where pain points lie when it comes to the sentiment around and the reality of data sharing practices among rese
Research Data Management Solutions at Elsevier, said: «The findings presented in this report help us — as well as
research leaders, university and government policy makers — better understand where pain points lie when it comes to the sentiment around and the reality of data sharing practices among rese
research leaders, university and government policy makers — better understand where pain
points lie
when it comes to the sentiment around and the reality
of data sharing practices among researchers.
As Mani Subramanian, Summers's adviser,
points out, 90 %
of the cells in our body are bacterial, and
research into the human microbiome, our total complement
of bacteria, has revealed that we are veritable rainforests
when it comes to bacterial diversity.
To advance this line
of research, Delgado said, researchers in the future would use a puzzle box with multiple ways
of entry so that the squirrels could be trained to use one access
point, and would then need to figure out new ways to gain access to the nuts or other rewards
when the familiar path was blocked.
He
points to previous
research suggesting that people's reactions to familiar and unfamiliar faces differ even more widely
when those faces belong to individuals
of the same sex, perhaps because they subconsciously see resemblance to family members in similar faces.