Not exact matches
Or, taking into account the 5 %
rebate, you could get $ 8,900
worth of value in
points from $ 4,228 (95 % * 4450) in spending if you redeemed that for a travel credit... but there's a caveat.
But if you're carrying a balance and paying high interest, those
rebates and travel
points aren't really
worth it.
Just would like to sum up with this question to your fellow editor about a curious number (pardon the pun): Under the «NO foreign transaction fee» Marriott Rewards Premier Visa section recommending it, it reads «Out of the three cards, this is the only one that's seriously
worth considering for everyday use» despite it being «one of only two» cards listed side by side that have «annual fees» after the first year (with Barb's choice the second one that loves charging 2.5 % «foreign transaction fees» upfront / from the start on all foreign transactions
rebating «afterwards» as «reward
points» statement all of them «except on returns and cash advances» where the fees remain); however this article shows «more than three cards» (though granted the Amazon.ca Visa is unavailable now for the new applicant plus the missing Mogo Visa is a prepaid one and whereas this year's (2017) new $ 149 annual fee HSBC Premier World Elite MC is exclusively for their premier clients only) so which «three cards» in that statement there would we talking about here?
I figured if I was lucky I might be able to pick up an extra $ 200
worth of
points via the
rebate, which would make the application
worth the credit inquiry.
And under the new Southwest Rapid Rewards program, UR
points transferred to Southwest could be worth as little as 1.25 cents per point, which would make the Amex Pay With Points rebate actually b
points transferred to Southwest could be
worth as little as 1.25 cents per
point, which would make the Amex Pay With
Points rebate actually b
Points rebate actually better.
Ultimate Rewards
points are
worth 1.2 cents per
point, ThankYou
points are
worth 1.33 cents per
point, and Membership Rewards
points are
worth 1 cent per
point (if you have Business Platinum Card from American Express, then you get a 20 %
rebate, for a value of 1.25 cents per
point).
Hilton Honors
points are
worth no more than 0.5 cents each so the Amex Hilton Ascend credit card offers an effective
rebate of no more than 3 cents / dollar (or 3 %) on Grocery spend — you can do better than that with a number of other credit cards:
Or, taking into account the 5 %
rebate, you could get $ 8,900
worth of value in
points from $ 4,228 (95 % * 4450) in spending if you redeemed that for a travel credit... but there's a caveat.
I value Marriott Rewards
points at around 0.6 cents (0.5 pence) each so 2,000 Marriott Rewards
points would be equivalent to a $ 12 (# 9)
rebate on a stay — hardly life changing but
worth having none the less....
On the spending side, you get 2
points per dollar on every charge, and with the 10 %
rebate,
points are
worth about 2.2 cents each, making it better than a 2 % cash back card, the usual benchmark.
But when you redeem
points for a travel charge, Barclay actually gives you a 10 %
rebate on the redemption, so redeeming 40,000
points gets you 4,000
points back,
worth another $ 40.
Actually, since JetBlue
points are
worth almost 1.5 c on redemption, it's more like an extra 4.5 %
rebate.
Just would like to sum up with this question to your fellow editor about a curious number (pardon the pun): Under the «NO foreign transaction fee» Marriott Rewards Premier Visa section recommending it, it reads «Out of the three cards, this is the only one that's seriously
worth considering for everyday use» despite it being «one of only two» cards listed side by side that have «annual fees» after the first year (with Barb's choice the second one that loves charging 2.5 % «foreign transaction fees» upfront / from the start on all foreign transactions
rebating «afterwards» as «reward
points» statement all of them «except on returns and cash advances» where the fees remain); however this article shows «more than three cards» (though granted the Amazon.ca Visa is unavailable now for the new applicant plus the missing Mogo Visa is a prepaid one and whereas this year's (2017) new $ 149 annual fee HSBC Premier World Elite MC is exclusively for their premier clients only) so which «three cards» in that statement there would we talking about here?
Back in February I explained how the card earns a «true» rate of 2.22 % cash back because of the 10 %
rebate you get every time you redeem
points against travel purchases, but cautioned that the $ 89 annual fee is only
worth paying if you spend more than $ 40,050 on the card after the first, fee - free year.