Roy Williams's 2008 — 09 North Carolina team had a three -
point rate of just 23.2 %, and his current, No. 9 — ranked Tar Heels had taken 26.7 % of their shots from deep at week's end, the 14th - lowest rate in the nation.
This continued until the 1990s, at which
point the rate of retirement spending began to dip.
Super 8 participates in the Wyndham Rewards program and I used the GoFast Cash &
Points rate of 3,000 points & $ 62, making for a great redemption value of more than 5 cents / point — something you won't find often with the bigger hotel rewards programs.
I signed up for the IHG Rewards Club Select Credit Card, which will help me pay for two nights at the Holiday Inn — Perth City Centre, where I'll use the Cash +
Points rate of 30,000 points + $ 40 USD per night.
In order for temperatures to rise to levels which are «too high» by the end of the century, at
some point the rate of rise of temperature must be significantly above 0.06 C per decade.
For example, a one item overall 6
point rating of marital dissatisfaction correlated.77 for men and.80 for women with the full Dyadic Adjustment Scale in a representative sample of 453 parents of young children (O'Leary et al. 2007).
Not exact matches
In the U.S., unemployment is below the U.S. Federal Reserve's (Fed's) estimate
of the «natural»
rate that is consistent with stable wage growth, while unemployment
rates in many other developed economies are rapidly approaching a similar
point.
At the March 20 - 21 meeting, the Federal Open Market Committee voted to raise its benchmark interest
rate by 25 basis
points to a range
of 1.50 % to 1.75 %, as had been widely expected.
«If U.S.
rates move too quickly, they will dislocate [high yielding] assets more broadly and the most liquid emerging markets will not be immune to a selloff,» he added,
pointing to the 2013 taper tantrum as an illustration
of this idea in action.
Before Yellen addressed the Economic Club
of Washington, her counterparts in Ottawa released their latest policy statement, in which Canada's central bank said it was keeping its benchmark interest
rate at 0.5 %, a quarter -
point shy
of the lowest level ever.
And while Macdonald did not look into it, other studies have
pointed to another major influence China has had lately on many countries, including Canada: how its high savings
rate and mounting foreign currency reserves, much
of it invested in benchmark U.S. government debt, have depressed interest
rates around the world.
The
rate of new firms entering the marketplace has fallen by nearly half over the 40 - year period from 1978 to 2012, to 8 percent, compared with a steadily increasing
rate of new firm closures, up two full percentage
points, to about 10 percent, over the same period, according to the Brookings Institution, a policy think tank.
The report also
points out that Dreamers start businesses at more than twice the
rate of the general population, in large part because they are used to making ends meet without help from the government.
Case in
point: In mid-September, three weeks before Morneau tabled his rules, credit reporting agency TransUnion estimated that hundreds
of thousands
of Canadians carrying variable
rate subprime mortgages could be significantly impacted by interest
rate increases
of even 25 basis
points.
Analysts saw some weakness in the results,
pointing to a decline in the profit margins on the wireless side, and Shammo's comment that the
rate of device upgrades would be roughly the same as last year.
It is important to note that while these are the levels we are focused on hitting and we have plans in place to achieve them, our prior experience on the Model 3 ramp has demonstrated the difficulty
of accurately forecasting specific production
rates at specific
points in time.
So there's almost more concern for locking in a long - term
rate of income than there is for just maybe catching a higher yield at one
point in the cycle in the front end.
His remarks can't be considered a roadmap for the future path
of interest
rates; he made a
point of stating that every policy meeting is «live,» meaning the latest data could alter assumptions.
At some
point, the low delinquency
rate will catch up with the reality
of Canada's overburdened households.
If the Bank
of Canada hikes two more times this year, some households could be renewing at a
rate 75 basis
points higher than what they previously paid, according to Rob McLister, CEO
of intelliMortgage Inc. in Toronto.
Even before Wednesday's decision, five
of the country's largest banks hiked five - year fixed
rates 15 basis
points to 5.14 per cent last week.
The savings
rate is close to the 25 - year average
of five per cent, which doesn't
point to a consumer debt apocalypse.
The IMF staff report on Canada raises an issue that I wrote about during the election campaign: the unacceptably large gap — 10 percentage
points — between the labour - force participation
rates of men and women.
The Bank
of Canada announced this morning that it is dropping its target interest
rate by a quarter
of a percentage
point to 0.75 %.
A few things stand out about this particular
rate change: first, the magnitude
of influence that just a quarter percentage -
point change had on the stock market; second, the current
rate with an upper range
of.50 % compared to the various long - term averages
of about 5 %; and third, the
rate remains historically low, with only minute incremental changes, despite the relatively good news we continue to read about the economy.
Gross domestic product contracted at an annual
rate of 0.5 % in the second quarter and 0.8 % in the first, which is exactly what the Bank
of Canada predicted in July when it dropped its policy
rate by a quarter
point.
The team's latest starting five,
of James, Love, Isaiah Thomas, J.R. Smith, and Jae Crowder, has a net
rating of -22.8, meaning it is outscored by 22.8
points per 100 possessions.
Millions
of Americans will,
of course, be affected with
rates going up by a quarter
point.
One
of my constant
points on this blog for the last several years has been that households» refinancing
of their mortgage debt at lower and lower
rates has put more money in their pockets for spending and for paying down debt.
Citing sluggish growth abroad and lower oil prices, the Bank
of Canada this morning lowered the overnight lending
rate one quarter
of a percentage
point, to 0.5 %.
If the Bank
of Canada ultimately raises its benchmark
rate by 50 basis
points from the start
of the year, that could increase borrowers» monthly payments by approximately 5 per cent, according to Rob McLister, founder
of comparison site RateSpy.com.
Fortune ran numbers to calculate how much extra revenue the U.S. would need to raise, over the next decade, if it lowered the
rate of growth in Social Security by one percentage
point, reduced increases in Medicare, Medicaid, and other health care spending by a proportional amount, and held discretionary spending below growth in GDP (albeit from the higher base established by the new laws).
In Japan, the Central Bank said Thursday morning it was keeping its
rates unchanged and the People's Bank
of China raised its short - term interest
rate by 10 basis
points on both medium - term lending facility loans and its open market operation reverse repurchase agreements.
That's 10
points of the 40, or 25 percent,
of the funder's total factoring
rate.
But whereas Yglesias praises Bernanke on a fairly narrow
point — the fact that Bernanke promised to keep
rates low even after the economy improved — what we liked about the speech was the sheer volume
of myths and misconceptions that he debunked or clarified in a short period
of time.
The «Hagerty Market
Rating Index» - which tracks the «heat»
of the market - fell 0.33
points to 66.65 in April.
«A decrease in nominal GDP growth resulting solely from a one - year, 1 - percentage -
point decrease in the
rate of GDP inflation» reduces the budgetary balance by $ 1.9 billion.
To explain this year's staggering growth
rates, Duncan Stewart, director
of Deloitte Canada's technology, media and telecommunications research group,
points to the humble beginnings
of those at the top.
And in the U.S., Fed chair Janet Yellen hiked
rates by 25
points on Wednesday evening but signaled no pick - up in the pace
of normalization
of rates.
But at that
point, the Fed chair Janet Yellen and the other members
of the interest
rate - setting committee seemed to side with the idea that Trump's policies would do more to help the economy than hurt it.
«There are signs on the horizon we are finally coming out
of that environment,» he said,
pointing to the fact that the Federal Reserve had begun to raise interest
rates and employment was growing.
«The fact that they stuck with the three
rate - hike forecast sends a signal that at this
point they're not ready to adopt a potentially more aggressive stance that a number
of people have been talking about for next year,» said Craig Bishop, lead strategist for U.S. fixed income at RBC Wealth Management.
And it also means that bond market traders believe we're likely to see at least a quarter
point hike in interest
rates by the middle
of next year.
One
of my favorite statistics is
pointed out by Jason Benderly, who suggests that households headed by a male adult with spouse present is a sector whose unemployment
rate can be most consistently used to determine when wage pressure is beginning to rise.
The personal saving
rate has since declined 1.5 percentage
points in a span
of four years.
The
point is that at near zero interest
rates, the U.S. has a lot
of buffer on this front, so if there is a reduction in the economy, it will be because
of a substantial disconnect between supply and demand.
It
pointed to the continued presence
of fragile fixed - income market liquidity as a key vulnerability in the overall financial system, while it repeats the risks
of a sharp increase in long - term interest
rates, stress from emerging markets like China and prolonged weakness in commodity prices.
It demonstrates that there is a
point at which increasing the
rate of taxation becomes counterproductive to raising revenue.
The 7 - 2 vote for the
rate move, the Fed's third this year, raises the benchmark lending
rate by a quarter percentage
point to a target range
of 1.25 percent to 1.5 percent.
Economists at Macroeconomic Advisers boosted their forecast for fourth - quarter economic growth by three - tenths
of a percentage
point to an annualized
rate of 2.4 percent, on the «unexpected strength» in consumer spending.