As time goes on, we will continually add to these guides and write new ones where appropriate, so you can find the best ways to
earn points with all your cards.
It's important that you read all the «fine print» so you know exactly what counts for your various allocations
of points with the card.
You can potentially get a lot more value
per point with these cards, but you'll have to put in some time in order to find the best redemptions.
For one, infrequent travelers or restaurant diners won't earn enough
in points with this card to justify its $ 95 annual fee, at least after the first year (for which the fee is waived).
If you also have the Chase Sapphire Preferred ® Card, for example, you can
maximize points with both cards but pool all of your points into your Preferred account.
Even with this 1.5 X earning, the real
selling point with this card is the numerous benefits and perks that include Premier Access, a full United Club membership, access to Star Alliance business class lounges, and elite status with World of Hyatt and Hertz.
Enjoy complimentary Wi - Fi plus free internet in your room while you greatly expand your ability to earn
SPG points with the card.
Cardholders can get a head start on saving bonus
points with this card by reaching the $ 750 spending minimum within three months of getting the card.
By incorporating the rate at which you earn
points with the card into the value of those points, we can evaluate the economic efficiency of the FlexPerks Visa credit card.
Only the IHG ® Rewards Club Select Credit Card earns IHG points directly, but you can also earn
IHG points with cards that earn Chase Ultimate Rewards.
The reason is that you don't earn any bonus
category points with this card, except for spending you do through the Amex travel portal, which doesn't necessarily always have the best deals on travel.
The fact that American Express offers two Hilton cards is another factor to consider when choosing between the Hyatt and Hilton Reserve, since you could quickly accumulate 160,000 or more
HHonors points with those cards to use in addition to your free nights.
To see if you would receive extra points for a particular purchase, you need to know two things: First, what MCCs earn
extra points with your card?
For one, infrequent travelers or restaurant diners won't earn enough
in points with this card to justify its $ 95 annual fee, at least after the first year (for which the fee is waived).
Even with this 1.5 X earning, the real
selling point with this card is the numerous benefits and perks that include Premier Access, a full United Club membership, access to Star Alliance business class lounges, and elite status with World of Hyatt and Hertz.
Enjoy complimentary WiFi plus free internet in your room while you greatly expand your ability to earn
SPG points with the card.
In addition, the highest level of
bonus points with this card is awarded for airfare purchases — so if you don't find yourself in the air frequently, you won't be maximizing your bonus points, and may be better off with a card that rewards you for the categories you do spend a lot on.
While 140,000 points alone won't get you to that 200,000 points minimum threshold for Air + Hotel redemptions, you can always earn
more points with this card, transfer points from Ultimate Rewards or even purchasing points directly.
Earning
points with this card is straightforward and so is redeeming them.
You can pile on
the points with this card.
On its own,
the points with this card are worth $ 0.01 when used towards cash back.
Another option is to combine
the points with another card that's part of the ThankYou Rewards program, such as Citi ThankYou Premier.
Because I earn so many valuable Chase Ultimate Rewards
points with this card, I'll keep it for as long as I can.
With these cards, you earn loyalty
points with the card's airline or hotel brand.