Back in February I explained how the card earns a «true» rate of 2.22 % cash back because of the 10 % rebate you get every time you redeem
points against travel purchases, but cautioned that the $ 89 annual fee is only worth paying if you spend more than $ 40,050 on the card after the first, fee - free year.
Here are the steps to redeeming your Scotia Rewards
points against a travel purchase that was made independent of the Scotiabank travel agency.
Not exact matches
Points can be redeemed for a credit
against travel purchases, giving you the freedom to book during any season, with any carrier or hotel chain.
Further, you can use
points for credit
against travel purchases for up to 12 months after those
purchases post to your account — a much longer window than most other cards offer.
Card B has a bonus of 50,000
points but they can only be redeemed as a statement credit
against travel purchases.
You just use the card normally and later redeem
points toward statement credits
against recent
travel purchases.
These
points can be used to book
travel through the UR portal, cash back, statement credit
against previous card
purchases, or even transferred to a number of different airline and hotel partners.
Further, you can use
points for credit
against travel purchases for up to 12 months after those
purchases post to your account — a much longer window than most other cards offer.
Points can be redeemed for a credit
against travel purchases, giving you the freedom to book during any season, with any carrier or hotel chain.
You get 2 MBNA Rewards
points / dollar spent, which works out to 2 % return redeemed as a statement credit
against a
travel purchase made to your card.
The MBNA World Elite
points can be redeemed
against a minimum $ 100
travel purchase at the best rate but can be redeemed for $ 250 statement credit at the best rate
You can make
travel purchases from outside
travel sites — giving you the option to shop around for the best deal — and redeem your
points for statement credits
against these
purchases.
Especially since Arrival
points can be redeemed
against any
travel purchase?
Arrival
points can be redeemed
against any
travel purchase at a rate of 1
point = 1 cent, but you also get a 5 % rebate on all used
points.
This card competes
against other popular
travel rewards cards like Chase Sapphire Preferred (which offers 2X the
points on
travel and dining) and Capital One Venture (which gives you 2X the
points on all
purchases).
When you receive statement credits
against a
travel purchase on your Reserve card, you'll still accumulate 3x
points for that spending.
These miles are redeemed at 1 cent per
point for
travel so that means you'll earn the equivalent of $ 460 worth of statement credit that can be applied
against your
travel purchases.
You just use the card normally and later redeem
points toward statement credits
against recent
travel purchases.
But the cherry on top is that when you redeem your
points for a statement credit
against a
travel purchase you also get 10 % back to use for a future award.
Since these miles are redeemed at 1 cent per
point for
travel that means you'll earn the equivalent of $ 460 worth of statement credit that can be applied
against your
travel purchases.
It has no annual fee and it sports a 20,000 -
point sign - up bonus that can be redeemed for a $ 200 statement credit
against travel purchases.
So, if you've got 40,000 miles, you can use the
points to get a $ 400 statement credit
against a
travel purchase.
These
points can be used to book
travel through the UR portal, cash back, statement credit
against previous card
purchases, or even transferred to a number of different airline and hotel partners.
The MBNA card earns 2 pts / dollar spent on all
purchases and those
points can be redeemed for statement credits
against previously
purchased travel.
You can redeem
points for a credit
against travel purchases, giving you the freedom to book during any season, with any carrier or hotel chain.
From gas, groceries and
travel to TV subscriptions — you can redeem your
points against eligible
purchases charged to your Card!