Not exact matches
Great rewards credit cards will award perks such
as cash back and
points for gift cards and
airline miles, but the APR will be rather high.
With the mushy value propositions of some rewards, such
as airline miles, airport lounge access and concierge service, calculating a break - even
point can be cumbersome, inexact and changing.
In general, these hotel
points are not considered to be
as valuable
as airline miles at the ratios offered, but the exchange rate for Hilton Honors
points can be worthwhile in some cases.
You're going to be presented by cards with various perks associated with them, such
as airline miles,
points - per - dollar spent, discounts, and cash back bonuses.
You can get 3x
points (up to 50,000
points maximum, or 15,000
airline miles) for the rate of the rental,
as well
as for any guest rooms booked because of the event.
As for the
airline miles, transferring
points will be a good or bad value, depending on how you choose to redeem your flights.
The former allows you to transfer
points to a number of popular
airline loyalty programs, and the latter allows you to use
miles as statement credits.
Even though the rewards given out here are referred to
as «
points», they have far more in common with
airline miles than general travel
points.
This is because
points and
miles will inevitably decline in value
as the
airlines and hotels charge more for a given award.
The former allows you to transfer
points to a number of popular
airline loyalty programs, and the latter allows you to use
miles as statement credits.
This is unique,
as most
airline credit cards simply earn bonus
miles and
points that do not go toward any type of elite status.
As the Citi ThankYou program gives you the option to both transfer points to airlines as well as use your points at a fixed rate to buy cash fares, the best use of points would be to redeem them for mile
As the Citi ThankYou program gives you the option to both transfer
points to
airlines as well as use your points at a fixed rate to buy cash fares, the best use of points would be to redeem them for mile
as well
as use your points at a fixed rate to buy cash fares, the best use of points would be to redeem them for mile
as use your
points at a fixed rate to buy cash fares, the best use of
points would be to redeem them for
miles.
Every now and then, Amex will offer some transfer bonuses where you could transfer even less Membership Rewards
points for the same amount of
airline miles as before.
This isn't an
airline miles card,
as the
points you earn aren't for any one particular
airline.
Most of the banks on our list offer cash bonuses or
point perks
as promotional methods of gaining new customers, but BankDirect has found a way to team with American
Airlines to give their new customers bonus AAdvantage
miles.
Airline miles are also known
as frequent flyer
miles or travel
points, and are offered
as an incentive from
airlines to keep you loyal to their brand.
As a general rule, The
Points Guy suggests that you should make sure you're earning the equivalent of 1 cent or more per
mile in value from your
airline miles.
So you might begin to see some of the considerations award travelers must keep in mind when deciding which
airline to fly with,
as well
as which
points or
miles to use.
You can get 3x
points (up to 50,000
points maximum, or 15,000
airline miles) for the rate of the rental,
as well
as for any guest rooms booked because of the event.
For example,
as you charge $ 1 on your credit card you'll be awarded 1
mile, and each
point is equal to one cent spent towards any
airline or hotel deal.
With these travel
miles credit cards, you can redeem
points /
miles with various
airlines and hotel chains and often for other kinds of travel expenses such
as vehicle rentals.
> Valid on: Any
airline / hotel (
points as dollars), or use 1:1 instant
point transfer (transfer to your United / British Airways / Southwest / Korean
Airlines / Hyatt / Marriott accounts 1:1 and using the
miles to book with them or partners).
While some
airlines let you pay for an award ticket for a partial number of miles as a combination of cash plus points, American Airlines does not offer this
airlines let you pay for an award ticket for a partial number of
miles as a combination of cash plus
points, American
Airlines does not offer this
Airlines does not offer this ability.
No bonus on
point transfers to
airline partners, such
as Starwood, which offers a 25 percent bump on
point transfers to
miles
As a general rule,
miles are less flexible than
points because they tend to be tied to a particular
airline or group of
airlines.
If you are considering a card that offers travel
points or travel
miles, then you can choose from a wide range of credit cards from travel companies (such
as an
airline or hotel chain) or credit cards with general purpose rewards.
Points that can be redeemed for merchandise came in a distant second, with 23 percent naming them their a top reward choice, while a mere 13 percent of card users named
airline miles as their preferred perk.
Airline or miles credit cards are great for those looking to earn miles on their favorite airline, or points for credit towards travel such as for airline tickets, hotels, cruises an
Airline or
miles credit cards are great for those looking to earn
miles on their favorite
airline, or points for credit towards travel such as for airline tickets, hotels, cruises an
airline, or
points for credit towards travel such
as for
airline tickets, hotels, cruises an
airline tickets, hotels, cruises and more.
A note about their
miles: They're not really «
miles» because they can't be used directly with the
airline as miles, they're basically
points that convert at 1 % to a cash statement credit you can use to reimburse yourself for travel purchases you've charged to the card.
As a general rule, hotel
points are considerably less valuable than
airline miles or transferrable
points, so don't expect to get two cents or more in value out of every redemption.
When you pair this with an American Express card such
as The Business Gold Rewards Card from American Express OPEN and use an
airline shopping portal, you will start seeing your
miles and
points balances increase rapidly.
Visit North Africa's Greatest Cities: After transferring
points to Singapore
Airlines, you can fly to a country in North Africa (such
as Morocco) from the U.S. in first class for 75,000
miles!
You can also transfer reward
points to your favorite loyalty program
as airline miles or hotel
points.
The Starwood card is regarded
as the best everyday spending card because you earn 1.25 air
miles for every $ 1 you spend, provided you're a Big Spender who will transfer your Starwood
points to
airlines in increments of 20,000
miles.
As an option to earning
points, members of The Ritz - Carlton Rewards may choose to earn
airline miles with more than 30
airline programs including Cathay Pacific Asia
Miles, Emirates Skywards, Lufthansa /
Miles & More and Singapore
Airlines KrisFlyer.
Lindsay,
as Dan mentioned, cards that earn specific
miles or hotel
points keep them in that program, whereas AMEX Membership Rewards and Chase Ultimate Rewards are flexible programs that hold
points that you can transfer out to various
airline and hotel partners.
The fact that you can also redeem
points for international flights
as well
as for hotels and car rentals makes this a nice
airline miles or a travel rewards card.
Your
airline miles accumulate
as you use your debit card for
Point of Sale (POS) transactions.
You can earn
points quickly on any of these cards
as spending on the respective
airline earns two
points or
miles for each dollar spent.
If you don't stay in hotels often enough that you care about earning hotel
points, some hotel brands, such
as Best Western and Marriott will let you earn
miles with your chosen
airline rather than earning
points for hotel stays.
As we discussed in our last post, SPG's Starpoints are incredibly valuable because they can transfer to so many
airline programs at a 1:1 rate and because every 20,000
points transferred at the same time earn a bonus of 5,000
miles.
In this program,
points aren't called «
miles»
as in most other
airlines, but instead are called «Avios.»
Then, yes, it would be wise to look into a credit or charge card that offers
points redeemable for such goodies
as airline miles plus seating and hotel upgrades.
You don't want to buy
points on a whim
as stockpiling
miles /
points is risky especially if it's with one
airline that is prone to devaluation.
Unlike the
miles you earn with co-branded
airline cards, Membership Rewards
points are more valuable
as you are protected from frequent flyer program devaluations.
While some
airlines let you pay for an award ticket for a partial number of miles as a combination of cash plus points, American Airlines does not offer this
airlines let you pay for an award ticket for a partial number of
miles as a combination of cash plus
points, American
Airlines does not offer this
Airlines does not offer this ability.
According to the article, the sale of these
miles and
points can account for more than half of their total earnings,
as was the case for American
Airlines.
As a general rule, hotel
points are considerably less valuable than
airline miles or transferrable
points, so don't expect to get two cents or more in value out of every redemption.
Last week, Bloomberg released an article titled «
Airlines Make More Money Selling Miles Than Seats,» which describes how miles and points are a fantastic perk for the airlines
Airlines Make More Money Selling
Miles Than Seats,» which describes how
miles and
points are a fantastic perk for the
airlines airlines as well.
You can redeem
points for
airline miles but can not convert
miles back to
points,
as with most hotel loyalty programs.