Sentences with phrase «points as credits»

Chase lets you use your points as credits on your statement at $ 0.01 per point.

Use your HSBC MasterCard ® Rewards Points as credits and let your daily shopping help pay down your mortgage faster.

For a general travel credit card that offers a flat rate for all purchases, you can get up to 2 points for every $ 1 spent, which generally comes out to 2 percent cash back if you use your points as credits.

The fact a loan is used is beside the point as each credit transaction is viewed separately.

A credit score is a snapshot in time and can regularly migrate 20 points as your credit behavior changes — even minutely.

Then again, if you really wanted a $ 10 gift card and have enough points, you could go to that store, buy the card and then redeem your points as a credit to cover your purchase.

Gather as many points as your credit card will allow by joining a rewards program that doesn't cap the number of points you can earn.

You can use your points as credit toward Amazon.com purchases or to request immediate credit card statement credit through Discover's website, among several other options.

Not exact matches

Say your spouse has a credit card with little or no balance and a great payment history; if he or she agrees to add you as an authorized user, from a credit score point of view you automatically benefit from her card's available credit as well as her payment history.

If the occasional free Uber reward ride isn't worth owning another credit card, these combinations can be even more valuable as your rewards points can be redeemed for plane tickets and hotel nights.

You may wonder how a teenager even got to the point of finding his opportunity in such a close - knit industry as business - to - business credit card processing?

CBS News recently reported that 40 million Americans have an error on their credit report, with half of these errors significantly lowering the innocent person's credit score, sometimes by as much as 50 points.

(A one point credit score difference — such as a 719 instead of a 720 — could cost you as much as $ 4,500 extra if it means you don't qualify for a conventional loan and must get an FHA loan instead.)

«Last year from a reported revenue point of view, we had a positive revenue as a consequence of our credit spreads widening.

(There shouldn't be any fees from the credit - card processor, but be sure to check with your service provider if you have a point - of - sale system as they often will charge a new integration fee.)

Critics routinely point out that overall levels of debt are still rising, and that the talked - about «deleveraging» should more accurately be described as a slowdown in credit growth.

Card debt hit a record high, while credit scores reached their highest point in a decade, as consumers loosen the purse strings.

By choosing relationship banks carefully, and selecting a bank that provides a single point of contact -; a single relationship manager that can be treated as a consultant as well as a credit manager — it creates a stronger bond.

As Posen pointed out during a speech in Aberdeen, Scotland, there is generally «little or no credit growth, little wage growth beyond productivity, little evidence of rising inflation expectations» in Western economies.

Because most credit cards have a variable rate directly tied to the Fed's benchmark rate, that quarter - point increase will show up as soon as the next billing cycle, McBride said.

While I credit books like E-Myth by Michael Gerber as true turning points for me, the book doesn't always have to be on a standard business topic.

And while a rewards credit card might net you extra points or miles and some extra consumer protections, charities pay extra fees to accept credit cards, so your contribution may not stretch as far.

When you exchange points for cash or as a statement credit, generally the best return you can get is one cent for each point applied towards the price of the ticket when you booked it.

Some have pointed to the current upturn in the markets as a good omen, while Credit Suisse has released a note saying it does not think it will lead to another credit cCredit Suisse has released a note saying it does not think it will lead to another credit ccredit crisis.

«Property and credit data point to signs of overheating, whereas IP and FAI, as well as early indicators for manufacturing, such as PMI, have languished again,» she wrote in a note to clients.

American Express Small Business Services touts as selling points unsecured credit lines ranging from $ 5,000 to $ 50,000, equipment loans and leases, and a willingness to be flexible on ways to structure payment terms.

The app uses the student's college and major as its main data point for suggestions until and unless he or she adds more details in the extra credit section.

While the latest technology doesn't immediately identify drivers, it most likely won't be long before the acoustic cameras include facial - recognition technology that links to so - called social credit scores, deducting points for repeated honking just as China plans to do for repeat jaywalkers.

Used correctly, a credit card can not only provide the added benefit of points and rewards, but also help establish a healthy credit score which will be valuable for such things as a lease or mortgage in the future.»

Piggybacking on that last point, you will definitely need help establishing credit if you are under the age of 18, as federal law prohibits minors from having their own credit card accounts.

Entrepreneurs in the field say that focusing on the price of Bitcoin is missing the point — its value is as proof of concept for a new kind of payment system not reliant on third parties like governments, big banks or credit - card companies.

As the hon. member before me pointed out, much of the world has lauded that, understands that and has given Canada credit for it.

I said nothing of the sort, I only pointed out that census data was misused by Nazis for their own evil purposes, as it was misused by the American government (and possibly the Canadian government) for the purposes of interning their citizens of Japanese descent (which, to the credit of the US Census bureau, it has apologized for).

Although we refer to our credit score as one number out of 850 points, you may or may not know that you actually have different credit scores — three credit scores, actually.

Great rewards credit cards will award perks such as cash back and points for gift cards and airline miles, but the APR will be rather high.

The Premier Rewards Gold from American Express isn't as benefit - rich as the Amex Platinum but you can still transfer your points on a 1:1 basis to Delta and the $ 100 annual travel credit offsets your baggage fees and in - flight purchases.

Founded in 1995 as ACS Merchant Services, TransFirst's comprehensive range of merchant products and services includes point - of - sale systems, online and mobile credit card processing, telephone processing solutions, payment processing equipment, secure payment processing, small business credit card processing, and more.

Issuers can give smaller increases without any additional steps, but for larger ones, your lender likely will request a copy of your credit file — also known as «a hard credit pull» — a move that will ding your credit score modestly — typically by 5 points or less.

The rewards for this card include double or triple points in the category of your choice, which is a great perk for business owners who spend a large portion of their credit on one category, such as gas or groceries.

Because of the Durbin amendment, as of October 1, 2011, debit interchange is capped for transactions (21 cents, plus 5 basis points -LRB-.05 %), plus an additional penny for issuers that qualify for fraud) for debit cards issued by banks and credit unions with $ 10 billion in assets or more.

For example, as the current American Express welcome offer for their Premier Rewards Gold credit card is 25,000 bonus points.

Tier two Ultimate Rewards cards, such as Chase Sapphire Preferred ® Card and Ink Business Preferred ℠ Credit Card, allow you to transfer your points to a number of different airline and hotel partners.

At this point, across - the - board rate cuts will be in effect, as well as a doubled child tax credit and a nearly doubled standard deduction (the latter two provisions offsetting the elimination of personal exemptions from the individual income tax).

While credit limits tend to be smaller than a line of credit, a business credit card may offer rewards, such as cash back or travel points.

Although, that is slowly changing as an increasing number of «reward travelers» seek to maximize their credit card points to pay for these travel expenses.

50,000 BONUS POINTS after you spend $ 4,000 on purchases in the first 3 months from account opening $ 300 Annual Travel Credit as reimbursement for travel purchases such as airfare and hotels charged to your card 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purcPOINTS after you spend $ 4,000 on purchases in the first 3 months from account opening $ 300 Annual Travel Credit as reimbursement for travel purchases such as airfare and hotels charged to your card 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purcpoints on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.

You could, of course, use points from a fixed value travel card that offers «travel credit» like the Barclaycard Arrival Plus, but booking through the Chase Ultimate Rewards portal is often just as good.

The redemption value is different if you choose to redeem your Points for other rewards such as travel and hotel options, merchandise, gift cards, and / or statement credit.

The cost of insuring Vivendi bonds using credit - default swaps increased as much as 4 basis points, or 2 percent, to 203 basis points today, according to Bloomberg prices.

As a bonus, just carrying the Hyatt Credit Card will bump you up to Discoverist status, which includes 10 % bonus points on eligible spending with Hyatt.