Sentences with phrase «points hobby costs»

That's a fantastic way to make sure that the miles & points hobby costs rather than saves me money.

Not exact matches

Russell Hobby, NAHT general secretary, said: «Flat cash education spending at a time of rising costs is pushing many schools closer to breaking point.

Hobby added that school budgets were now at breaking point, because of the rising costs to do with teachers» pensions and national insurance contributions, which were «diverting money from the classroom».

In my small unique book «The small stock trader» I also had more detailed overview of tens of stock trading mistakes (http://thesmallstocktrader.wordpress.com/2012/06/25/stock-day-trading-mistakessinceserrors-that-cause-90-of-stock-traders-lose-money/): • EGO (thinking you are a walking think tank, not accepting and learning from you mistakes, etc.) • Lack of passion and entering into stock trading with unrealistic expectations about the learning time and performance, without realizing that it often takes 4 - 5 years to learn how it works and that even +50 % annual performance in the long run is very good • Poor self - esteem / self - knowledge • Lack of focus • Not working ward enough and treating your stock trading as a hobby instead of a small business • Lack of knowledge and experience • Trying to imitate others instead of developing your unique stock trading philosophy that suits best to your personality • Listening to others instead of doing your own research • Lack of recordkeeping • Overanalyzing and overcomplicating things (Zen - like simplicity is the key) • Lack of flexibility to adapt to the always / quick - changing stock market • Lack of patience to learn stock trading properly, wait to enter into the positions and let the winners run (inpatience results in overtrading, which in turn results in high transaction costs) • Lack of stock trading plan that defines your goals, entry / exit points, etc. • Lack of risk management rules on stop losses, position sizing, leverage, diversification, etc. • Lack of discipline to stick to your stock trading plan and risk management rules • Getting emotional (fear, greed, hope, revenge, regret, bragging, getting overconfident after big wins, sheep - like crowd - following behavior, etc.) • Not knowing and understanding the competition • Not knowing the catalysts that trigger stock price changes • Averaging down (adding to losers instead of adding to winners) • Putting your stock trading capital in 1 - 2 or more than 6 - 7 stocks instead of diversifying into about 5 stocks • Bottom / top fishing • Not understanding the specifics of short selling • Missing this market / industry / stock connection, the big picture, and only focusing on the specific stocks • Trying to predict the market / economy instead of just listening to it and going against the trend instead of following it

We have embraced the hobby of collecting points and miles, which enabled us to see the world at an affordable cost and kept our family together across the globe, at a little cost to us.

A hugely important part of the miles and points hobby is paying as little as possible for the most comfortable travel we can book, and part of that effort to keep costs down should include ensuring that we're not paying any more in annual fees that absolutely necessary.

Credit card annual fees are something that most of us accept as a cost of enjoying the miles and points hobby / game / obsession but it's important not to just dismiss them as a necessary evil.

Even if you were in Point Break, surfing as a hobby may impact your life insurance cost, as underwriters look at the sport, not just the skill level of the participant.