If you close a Chase credit card yourself, you will lose your Ultimate Rewards
points in that account unless you use them OR transfer them to another Chase credit card account that earns Ultimate Rewards points within 30 days after your account is closed.
Not exact matches
Although I wouldn't advocate leaving money
in a savings
account for 30 years —
unless it's an emergency fund you're lucky enough not to touch — it's worth illustrating the difference just one percentage
point can make.
On the other hand, at some
point in your life,
unless you have at least $ 250k
in cash handy, you will probably have to show that you have financial trustworthiness beyond «I've never bounced a check or overdrawn my bank
account.»
Also, if the Credit Card
Account is closed because the Card (s) are being converted by the primary Cardholder or CIBC into another type of CIBC Credit Card, all Aventura
Points in the Aventura
Account will be forfeited
unless the replacement card (s) offers loyalty rewards into which CIBC permits Aventura
Points to be converted or transferred on Card transfers, and the primary Cardholder meets any applicable requirements set by CIBC.
If a primary Cardholder closes his / her Credit Card
Account or declines to renew his / her Card, all Aventura
Points in the Aventura
Account will be forfeited
unless redeemed within 60 days after the Credit Card
Account is closed.
I can't think of any «normal» cases where it'd be advantageous to have the
account in the parent's name, from a strictly total tax minimization
point of view,
unless the child is earning more income than the parent (or at least earning enough that it's worth comparing the marginal rates to check).
Expedia + plus
points do not expire
unless there has been no qualifying activity
in the
account for 18 months.
Unless you already have some Elevate
points in your
account, you will need to transfer an additional 1 Starpoint (40,001 total).
The following transactions are excluded from earning
points: BPAY transactions, payments to the Australian Taxation Office (effective 2/11/2015)
unless made using a Business Awards card, balance transfers, cash advances (including a transaction treated by the Bank as a cash advance, for example, utility bills paid
in person at a bank), purchases of foreign exchange, credit card insurance premiums, travellers cheques, interest charges, Qantas Frequent Flyer Direct fees, Bank fees, Card
account payments, transactions deemed by the Bank to be for business purposes (excluding transactions on Business Awards, Business Gold Awards and Business Platinum Awards cards) and any other transactions which may from time to time be excluded by the Bank.
There may be potentially an expensive hotel where some
points are needed to top up the
account, however, there seems little benefit
in buying
points unless there is an immediate use.
In practice these are fairly blunt tools that tell me «1 cent a point for American miles is a really good deal» but that I'm not going to spend 2 cents unless there's a very specific scenario — like a few points at the margin to top off an account for an award I've put on hold — where it makes sense (and in that scenario, my valuation of each point is higher since they're helping me to save with a real redemption
In practice these are fairly blunt tools that tell me «1 cent a
point for American miles is a really good deal» but that I'm not going to spend 2 cents
unless there's a very specific scenario — like a few
points at the margin to top off an
account for an award I've put on hold — where it makes sense (and
in that scenario, my valuation of each point is higher since they're helping me to save with a real redemption
in that scenario, my valuation of each
point is higher since they're helping me to save with a real redemption).
Unless a special rate is available, it usually only makes sense to buy
points directly when you have a specific redemption
in mind and you need a small amount to top off your
account.
Because our excess heat is concentrated
in what amounts to
point sources, and those
point sources are almost invariably located near to the temperature monitoring sites, you may want be a little kinder to Phillip and his opinion that waste heat
accounts for a significant amount of our «warming»
unless you have convincing evidence that the heat is dissipated so rapidly that its net effect is smaller than our ability to detect.
If you know the standard - errors of the various data -
point (i.e. global mean temperature) estimates, we can check if it's statistically significant via a difference
in means test, while
accounting for correlation
in estimator distributions (it should be,
unless NASA can't measure at all, which I sincerely doubt).
Rix LJ (with whom Etherton and Jackson LJJ agreed on this
point) indicated that the seemingly unfettered right to access
accounts and certain categories of related documents of a local authority that is available to «persons interested» under section 15 must be «read down» —
in accordance with Article 1, Protocol 1 of the ECHR (protection of peaceful enjoyment of possessions)-- so as to protect the commercial confidentiality of those documents or parts of those documents,
unless disclosure is objectively justified.