Not exact matches
I get a straight 2 %
rebate from Fidelity, so the CSR
points only work when they are in bonus categories.
In my legendary blog article I got Rich on Credit Card
Points I mention how I had a card with a 10 % cash
rebate, but
only for 90 days.
This means that assuming each Thank You
Point = $ 0.01, your maximum rebate is 2 % (ie, if your ordinary purchase point is 20,000 per year, no matter how many miles you fly, only 20,000 flight points can be converted into redeemable Thank you points, you can only turn 20,000 purchase points + 20,000 flight points = 40,000 Thank you points eligible for redempt
Point = $ 0.01, your maximum
rebate is 2 % (ie, if your ordinary purchase
point is 20,000 per year, no matter how many miles you fly, only 20,000 flight points can be converted into redeemable Thank you points, you can only turn 20,000 purchase points + 20,000 flight points = 40,000 Thank you points eligible for redempt
point is 20,000 per year, no matter how many miles you fly,
only 20,000 flight
points can be converted into redeemable Thank you
points, you can
only turn 20,000 purchase
points + 20,000 flight
points = 40,000 Thank you
points eligible for redemption).
In general,
only borrowers who expect to keep their loans for many years should opt for below - market interest rates by paying mortgage origination
points or forgoing automobile
rebates.
Just would like to sum up with this question to your fellow editor about a curious number (pardon the pun): Under the «NO foreign transaction fee» Marriott Rewards Premier Visa section recommending it, it reads «Out of the three cards, this is the
only one that's seriously worth considering for everyday use» despite it being «one of
only two» cards listed side by side that have «annual fees» after the first year (with Barb's choice the second one that loves charging 2.5 % «foreign transaction fees» upfront / from the start on all foreign transactions
rebating «afterwards» as «reward
points» statement all of them «except on returns and cash advances» where the fees remain); however this article shows «more than three cards» (though granted the Amazon.ca Visa is unavailable now for the new applicant plus the missing Mogo Visa is a prepaid one and whereas this year's (2017) new $ 149 annual fee HSBC Premier World Elite MC is exclusively for their premier clients
only) so which «three cards» in that statement there would we talking about here?
But even if you
only spend a fraction of that, the JetBlue Plus Card will earn its keep by offering a 30,000
point signup bonus after you spend $ 1,000 in the first 90 days, a 10 %
rebate on redeemed
points, and 5,000
point account anniversary bonus.
For example, if you use 100,000
points to get $ 1,000 in flights, you will get 30,000
points back as a
rebate, netting
only 70,000
points in total.
Except this time around, the
rebate is
only 10 % of the
points spent instead of 20 %.
That 5 %
points rebate used to be 10 % not long ago, and the minimum redemption was
only 2,500
points instead of 10,000.
With a 50 %
rebate, that ticket is
only 27,400 Membership Rewards
points.
With the 50 %
rebate, that's
only 30,000 Membership Rewards
points.
Only the business version has the new 50 %
rebate on
points redemptions for premium cabin travel on any airline — the personal card doesn't have it.
I'm writing this in the past tense because, as of June 1, 2017, new applications will see not
only the recently raised to $ 550 annual fee, but a reduction of the Pay With
Points rebate benefit.
Transfers may
only be used to combine
points /
rebates belonging to the same individual or business in the Program; or for the purpose of enabling spouses or domestic partners to combine
points /
rebates earned in their respective names.
First and business - class tickets on all airlines get the
rebate, but you'll
only get 2 cents per
point for economy tickets on your selected airline.
I used
Points + Cash for the Airport Hyatt, which as a Category 2 hotel cost only $ 55 and 4,000 Hyatt points, and I'll get 800 of those points back thanks to the current 20 % rebate prom
Points + Cash for the Airport Hyatt, which as a Category 2 hotel cost
only $ 55 and 4,000 Hyatt
points, and I'll get 800 of those points back thanks to the current 20 % rebate prom
points, and I'll get 800 of those
points back thanks to the current 20 % rebate prom
points back thanks to the current 20 %
rebate promotion.
A mix of cash and
points can be used to book a flight, but the
rebate applies
only to the
points portion of the airfare.
For example the Barclaycard Arrival Plus World Elite MasterCard ® earns 2 % back but
only when those
points are redeemed on travel purchases (in reality it earns slightly more than that due to a 5 %
rebate).
Because the 20 %
rebate applies
only to the
points and not the cash portion, the promotion may actually make Points + Cash awards look worse, even for Categories
points and not the cash portion, the promotion may actually make
Points + Cash awards look worse, even for Categories
Points + Cash awards look worse, even for Categories 2 - 6.
Conversely, you could redeem 58,900 Membership Rewards, then later get your
rebate for a total cost of
only 29,450
points.
Many of my favorites are Category 6 hotels, which will cost
only 20,000
points after
rebate instead of 25,000.
Imho, you would have to generate significant amount of reward eligible purchases with that additonal 50 cent
points per $ 100 SPENDING to make it appear worthwhile the hassle of remembering (usually right) before December EACH YEAR to ask Rogers / Fido (other than towards Rogers / Fido store / stuff) for your hUge cash payout as next January statement credit
ONLY; thus finally getting back ~ all Fido / Rogers» 2.5 % FX fees you loaned / paid them except FX fees Fido / Rogers bank keeps from any purchase returns / cancels / reversals, atm cash / cash advance needs and any cash - like transactions (e.g., pre-paid load, «lottery tickets, casino gaming chips») in «foreign currency» where you get zero / no rewards
rebating them.
Just would like to sum up with this question to your fellow editor about a curious number (pardon the pun): Under the «NO foreign transaction fee» Marriott Rewards Premier Visa section recommending it, it reads «Out of the three cards, this is the
only one that's seriously worth considering for everyday use» despite it being «one of
only two» cards listed side by side that have «annual fees» after the first year (with Barb's choice the second one that loves charging 2.5 % «foreign transaction fees» upfront / from the start on all foreign transactions
rebating «afterwards» as «reward
points» statement all of them «except on returns and cash advances» where the fees remain); however this article shows «more than three cards» (though granted the Amazon.ca Visa is unavailable now for the new applicant plus the missing Mogo Visa is a prepaid one and whereas this year's (2017) new $ 149 annual fee HSBC Premier World Elite MC is exclusively for their premier clients
only) so which «three cards» in that statement there would we talking about here?
Back in February I explained how the card earns a «true» rate of 2.22 % cash back because of the 10 %
rebate you get every time you redeem
points against travel purchases, but cautioned that the $ 89 annual fee is
only worth paying if you spend more than $ 40,050 on the card after the first, fee - free year.
Booked both legs on 77W Using insider fare it
only cost me 318,000 miles with 50 % of them
rebated back through American Express Business Platinum and 9,000
points back from booking it on AMEX Premier Rewards gold means that I'll pay just 150,000 AMEX MR
points for this AMAZING trip in May.
Note that if you have the Business Platinum Card from American Express you get a 35 %
rebate, so that $ 1,000 flight would
only cost 65,000 Membership Rewards
points, getting you just more than 1.5 cents a piece.
Additionally, since bookings through the Prestige Concierge get a 25 %
rebate, you're earning hotel
points and credit based on the full cost of 4 nights even though your net cost is
only for 3.
So if you paid exactly $ 50 in flowers from 1 -800-FLOWERS for Valentine's day and received a $ 15 Amex Sync
rebate (and a 5 % Amex OPEN
rebate), you'll
only earn miles and
points on $ 35 (or $ 33.25).
On the other hand, Amex makes it difficult to get better than 1 cent per
point value when using
points to pay for travel:
only Business Platinum cardholders get a 35 %
rebate when using
points to pay for flights with their preferred airline, or business / first class flights with any airline.
If you value credit card
points at
only 1 cent each, this adds up to a 14 %
rebate on all e-gift card purchases.