Sentences with phrase «policies are usually»

Even though rental insurance policies are usually much cheaper than other types of home policies, your own rates will be determined by your home ZIP code, coverage amount, policy options and other factors.

Renters policies are usually very affordable, and are much less expensive than homeowners policies.

Premiums might not be consistent, but standard policies are usually fairly similar.

The TDI does mention that separate earthquake policies are usually inexpensive because earthquake damage is rare in the state.

Renters policies are usually similar to typical apartment renters insurance.

Rental policies are usually fairly cheap when compared to typical homeowners insurance policies.

Life insurance policies are usually cheaper the earlier in life you purchase the coverage.

The liability limits of commercial policies are usually much higher than they are in personal auto plans, so they can offer you much greater protection when things go wrong.

However, an extra cost can arise from withdrawals or loans from your single premium policy, since SPL policies are usually considered modified endowment contracts.

These types of life insurance policies are usually reserved for the very young (children) or for folks over the age of 50.

Guaranteed issue life insurance policies are usually sold in $ 5,000 increments, and in most cases, $ 25,000 is the maximum amount of coverage available.

These policies are usually the only type of policies that offer full - coverage to people with a terminal illness, compounding health issues, or anyone who is over the age of 80.

These policies are usually owned by a trust that is set up to help avoid or reduce estate taxes.

Unlike life insurance, however, these kinds of policies are usually indemnity policies.

Remember that homeowners policies are usually more expensive than what you will pay for auto insurance so a sizeable discount on that premium can make bundling even more worthwhile.

These policies are usually less than $ 100,000 in face value and do not require a medical examination.

General insurance policies are usually annual policies and premium is paid before the inception of the policy and to renew the policy again, the policyholder has to pay the renewal premium.

A higher deductible means that your policy will not cost as much, while lower - deductible policies are usually more expensive.

However, regular life insurance policies are usually better for older individuals, as they are more likely to die as a result of health problems or natural causes, instead of accidents.

These insurance policies are usually offered through group insurance plans; such as, through an employer provided program, but can also be purchased privately, as your own life insurance policy, owned by you.

Term life policies are usually inexpensive when you're young because life insurers doubt you'll die within the duration of your policy.

Guaranteed issue policies are usually only available to applicants within a certain age range (50 - 85, for example).

Vacation rental insurance policies are usually more expensive than primary homeowners insurance, because the home sits vacant more frequently and there's a higher likelihood of filing a claim.

The costs of term life insurance short term policies are usually cheaper than standard term life policies.

These policies are usually age restricted.

For individuals, these policies are usually «excess» to both the homeowners and auto policy and come into effect if a claim exceeds the policy limits of the underlying (homeowners or auto) policy (for more, see Auto Liability Insurance - How Much Is Enough?)

Monthly premiums for return of premium term policies are usually much higher than for term policies without the repayment feature.

Final expense policies are usually less than $ 100,000 of coverage (typically $ 10,000 - $ 50,000) and do not require a medical exam.

Guaranteed issue policies are usually the only option available to someone over the age of 80.

Second to die life insurance policies are usually used to protect future generations (usually the children) in the event of the death of BOTH spouses in a marriage.

These policies are usually purchased to protect a life event like securing an income for your family until you reach retirement age or securing a mortgage.

Policies are usually available until the age of 80 or 85, depending on your state.

Non participating policies are usually less expensive policies.

Just like personal boat insurance, commercial boat insurance policies are usually available in multi-level protection systems.

Level term policies are usually more affordable since premiums can vary based upon factors other than age, and the insurer can better price your risk profile.

Term Insurance Policies are usually taken for 10 — 20 years, during which time inflation will grind down the value of the rupee, which will result into lower returns at the time of maturity.

These «No Questions Asked» life insurance policies are usually advertised heavily on TV and through the mail.

Participating life insurance policies are usually whole life policies that pay dividends, but permanent coverage can be participating or non-participating.

Policies are usually offered at smaller coverage amounts — $ 10,000 or $ 25,000.

Whole life insurance policies are usually the only type of policy that is paid a dividend, and therefore is considered to be participating.

Also, because the premium is all being paid up front with a single premium policy, these types of policies are usually purchased at a substantial discount as compared to the total amount of premium that is paid in throughout the lifetime of a straight life whole life insurance policy.

These policies are usually approved in just a few days.

These policies are usually more expensive than a fully underwritten policy if the person qualifies as a standard risk.

While 20 year term policies offer shorter lengths of coverage, these policies are usually recommended for young families with tighter budgets who still need significant amounts of life insurance to cover large debts and expenses, such as mortgage payments, auto and school loans, living costs, etc..

Term insurance policies are usually expected to lapse, and in practice even «permanent» insurance often ends out being surrendered before it is ever paid out as a death claim.

One reason for this is because the face amounts of these policies are usually lower — in the range of between $ 5,000 and $ 50,000 on most plans.

These policies are usually purchased by individuals who are between the ages of 50 and 80 years old — although there are some insurance carriers that will offer policies to those who are in the older age ranges.

The face amounts of these types of life insurance policies are usually level for the rest of your life if you don't change it.

These policies are usually very expensive and the insurance company will not usually write policies of this nature with a large death benefit (although it varies depending upon the severity of the issue).

However, it happens that the state - mandated minimum liability limits on auto insurance policies are usually too low to cover the cost of real auto accidents.