Sentences with phrase «policies as withdrawal»

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

In the Los Angeles Times Tracy Wilkinson saw Trump's withdrawal from the climate deal as «the most concrete sign yet» that his America first foreign policy «has begun to disrupt the global order and ultimately could cede Washington's dominant role on the world stage to China.»

In addition, changes to U.K. border and immigration policy could occur as a result of the United Kingdom's withdrawal from the EU, affecting our ability to recruit and retain employees from outside the United Kingdom.

His withdrawal is a casualty of this week's major developments in the Mueller probe — most notably, the revelation that George Papadopoulos, a foreign policy adviser to the Trump campaign whom Clovis supervised as national co-chair, had recently pleaded guilty to making false statements to the FBI about his contacts with Russians.

Hardening its resolve that the days of ultra-cheap money must come to an end, the central bank Tuesday stopped describing higher borrowing costs as a possibility, stating unequivocally that «over time, some modest withdrawal of monetary policy stimulus will likely be required.»

If any of us ever had illusions that a reformist posture was sufficient, either from a theological perspective or as social policy, the intractability of governmental and economic systems, the growth of massive and seemingly uncontrollable systems of surveillance, military power, and mass culture increasingly narrow the scope of our options to those of resistance and withdrawal.

In what aides described as a call for a more forceful Lib Dem message, he will reportedly go beyond existing party policy on Iraq by urging a firm timetable for the withdrawal of all 8,500 British troops by the end of the year.

As explained in Waring and Siegel (2015), it is imperative to take the cost of income into account in development of systematic withdrawal policies.

Whole Life Insurance Definition: also known as ordinary life insurance, it is a type of permanent life insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and withdrawals.

Optional Charges Some charges can be associated with customizing your policy, such as adding a rider or taking a withdrawal from the cash value.

10 % Free Withdrawal Rider Beginning in the second policy year, any withdrawal charges and MVA will be waived for the first withdrawal in a policy year of an amount up 10 % of the account value as of the last policy anWithdrawal Rider Beginning in the second policy year, any withdrawal charges and MVA will be waived for the first withdrawal in a policy year of an amount up 10 % of the account value as of the last policy anwithdrawal charges and MVA will be waived for the first withdrawal in a policy year of an amount up 10 % of the account value as of the last policy anwithdrawal in a policy year of an amount up 10 % of the account value as of the last policy anniversary.

Also, as permanent insurance, the cash value account in universal life grows tax - deferred and can be accessed by the policyholder in the form of loans or withdrawals, subject to any applicable policy provisions.

Even if cash is withdrawn from the policy cash value (verses taking it as a policy loan), this cash withdrawal is NOT considered income, or gain, until the amount exceeds the amount of premiums that have been paid into the policy.

As with other types of permanent insurance, you can access the cash value account in an IUL policy via withdrawals and loans.

You can access cash value, through loans and withdrawals, potentially free of current income tax as long as the policy stays in force until the Insured's death.

As with withdrawals, loans can reduce the amount of your policy's death benefit.

With a variable life insurance policy, you can make a series of withdrawals from the policy's cash value, make a single large withdrawal or simply use the cash value as collateral in a policy loan.

The tax treatment of a policy loan is the same as a withdrawal:

* Of course, depending upon policy performance and factors such as loans and withdrawals, the policy may require a minimum premium (s) to keep the policy in force.

Of course, depending upon policy performance and factors such as loans and withdrawals, the policy may require a minimum premium (s) to keep it in force.

And as with a universal life insurance policy, the funds in the IUL cash value account grows and can be accessed in the form of partial withdrawals or policy loans.

As a general rule, surrenders and withdrawals are taxable to the extent they exceed the cost basis of the policy, while loans are not taxable when taken.

That means you could possibly increase, decrease, or even skip a payment depending on such factors as the amount of premium you have paid into the policy, its cash value, and any policy loans or withdrawals that you may have taken.

Lincoln Financial's policies allow you to take out tax - free life insurance loans using your cash value as collateral, though withdrawals affect the amount of your death benefit.

This includes policies for how traders» money is dealt with as well as deposit, withdrawal, dispute, and privacy policies.

LIC policies — Rs. 66000 / - pa Kotak smart advantage Rs. 25000 / - pa (one year premium is yet to be paid) After withdrawals the fund value is Rs. 82000 / - as on date.

Plus, as stated in the article, the flexibility and relaxed withdrawal policies it just seemed more «user friendly» to me.

So, as we've discussed in previous articles about the infinite banking concept ®, you use the cash value from your policy to invest in step two in the form of a policy loan and NOT as a withdrawal from the cash value.

You should consult your own tax adviser prior to exercising a withdrawal feature, such as Payment Acceleration and the Cash Withdrawal under an immediate annuity, to confirm tax consequences and penalties, including a retroactive penalty that may apply to policies purchased prior withdrawal feature, such as Payment Acceleration and the Cash Withdrawal under an immediate annuity, to confirm tax consequences and penalties, including a retroactive penalty that may apply to policies purchased prior Withdrawal under an immediate annuity, to confirm tax consequences and penalties, including a retroactive penalty that may apply to policies purchased prior to age 59.

This isn't the same as making withdrawals from it; you're borrowing against your policy.

While many student tuition refund plans do not cover existing medical conditions as well as conditions such as anxiety and depression, certain policies cover a variety of reasons for withdrawal.

As an example, a properly structured cash value whole life insurance policy that is purchased from a mutual company, is one that has tremendous liquidity, low cost (majority of the cost is buying lifelong level insurance — not to be compared to term), no tax on the growth of the account, tax free loans, tax free withdrawals (up to basis), tax free to survivors, no contribution limits, no required withdrawals, is free from creditors, and has minimum guarantees.

Withdrawals less than or equal to what you've paid into the policy, known as the cash basis, are not taxable.

Just as with the cash value component of other types of life insurance policies, the funds that are in the investment component of a variable insurance plan are allowed to grow on a tax - deferred basis, meaning that the money will not be taxed until the time of withdrawal.

CFACT Senior Policy Advisor Paul Driessen lauds President Trump's call for a review of recent land withdrawals under the Antiquities Act — as do residents of western states whose economic and personal freedom has been severely impinged by these heartless actions by grandstanding Presidents.

While in 2017, President Trump announced the country's withdrawal from the Paris climate agreement and to eliminate «harmful and unnecessary policies such as the Climate Action Plan,» Americans are forging ahead without him.

Josh Marshall agrees in this post at Talking Points Memo, opining that as a matter of policy, courts do not like to grant plea withdrawals because defendants who get stiff sentences will always try to withdraw their plea.

It was claimed that as a result of these breaches NIG incurred losses in having to make payments under the ATE policies that could have been avoided had claims that did not meet the criteria not been accepted at all, or had accepted claims that ceased to meet the criteria been notified for withdrawal earlier and / or been carried out with proper care so as to produce a successful outcome.

Secure Whole Life — Their whole life policy offers guaranteed life insurance benefits for life as well as guaranteed cash value accumulation, which can be drawn from by way of loans or withdrawal if needed.

If a policy is a modified endowment contract (MEC), policy loans and withdrawals will be taxable as ordinary income to the extent there are earnings in the policy.

Truth: Dividend paying whole life insurance offers some of the best tax advantages in the marketplace, such as tax free death benefit, tax deferred cash value growth, tax free policy loans, and tax free policy withdrawals up to basis.

In most cases, life insurance purchased with after - tax dollars isn't taxable to you or beneficiaries, with a few exceptions such as interest on installment payouts, some cash withdrawals, or policy surrenders.

These loans and withdrawals can be at any time as long as there is sufficient cash value in the policy.

The benefit is calculated as a percentage of the earnings in your policy when you die, adjusted for withdrawals.

Withdrawals from your policy are income tax - free as long as you don't withdraw more than the premiums you paid into the policy.

Allstate also offers discounts when you set up an automatic withdrawal to pay your premiums, as well as savings for paying your policy in full.

As for the 1099, I have never heard of a life insurance policy that will send out a 1099 unless there was a withdrawal from the policy and the policy is something called MEC (modified endowment policy).

Withdrawals less than or equal to what you've paid into the policy, known as the cash basis, are not taxable.

One free partial withdrawal is allowed every three policy years subject to a maximum of 20 % of the available fund value as on the date of withdrawal.

With a universal life policy, your premium payments may be increased, decreased, or even skipped, depending on such factors as the amount of premium you have paid into the policy, the policy value, any loans or withdrawals, and the current interest rate.