Sentences with phrase «policies at their points of need»

Not exact matches

In terms, I think of inflation and bond markets, it took six, seven, eight, maybe 10 years of high inflation in the 1970s before you had Paul Volcker brought in to say «enough is enough,» and then again whether it's led by American monetary policy but similar moves in Europe, obviously in the UK, a significant tightening of monetary policy because people got fed up with inflation and I don't think that we are kind of yet at the point where real wages have been suppressed so much by that irritation that inflation is always running ahead, life is becoming more expensive, so we need the central bank radically to change their policy.

At the time of its December meeting, the available information confirmed the assessment that a less expansionary policy setting was needed, and the cash rate was therefore raised by a further 25 basis points, to 5.25 per cent.

«At this point we grow far more corn and soybeans than we need, and far less good food than we should; we have far too few people on the farm; and it's all the result of government policy favoring industrialized agriculture.»

As I point out in chapter three, Dieter Helm, Professor of Energy Policy at Oxford, and one of the most authoritative writers on the subject, has shown that the world's response to the threat posed by climate change has so far been hopelessly inadequate, and that a world - wide programme of «de-carbonization» is urgently needed.

Douglas Alexander made some similar - ish points at the General Election of 2010 book launch, from a «debates good and here to stay, but need to avoid squeezing out policy scrutiny».

«Access to drivers licenses for undocumented workers and raising the welfare grant above the poverty line are policies that all working people should support because most of us will need public support at some point in our lives,» said Hawkins.

In a 2017 policy statement published in Pediatrics, the authors note that there is an «unquestionable need to study the use of cord blood banking,» but at this point, the uses are still limited.

«This research can be a starting point for a richer public dialogue on whether new policy is needed to fully value the environmental benefits of growing energy crops and making other land use changes,» says Gary Radloff, director of Midwest energy policy analysis at the Wisconsin Energy Institute.

We don't need to look at foreign policy decisions to point out how many members of congress are zombies.....

This issue is at the heart of transformational teaching — finding ways to move effective educational practices and initiatives past the tipping point into the realm where teachers, administrators, and policy makers acknowledge their positive impact and agree on the need to integrate them into school systems.

The key points from each strand are highlighted as follows: Early Identification and support • Early identification of need: health and development review at 2/2.5 years • Support in early years from health professionals: greater capacity from health visiting services • Accessible and high quality early years provision: DfE and DfH joint policy statement on the early years; tickell review of EYFS; free entitlement of 15 hours for disadvantaged two year olds • A new approach to statutory assessment: education, health and care plan to replace statement • A more efficient statutory assessment process: DoH to improve the provision and timeliness of health advice; to reduce time limit for current statutory assessment process to 20 weeks Giving parent's control • Supporting families through the system: a continuation of early support resources • Clearer information for parents: local authorities to set out a local offer of support; slim down requirements on schools to publish SEN information • Giving parents more control over support and funding for their child: individual budget by 2014 for all those with EHC plan • A clear choice of school: parents will have rights to express a preference for a state - funded school • Short breaks for carers and children: a continuation in investment in short breaks • Mediation to resolve disagreements: use of mediation before a parent can register an appeal with the Tribunal

The research pointed at Australia's decentralised education system and said increasing the clarity of policies and finding within it needs attention, and added that the country's high education performance can be complemented with further focus on reducing inequities by tackling system - level policies hindering equity in education.

Valentine Mulholland, head of policy at NAHT says: «School budgets are at breaking point and we need some substantial additional investment.

Commenting on today's government announcement, Julie McCulloch, interim director of policy at the Association of School and College Leaders, said: «We need a system which better reflects the entirety of their schooling and the vital work in the infant years, and we therefore support a light - touch assessment near the beginning of reception which will provide an earlier starting point for measuring progress and give parents a more complete picture.

Pressed for answers this week, Sen. Jerry Tillman (R - Randolph), a supporter of the A-F school grades, told N.C. Policy Watch that in terms of how the A-F school grading formula works, — 80 percent of a grade is based on students» achievement at one point in time, and 20 percent is based on students» growth over time — he's taking a wait - and - see approach, speculating that it will take some time to see if the formula needs tweaking to present a better picture of which schools are helping their students grow and which are not.

There is no reason to delay the real debate about long - term funding and badly needed policy updates until we reach another crisis point, which could be May 2015 and at the beginning of the next construction season.»

«This new analysis points to an outsize impact on community services in cases where the physical space is not able to keep pace with modern technology needs,» said John Bertot, survey lead researcher and professor and co-director of the Information Policy and Access Center at the University of Maryland.

After years of studying what renters need and want, the policies are designed to provide the coverage tenants require at an affordable price point.

If you decide at some point in the future that you need to take out a new policy, you may have to pay a much higher premium as insurance companies base their rates in large part on your age on the date of issue.

I say theoretically because if you decide to abandon your hands - off policy at some point and sell shares because you need extra money, then the current market value of your fund may become an issue, especially if it has declined.

An interesting thing of note in regards to insurable interest and life insurance, is that insurable interest only needs to be present at the starting point of the policy but is not required to be present at the insured's death.

This Marriott policy has allowed me to lock up the reward nights so I'm not at any risk of losing the rooms we need and also given me plenty of time to make up the points to complete the reservation.

You can point the finger at all sorts of participants in this battle, but I believe (and we have been examining and discussing at length on this site for more than 8 years now) the principal drivers of the polarization are coming more from: (1) the corporate energy interests who are protecting their profits against regulation and other policies that would move the system away from fossil fuels, and using their clout in the political process to tie things up; (2) right - wing anti-government and anti-regulatory ideologues whose political views appear threatened by scientific conclusions that point toward a need for stronger policy action; (3) people whose religious or cultural identities appear threatened by modern science; and so forth.

I agree your letter writing technique is excellent; it's instructive that you need to make assessments of the science at odds with the consensus of scientists in order to make your points on policy effectively.

«It's absurd to watch governments sit and point fingers and fight like little kids while the scientists explain about the terrifying impacts of climate change and the fact that we have all the technology we need to solve the problem while creating new green jobs,» Tove Maria Ryding, coordinator for climate policy at Greenpeace International, said in a statement.

As Pielke, a professor of environmental studies at the Centre for Science and Technology Policy Research at the University of Colorado, points out, no one knows how fast a major economy can decarbonise and policy therefore needs to focus less on targets and timetables that no one can be sure of reaching, and more on the tangible process for achieving goals such as the development of clean technologies that will be crucial in the decarbonising prPolicy Research at the University of Colorado, points out, no one knows how fast a major economy can decarbonise and policy therefore needs to focus less on targets and timetables that no one can be sure of reaching, and more on the tangible process for achieving goals such as the development of clean technologies that will be crucial in the decarbonising prpolicy therefore needs to focus less on targets and timetables that no one can be sure of reaching, and more on the tangible process for achieving goals such as the development of clean technologies that will be crucial in the decarbonising process.

Regardless of whether you are a fantastic employer to work for, it is inevitable that at some point, and perhaps with regularity, you will need to rely on your contracts of employment, policies and procedures to either ensure your staff know your rules and adhere to them or perhaps to deal with disciplinary or absence issues or staff complaints or grievances.

The point I'm making, is if you are looking to buy life insurance at age 63 and need 25 years of coverage with the affordability of a term policy, call us today.

If employees don't enroll when the policy is first offered, they need to wait until a certain enrollment period and then complete an Evidence of Insurability (EOI) form, which is a health history questionnaire, at which point they could be declined.

As you reach new life and financial milestones, your coverage steps down; if you bought your policies when you were 30 years old, by the time you turn 50 you still have $ 200,000 worth of protection — enough to cover your expenses, but costing much less than a $ 1,000,000 policy that you needed at one point but is overkill now.

An interesting thing of note in regards to insurable interest and life insurance, is that insurable interest only needs to be present at the starting point of the policy but is not required to be present at the insured's death.

At this point you need to reapply for life insurance unless your term life insurance policy came with the option to convert or renew without proof of insurability.

Hopefully, at this point, you know how much life insurance coverage you need (about 7 - 10 times your annual income), what type of life insurance policy (for example - Level Term), how long you need coverage (5, 10, 15, 20 or 30 years).

Personally, I'd rather keep the life insurance, use the cash values to supplement my investments and / or use the cash value to pay my income in the years the stock market goes down (like 2001, 2008, etc) so that I don't end up worse off than when I began because at the end of the day that account can't lose its value, I can't be sued for the value of it, I don't need to report it on my son's FAFSA form for college, AND if I pull money out of it for my son's school, the dividend still pays the same amount as if I hadn't drawn the money out in the first place (fun fact: that last point isn't something that a northwestern policy does, but new york life and massmutual's contracts do).

After years of studying what renters need and want, these policies are designed to provide the coverage tenants require at an affordable price point.

However, if you are interested in cash value at some point most GUL policies do come with an option to convert to a Universal Life Insurance Policy given your needs change throughout the length of the pPolicy given your needs change throughout the length of the policypolicy.

After years of studying what renters need and want, the policies are designed to provide the coverage tenants require at an affordable price point.

«From an income protection standpoint, I don't see a need for most people to have life insurance at the point of retirement,» says Brad Levin, a certified financial planner with Householder Group, a financial planning company in Encino, Calif. «If they do, they're probably going to need a policy for just a few years anyway.

At some point, many of these life insurance consumers decide to upgrade their term life insurance policy to a whole life insurance plan for a stable policy that will cover a mature family's insurance needs.

This in turn has made these policies much less palatable to consumers, who face the unappetizing choice of spending a substantial chunk of change now on a policy that they may never need or risk getting crushed under exorbitant bills from a managed care provider at some point in the future.

If you are a senior at the point of an expiring term life insurance policy you need to check with your company if your policy came with an option to convert.

This is the opposite of traditional term life insurance policy and many people prefer this since many don't need as much coverage at this certain point in the future, i.e. when the term ends and Protective allows the policy holder the same price as before just a lower face amount.

At this point you should have a good idea of the size of policy you will need based on your life insurance goals, as well as whether a term life policy or a permanent policy is a better fit for those goals.

With years of experience and the ability to point you to the specific parts of the policy document that answer you questions and to offer background to those answers, you'll get the information you need and the coverage you deserve at a price you can afford.

That said, if at some point in your life you may feel a need to lower your premiums, you can do so by adjusting your premiums based on your cash value but keep in mind that these adjustments can only be done after the first year of the policy and only if you have enough cash value that can keep your policy in force for another two months.

But 3 would like to marry and have kids themselves (I don't blame the kids, however the parents should have known better, also we need to figure out the very sane policy of 100 % refund of fertility treatments for couples without fertility problems for this reason)... At what point is it not reasonable anymore?

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