Sentences with phrase «policies charge higher»

It's probably no surprise that most insurance policies charge higher rates for teen drivers.

A participating policy charges a higher premium and in return pays you regular dividends.

For you to borrow your own money, most universal life insurance policies charge high interest rates that range from 5 % to 9 %.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Once the commitment is made at the highest policy level, bodies are charged with getting on with it and getting it done.

One of the three charged, former Trump foreign policy adviser George Papadopoulos, admitted to making a false statement to FBI investigators who asked about his contacts with foreigners claiming to have high - level Russian connections.

The critics charged that those policies would eventually produce destructive bubbles in the prices of stocks and other assets and, eventually, undesirably high inflation.

When wage increases are a result of policy instead of market mechanics, revenues and profits can suffer if businesses can not offset the costs by charging higher prices.

Commissioners also agreed to continue following a policy of not charging out - of - district registration fees for programs offered at the new field house on the Lincoln - Way High School Central Campus in New Lenox.

Still, health care providers should not treat all families as if they are at high risk for insufficient breastmilk supply, according to Elizabeth Smith, a «baby - friendly» coordinator in charge of breastfeeding education policy for the University of Utah Health Care hospital system.

The latest Republican health care idea could mean going back to a time when people with medical problems were charged much higher premiums for individual policies, experts say.

Enthusiasm among most universities to charge higher tuition fees than ministers had expected is set to exacerbate coalition tensions over the policy.

NYC Schools Chancellor Carmen Farina says the city Department of Education will «revisit the policy» that allowed a student who's charged with attempted murder to play at Yankee Stadium in the city's high school football championship game Sunday.

The government will be dispatching «agents» to various Senior High Schools in light of reports of unapproved fees still being charged first - year students under the free SHS policy.

The Minister of State in charge of Public Procurement, Hon. Sarah Adwoa Safo, has commended the Ministry of Education, particularly the sector minister, Dr. Matthew Opoku Prempeh, for strictly adhering to the procurement laws in the various procurement activities his outfit is undertaking for the implementation of the free Senior High School (SHS) policy.

The management of Bongo Senior High School in the Upper East Region, which charged first - year students GHc75 despite the free secondary education policy, has assured the affected students of a refund.

In 2011, Chilean students staged massive protests against the country's education policies that they criticized as overly reliant on free - market principles — mainly that higher education institutions charged relatively high tuition and many students borrowed to finance their education.

Protests by Duncan, S.C., students who displayed Confederate flags at their high school in defiance of school policy resulted this month in dozens of suspensions and a debate over free speech and racially charged expression.

Regular feedback in the form of surveys is needed to understand how those charged with implementing standards - based educational reform — teachers, superintendents, parents, and policy makers — think about the uses of tests and the high - impact decisions that follow from them.

The other interim charges considered by the committee at the hearing included examining current school board governance policies and practices and making recommendations that could improve the focus, attitudes and outcomes of Texas school boards, districts and students; studying existing board training requirements and making suggestions to educate school board trustees on policies that could achieve better student outcomes, particularly within the framework set for low - performing schools in House Bill 1842; and monitoring initiatives to build a high - quality pre-kindergarten grant program (HB 4).

High - quality implementation of standards - based reform requires the following: specificity in stating the content goals of teaching and learning; consistency / alignment among the policies and practices put in place to pursue those goals (e.g. content standards, student achievement tests, performance standards, curriculum materials, professional development, accountability); authority / legitimacy to those charged with implementation; power through rewards and sanctions; and stability — when policies, practices, and leadership are in a state of flux, it is difficult to take each new thing that comes along seriously.

Now in 2015 the Expanded Learning Partnership — OregonASK, is improving the quality of afterschool & summer programs, through training and technical assistance, public policy and leading the charge for a statewide vision for high quality afterschool and summer programs.

Their policy is to set the retail price fairly high ($ 15.95 and up for a 240 - page book), then they charge the author a discount from the retail price.

Lower front - end loads are found in bond mutual funds, annuities and life insurance policies, while higher sales charges are assessed for equity - based mutual funds.

This isn't strictly required AFAIK, but because banks ARE required by the CARD Act to disclose the payoff period at the minimum payment (which would be «never» under most previous policies), the higher minimum payments give cardholders hope that as long as they make the minimum payments and don't charge any more to the card, they will get back to zero.

Common objections to this concept can be summarized as (1) high costs in starting up the policy, (2) high surrender charges, and (3) alleged greater returns on other financial products.

Some renters insurance policies will charge higher premiums to owners of dogs classified broadly as «dangerous breeds.»

High early cash values are based on the assumptions of current interest crediting rates and current charges which are not guaranteed, and are subject to change by the insurer, and assume the policy is optimally funded.

Medical exams and urinalysis are used to double - check for these conditions, and allow insurers to better protect themselves — either by charging you higher policy premiums or denying you coverage altogether.

As for other funds offered in the plan, the complaint says that, rather than taking advantage of the plan's economies of scale, as required by its investment policy statement (IPS), to reduce the investment expenses charged to plan participants, Philips North America selected and maintained high - priced share classes of mutual funds, instead of identical lower - cost share classes of those same mutual funds which were readily available to the plan.

First, they pay out the death benefit on a graded basis, and second, they charge a higher premium than alternate policies.

Most car insurance policies don't cover attaching a trailer as standard so double - check — some may charge you a slightly higher premium.

Policies typically have a high surrender charge in the first few years.

More than three - quarters of the people who paid an overdraft penalty express concern about specific overdraft policies, including the high cost of a penalty and the practices of charging «extended» overdraft fees — additional charges for failing to repay a negative balance on time — and of reordering withdrawals from highest to lowest dollar amount, which have the effect of increasing overdraft fees.

Typically, insurers charge a slightly higher premium for the option to convert, but some also offer a credit for a portion of the new policy premium in the first year.

Mutual of Omaha makes up for it by including high benefits for the accelerated death benefit, which allows you to take money out of your policy to pay for charges related to a terminal illness.

Premium Allocation Charges vary from insurance company to insurance company, and are almost always higher in the early years of the policy.

At higher ages, savings - focused investors often purchase the policy with a younger family member as the life assured to reduce the mortality charges further.

Those predetermined values were always far less than my vets were charging, so prior to having coverage with Healthy Paws, my reimbursement was always around 50 %, sometimes even less, when I have had policies for 80 % or higher.

However, if the shipping or tax charges are higher than the estimates indicated on the site, we will proceed with and place your order SHIPPING Shipping fees, policies and limitations are determined by the merchant, and shipping fees are only confirmed in the order confirmation email sent by the merchant.

At the same time, a higher - level body charged with defining those policies (the so - called «Ad Hoc Working Group on Long - term Cooperative Action under the Convention ``, or AWG - LCA) hadn't even considered the matter because it was waiting for word on which methodologies worked best.

The recent report by the Centre for Policy Studies argued that hourly rates charged by top London law firms are so high they risk restricting access to justice.

what the circumstances are in which a policy, pursued by a dominant undertaking, of charging low prices to certain former customers of a competitor must be considered to amount to an exclusionary abuse, contrary to Article [102 TFEU], and, in particular, whether the finding of such an abuse may be based on the mere fact that the price charged to a single customer by the dominant undertaking is lower than the average total costs attributed to the business activity concerned, but higher than the total incremental costs pertaining to the latter.

Weil also successfully represented GEMB in a purported nationwide class action alleging violations of the Fair Housing Act and the Equal Credit Opportunity Act based on, among other things, the plaintiffs» claim that GEMB's alleged «policy» of allowing mortgage brokers the «discretion» to impose charges in connection with mortgage loan origination led to minority borrowers being charged disproportionately higher interest rates and fees.

Because there is no medical exam, the premium that is charged on these types of life insurance policies is typically higher than those that are medically underwritten.

It is important to note that in any of these cases, the premium that is charged will typically be quite a bit higher than for a comparable life insurance policy that is traditionally underwritten.

The current ledger (best case scenario) is calculated using a higher assumed rate of return as well as the policy fees and expenses the insurer is currently charging.

The ease of approval and lack of underwriting makes guaranteed issue life insurance ideal for seniors who may be charged higher rates for other types of policies because of their age or health.

Life insurance companies charge a higher rate for ROP policies.

Sometimes you may find the rate charged for a 20 year term life policy may not be much higher than you'll pay for 15 year term life insurance.