Sentences with phrase «policies cover»

That's why AutoAid policies cover the driver named on the policy, along with any legal spouse, for whichever vehicle they are legally driving when they require Roadside Assistance.

Here we explain what these policies cover, and why they might not be good value.

All renters insurance policies cover a policyholder's personal property, gives them liability protection and offers loss of use coverage, in case a rental become uninhabitable.

Can you get away without having your own policy because multiple policies cover the condo?

However, many travel insurance policies cover trip cancellations and will reimburse a policyholder for accommodation expenses, such a deposit or bill for a short - term lease.

Most homeowners insurance policies cover fire and smoke damage; however, coverage amounts may vary.

Term life insurance policies are usually more affordable than permanent policies., Term life policies cover the insured for a fixed term (most commonly between five and 30 years).

Guests staying at a short - term rental (either through a home - sharing service like Airbnb or directly) also should consider what insurance policies cover or are available to them before choosing to stay somewhere.

Some policies cover passengers, while many others do not unless you specifically buy that coverage.

We've broken down what three other policies cover and how they might pair with a renters insurance policy.

Most renters insurance policies cover fifteen perils named in the policy.

Few standard home insurance policies cover these home perils.

Roommates living together in a dorm might not need to worry whether their policies cover each other.

Most policies cover damages caused by fire, lightning, wind, and hail, but home insurance typically does not cover damages caused by floods.

Would standard home insurance policies cover them if they chose to rebuild their home somewhere else?

Standard homeowners policies cover damage from fallen trees.

Standard homeowners policies cover cold - weather mishaps, such as burst pipes, frozen gutters, and fallen ice - covered trees.

Some policies cover sewer and drain backups as well.

Home insurance policies cover your house and its contents.

However, most homeowners insurance policies cover the following perils under dwelling coverage:

One underwriter that we work with offers wind coverage as part of the standard Texas policy form they use, and as a result all of their policies cover it.

The Insurance Information Institute says that individual HO - 6 policies cover your personal possessions, structural improvements that you have made to your unit and additional living expenses if you are the victim of fire, theft or other disasters spelled out in your policy.

This insurance, sometimes called a Masters policy, rarely covers personal property or interior spaces, but some policies cover more than others, such as condo owner's liability.

Still, you may find that you want to include more coverage for your possessions; typically, home insurance policies cover possessions for about 50 % of the dwelling value.

These master policies cover just the common areas of a condo community, says Bill Herbert, regional sales director with Los Angeles - based Mercury Insurance.

Some policies cover partial disability, which means they pay a portion of the benefit if you can work part - time.

These policies cover two or more people for less money than two individual policies would cost.

Liability policies cover a boat owner for injuries and damages.

Some policies cover little besides fire damage.

Survivorship life insurance policies cover more than a single individual.

Some — but not all — policies cover damage and injuries caused by an uninsured boater.

Before taking out a loan, review your health insurance because some policies cover certain procedures.

Most homeowners insurance policies cover an «open peril» list.

Other policies cover replacement cost, which is the amount it would cost to buy a similar item today, without deducting for depreciation.

Most homeowner policies cover direct damages that result from volcanic eruptions, but do not cover floods or earthquakes that occur as a separate event, or in the aftermath of a volcanic eruption.

These policies cover the costs of your final wishes.

Most homeowners insurance policies cover structural damage and loss of personal property, or «contents,» up to a value of about 50 percent of the covered value of the home.

Both the unlimited right to sue and limited right to sue policies cover emotional pain and suffering.

Virtually all home insurance policies cover additional aspects such as liability.

Such policies cover wedding cancellations due to cases of extreme weather or a death in the family, plus damages to rings, gifts and attire — even costly rental equipment trashed by drunken guests.

Some home insurance policies cover the replacement cost of a house, while others cover only the market value.

Some gap insurance policies cover your deductible; some do not.

Most disability insurance policies cover disabilities associated with both accidents and illnesses, says John Nichols, a spokesman for the LIFE Foundation and a disability insurance expert.

With that being said, most insurance policies cover damages and losses caused by theft, fire, wind, hail, and lightning.

Named Perils policies cover only what is specifically spelled out in your policy; All - Risk covers everything EXCEPT what is specifically excluded.

Some renter's policies cover lost property while you're away from home.

At the present time, only fifteen states have passed laws requiring that insurance policies cover some level of infertility treatment.

These policies cover topics such as licensing, conflict of interest, authorship, prepublication confidentiality, availability of data and materials, and research integrity.

New York requires that all commercial insurance policies cover abortion services.

In the U.S., it's been a very different — and much pricier — story, though starting January 1, 2014, the Affordable Care Act requires that most policies cover pregnancy and birth.