Sentences with phrase «policies give you death»

Guaranteed UL policies give you death benefits that you can depend on.

Not exact matches

Do ask yourself: If today I gave you a check in the amount of the death benefit of the life insurance policy you're considering, would you quit your job and work free for me until you die?

If you were to die before paying back your policy loan, the loan balance plus interest accrued is taken out of the death benefit given to your beneficiaries.

With term life insurance, you buy a policy, which has a given death benefit, say $ 250,000.

It gives you access to a portion of your policy's death benefit, if you are diagnosed with a terminal illness resulting in 12 - 24 months or less to live.

At this point, the carrier will give you a lump sum payment equal to your total death benefit and end your policy.

It gives you access to a portion of your policy's death benefit, if you are diagnosed with a terminal illness resulting in 12 months or less to live.

These policies all generally have a cash value component, which is essentially the surrender value of the policy (if you give it up before its maturity or your death), and is the primary reason permanent life insurance policies are more expensive than term policies.

However, given the complexity of the policy, the additional costs correlated with permanent life insurance policies, and the potential to lose the entirety of the account's cash value, it's not recommended if your primary intent is to provide financial coverage in the case of your death.

10) Catholics, in seeking to form their judgment as to whether the death penalty is to be supported as a general policy, or in a given situation, should be attentive to the guidance of the pope and the bishops.

Speaking during News Hour, Jonathan Arnott said that the party's referendum policy will give Christians an opportunity to change things linked with moral issues such as the death penalty.

By bringing «trade in agriculture» within the ambit of the WTO and giving the latter the authority to dictate the policies that should govern in this crucial sector, the power to determine the life and death of many communities in the South is, in effect, being vested in the WTO.

Reasoning that the Council on Health meeting would give room to review the health sector reform and formulate policies for consolidation of health gains and development, the Governor stated that the law on confidential Enquiry into maternal Death was already on ground likewise the Primary Healthcare Development Medical Sciences, among others.

«The death of Trevyan gave us a higher moral obligation to make sure we got this right,» said Melanie Funchess, Policy Development and Review Committee Chair.

In South Africa, the researchers found that, for any given level of budget cutting, policies that delay the presentation of the healthiest patients to care would do the least harm in terms of deaths, years of life lost and new HIV transmissions.

Furthermore, when you connect 3 people, Tomorrow will give you a $ 5,000 Accidental Death and Disability Life Insurance Policy for free.

Creating a high cash value life insurance policy gives you the benefit of a policy that grows cash value quickly, that will also grow your death benefit as you get older.

If you become seriously ill, Northwestern Mutual's whole life insurance policies give you the option of receiving your death benefit while still alive.

These policies all generally have a cash value component, which is essentially the surrender value of the policy (if you give it up before its maturity or your death), and is the primary reason permanent life insurance policies are more expensive than term policies.

This can give you a picture of how much the policy will pay out in the event of your death.

However, given the complexity of the policy, the additional costs correlated with permanent life insurance policies, and the potential to lose the entirety of the account's cash value, it's not recommended if your primary intent is to provide financial coverage in the case of your death.

It gives you access to a portion (or full amount) of your policy's death benefit, if you are diagnosed with a terminal illness resulting in six months or less to live.

Given their intent, survivor life insurance policies can have incredibly high death benefits and you won't be limited if you need a fair amount of coverage.

On the protection side, it generally includes a tax - free death benefit to your loved ones and has an optional feature that gives you the ability to access your policy values to help pay for costs should the insured suffer from a chronic or terminal illness, just in case.

You're entitled to go fishing (for eligibility requirements): A traditional fully underwritten whole life or universal life policy gives you coverage for life, pays out the insurance benefit upon your death and includes an investment component of accumulated cash value.

It gives you access to a portion of your policy's death benefit, if you are diagnosed with a terminal illness resulting in 12 - 24 months or less to live.

At this point, the carrier will give you a lump sum payment equal to your total death benefit and end your policy.

These riders would give a portion of the death benefit to the policy owner prior to the death of the insured, based on the requirement that the insured was terminally ill.

These policies give consumers potential for a larger cash value and death benefit.

We can also show you how the quoting process works, and give more focus on the details such as what type of life insurance policy is right for you, how much death benefit coverage you need for your survivors and their needs, and which of the many available life insurance carriers will be able to serve you best.

When you purchase a life insurance policy, you'll be given the option of designating one or multiple beneficiaries to receive a death benefit in the case you pass away.

A typical term policy gives you coverage for a specific period of time and when that time is up, if your family has not had to use the death benefit, the money that you have paid in is a sunk cost — no cash value, and no more insurance coverage.

Give us a call, and will work to get you a policy that will take care of your loved ones in the event of your death, and one that won't set you back for much at all.

In addition to providing cash to your heirs in the event of your death, this death benefit gives universal life insurance policies their tax - free status.

These accelerated benefit riders would give a portion of the death benefit to the policy owner prior to the death of the insured, based on the requirement that the insured was terminally ill with less than 12 months to live.

It also gives you the same guaranteed death benefit protection as all our other whole life policies, but keeps costs down by spreading your payments out a little further and by offering a little less cash value and dividend growth potential.

On the protection side, it generally includes a tax - free death benefit to your clients» loved ones and has an optional feature that gives them the ability to access their policy values to help pay for costs should the insured suffer from a chronic or terminal illness, just in case.

To give a rough example, a 35 - year - old male non-smoker might pay $ 35 a month for a term policy with a death benefit of $ 500,000.

It gives you access to a portion of your policy's death benefit if you are diagnosed with a terminal illness resulting in 24 months or less to live.

The contestability period lets an insurer investigate deaths within the first two years of a policy, and if they find evidence of fraud (like you didn't tell them something about your mental health history) they can lessen the death benefit given to your beneficiary or outright deny it.

While your policy's guarantees provide you with a minimum death benefit and cash value, dividends give you the opportunity to receive an enhanced death benefit and cash value growth.

It gives you access to a portion of your policy's death benefit, if you are diagnosed with a terminal illness resulting in six months or less to live.

China still holds the dubious distinction of redefining «kicking someone when they're down» for its policy of charging a condemned prisoner's family for the bullet to kill him, but when a defendant has to pay, as he does in some states, for the cost of the prosecutor who calls on a jury to give him the death sentence, we're within hailing distance of Chinese policy.

Foreign Policy — Dear America: Read this before heading north — Adrienne Klasa — A very brief warning to those Tea Partiers all upset about SCOTUS's approval of (some of) Obama's health care plan, that, sure, we've got some maple syrup up here, but we've also got poutine and taxes, which, though they don't amount to death panels, might give emigrants pause.

These two policies help in giving benefits of death and the buildup of cash value to beneficiaries unless the policyholder cancels their policy or stops remitting their premiums.

Having this rider attached to your life insurance policy can give your family greater peace of mind in the event of your death due to an accident.

Eclipse Survivor Indexed UL — This type of policy gives coverage to 2 people and the death benefits become payable when the second one of the parties dies.

While your policy's guarantees provide you with a minimum death benefit and cash value, dividends give you the opportunity to receive an enhanced death benefit and cash value growth.

The life insurance cash value is the amount of money you are given if you cancel (surrender) the policy before you die, while the face amount (death benefit) is the amount your beneficiaries will be paid upon your death.

If you are looking for a permanent life insurance policy where you are guaranteed to never give the insurance company premiums that are equal to or less than the total death benefit, that does not exist.