Sentences with phrase «policies in force include»

According to the American Council of Life Insurers the majority of individual life insurance policies in force include a rider that waives the premium upon total disability.

Not exact matches

Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.

In addition to its corporate diversity, Alphabet Inc. ranked strongly for worker pay and benefits, including a flexible paid time off policy, and a strong 401 (k) savings program, and for its supply chain impact (the company has committed to reasonable worker hours, and to policies such as no forced or child labor).

As the Great Recession set in, the Fed dropped its interest rate target to close to zero, and then was forced to use unconventional monetary policy tools including quantitative easing.

In the U.S. more recent policy driven examples include Paul Volcker's decision in 1980 to force the U.S. into a painful recession by elevating U.S. interest rates above 20 In the U.S. more recent policy driven examples include Paul Volcker's decision in 1980 to force the U.S. into a painful recession by elevating U.S. interest rates above 20 in 1980 to force the U.S. into a painful recession by elevating U.S. interest rates above 20 %.

In addition, when some customers did get adequate insurance and provide proof, the bank still kept the forced - placed policies on accounts or didn't refund the premiums, or related fees and charges including repossession fees.

This second trend borne from ultra-loose monetary policy has forced many investors to seek out higher - yielding alternatives including dividend stocks, which, on average, yield more than 10 - year government bonds in most major developed markets, including Canada (see chart below).

The notion that monetary policy has no effect on output can only be a throwback to textbook constructs of self correcting forces which keep the economy in some kind of equilibrium — including, in their modern guise, perfect foresight and rational expectations.

If anything positive can be said about this grim and ironic situation, it is that as victims of terrorism we may be forced to rethink our own policies on the use of force (including nuclear force) in order to bring them into line with our moral denunciations of terrorism.

(2) somewhat linked to the previous comment in that we never seem to be prepared to hit the ground running with our best potential lineup come opening day... it's become so common, in recent years, that many fans actually hope we stumble a little in the first couple games just so it forces Wenger to bring in reinforcements... unfortunately this can be problematic, thus one of the most common phrases associated with Wenger, «panic buy»... this situation is also negatively impacted by the ridiculous policy regarding players who played in the summer months... right now I'm watching the Super Cup and not a single player is unavailable to either manager, including Ronaldo, yet somehow we have a list of players half a mile long that haven't seen game - time so far this preseason... I can only assume this is a reactionary policy created due to the multitude of injuries this club has faced over the years... just another sign of the fragility that permeates this club

Oregon also provides the report of its Food Choices in Oregon Schools Task Force, which includes recommendations and evaluation data that are pertinent to crafting and implementing local wellness policies.

The Chef Instructor Training Program begins with two - weeks of intensive exposure to the world of school food, including an overview of the National School Lunch Program from an historical and policy perspective; the driving forces behind, and the consequences of, the modern American food system; the unique characteristics of, and limitations and opportunities within, a typical school food service operation; and in - depth exposure to the Cook for America ® curriculum and teaching methodology.

The project was the first proposed by a private developer under mandatory inclusionary housing, a de Blasio administration policy that forces developers to include affordable housing in any project that needs zoning approval.

Militarism is the belief or the desire of a government or a people that a state should maintain a strong military capability to use it aggressively to expand or promote national interests; examples of militarist states include the United States, Russia and France.1 It may also imply the glorification of the military and of the ideals of a professional military class and the «predominance of the armed forces in the administration or policy of the state «2 (see also: stratocracy and military junta).

A task force by New York Governor Andrew Cuomo is reversing a number of policies in the Common Core standards, including parts of a measure on teacher evaluations pushed by Cuomo less than a year ago.

Paterson tried to force the tax cap issue by including it in his last budget extender bill, (much to the pleasure of both AG Andrew Cuomo, who is also a cap supporter; and Long Island Democratic Sen. Craig Johnson), which theoretically would have made the Legislature choose between accepting an unpopular (at least among Assembly Democrats and the teachers» unions) policy proposal and shutting down the government.

In an hourlong interview addressing questions from Syracuse.com reporters, editors and users, Miner talked about Syracuse police policies, practices and the menu of equipment available to the force, including two new armored vehicles:

«We need healthcare reform — including promised Medicaid reform in New York where we spend more than Texas, Florida and Pennsylvania combined — but it shouldn't be done on the backs of already overburdened City residents who will undoubtedly have a tax increase forced on them to pay for this eminently unfair policy.»

On foreign policy, Gibson whose 24 - year Army career included three tours leading combat units in Iraq, has emerged as an advocate for a smaller U.S. military footprint overseas and more limits on presidential authority to deploy combat forces without Congressional approval.

In connection with the app announcement, Quinn, a Democrat, also announced some new policy proposals including the installation of countdown clocks outside of subway stations, adopting gunshot sensing technology, and creating a task force to help international businesses and entrepreneurs invest and create jobs in New York City, such as by helping employees apply for temporary visaIn connection with the app announcement, Quinn, a Democrat, also announced some new policy proposals including the installation of countdown clocks outside of subway stations, adopting gunshot sensing technology, and creating a task force to help international businesses and entrepreneurs invest and create jobs in New York City, such as by helping employees apply for temporary visain New York City, such as by helping employees apply for temporary visas.

Policy Exchange argued in its report that all would benefit from the change, including those forced to move out of properties.

A task force by Gov. Andrew Cuomo is reversing a number of policies in the Common Core standards, including parts of a measure on teacher evaluations pushed by Cuomo less than a year ago.

Effective teaching and learning have been hampered at the La Presby Senior High School, as students, including beneficiaries of government's Free SHS policy, are forced to study in uncompleted buildings without marker boards and adequate desks.

The Country report covered ten thematic areas which include: General measures taken to realize the rights and welfare of the child in the policies and law of the State party or in any other international convention or agreement in force in the state.

Conservatives MPs have camped out for four days in parliament to force a debate on radical right - wing policies, including a ban on the burka in public, the privatisation of the BBC and bringing back the death penalty.

In a similar vein, the National Science Foundation's (NSF's) Task Force on National Workforce Policies for Science and Engineering (NWP) is expected to present a draft report to the National Science Board (NSB) in November that includes recommendations to «guide national policy toward the goal of drawing more U.S. citizens into careers in science and engineering, while continuing to compete globally for scientific talent,» according to the minutes of the October NSB meetinIn a similar vein, the National Science Foundation's (NSF's) Task Force on National Workforce Policies for Science and Engineering (NWP) is expected to present a draft report to the National Science Board (NSB) in November that includes recommendations to «guide national policy toward the goal of drawing more U.S. citizens into careers in science and engineering, while continuing to compete globally for scientific talent,» according to the minutes of the October NSB meetinin November that includes recommendations to «guide national policy toward the goal of drawing more U.S. citizens into careers in science and engineering, while continuing to compete globally for scientific talent,» according to the minutes of the October NSB meetinin science and engineering, while continuing to compete globally for scientific talent,» according to the minutes of the October NSB meeting.

The summit, which was organized by the Government - University - Industry Research Roundtable (GUIRR) of the National Academies of Science and held in Washington, D.C., 11 to 12 November 2002, included representatives from government agencies, disciplinary societies, and several education and science organizations who presented a litany of policy prescriptions and recommendations on the educational and societal forces that affect the experiences and expectations of the nation's future scientists and engineers.

More attempts followed, including Richard Reid's attempt in December 2001 to ignite explosives in his shoes on a flight from Paris to Miami, and at least 10 airliners were targets in a plot involving liquid explosives in 2006, forcing new policies regarding shoes at screening and liquids on airplanes.

Rather, he benefited from his cooperation with the regime and «publicly legitimized race hygiene policies, including forced sterilizations,» according to a study published online yesterday (April 19) in the journal Molecular Autism.

In this video, Ed Next's Mike Petrilli and Chester E. Finn, Jr. discuss the best and worst developments for education policy in 2010 as identified by the Koret Task Force, including the release of Waiting for Superman, the publication of teacher scores by the L.A. Times, the Race to the Top, and the development of Common Core standardIn this video, Ed Next's Mike Petrilli and Chester E. Finn, Jr. discuss the best and worst developments for education policy in 2010 as identified by the Koret Task Force, including the release of Waiting for Superman, the publication of teacher scores by the L.A. Times, the Race to the Top, and the development of Common Core standardin 2010 as identified by the Koret Task Force, including the release of Waiting for Superman, the publication of teacher scores by the L.A. Times, the Race to the Top, and the development of Common Core standards.

The PBL course included five project cycles: (1) role - playing a United Nations task force advising a new nation on the various forms and features of democracy, (2) proposing a public policy and actions to improve society, (3) role - playing legislators in the U.S. Congress, (4) role - playing party campaign strategists in an election, and (5) role - playing a Supreme Court case.

In «The Long Reach of Teachers Unions: Using money to win friends and influence policy,» featured in the Fall 2010 edition of the Education Next journal, Antonucci also reveals that teachers unions have become a force in matters beyond education policy, including weighing in on domestic policy issues such as taxation, healthcare, gay marriage and redistrictinIn «The Long Reach of Teachers Unions: Using money to win friends and influence policy,» featured in the Fall 2010 edition of the Education Next journal, Antonucci also reveals that teachers unions have become a force in matters beyond education policy, including weighing in on domestic policy issues such as taxation, healthcare, gay marriage and redistrictinin the Fall 2010 edition of the Education Next journal, Antonucci also reveals that teachers unions have become a force in matters beyond education policy, including weighing in on domestic policy issues such as taxation, healthcare, gay marriage and redistrictinin matters beyond education policy, including weighing in on domestic policy issues such as taxation, healthcare, gay marriage and redistrictinin on domestic policy issues such as taxation, healthcare, gay marriage and redistricting.

Butchko joined forces with another mother who was having similar struggles and ultimately helped get the homework policy in her district changed, limiting homework on weekends and holidays, setting time guidelines for daily homework, and broadening the definition of homework to include projects and studying for tests.

The Task Force should also recommend sources of funding for this work, including state funding but also appropriate private foundations in education, health care, and other sectors who might support programmatic and policy interventions on this subject.

O'Neill also asked that the membership of the existing Minority Teacher Recruitment Task Force and the new Minority Teacher Recruitment Policy Oversight Council include teachers of color from both CEA and AFT - Connecticut so that the insights and experiences of these teachers are reflected in the groups» work.

In addition, «27 states [now] require annual evaluations for all teachers, compared to just 15 states in 2009;» «17 states include student growth as the preponderant criterion in teacher evaluations, up from only four states in 2009... An additional 18 states include growth measures as a «significant» criterion in teacher evaluations;» «23 states require that evidence of teacher performance be used in tenure decisions [whereas no] state had such a policy in 2009;» «19 states require that teacher performance is considered in reduction in force decisions;» and the «majority of states (28) now articulate that ineffectiveness is grounds for teacher dismissal» (p. 6In addition, «27 states [now] require annual evaluations for all teachers, compared to just 15 states in 2009;» «17 states include student growth as the preponderant criterion in teacher evaluations, up from only four states in 2009... An additional 18 states include growth measures as a «significant» criterion in teacher evaluations;» «23 states require that evidence of teacher performance be used in tenure decisions [whereas no] state had such a policy in 2009;» «19 states require that teacher performance is considered in reduction in force decisions;» and the «majority of states (28) now articulate that ineffectiveness is grounds for teacher dismissal» (p. 6in 2009;» «17 states include student growth as the preponderant criterion in teacher evaluations, up from only four states in 2009... An additional 18 states include growth measures as a «significant» criterion in teacher evaluations;» «23 states require that evidence of teacher performance be used in tenure decisions [whereas no] state had such a policy in 2009;» «19 states require that teacher performance is considered in reduction in force decisions;» and the «majority of states (28) now articulate that ineffectiveness is grounds for teacher dismissal» (p. 6in teacher evaluations, up from only four states in 2009... An additional 18 states include growth measures as a «significant» criterion in teacher evaluations;» «23 states require that evidence of teacher performance be used in tenure decisions [whereas no] state had such a policy in 2009;» «19 states require that teacher performance is considered in reduction in force decisions;» and the «majority of states (28) now articulate that ineffectiveness is grounds for teacher dismissal» (p. 6in 2009... An additional 18 states include growth measures as a «significant» criterion in teacher evaluations;» «23 states require that evidence of teacher performance be used in tenure decisions [whereas no] state had such a policy in 2009;» «19 states require that teacher performance is considered in reduction in force decisions;» and the «majority of states (28) now articulate that ineffectiveness is grounds for teacher dismissal» (p. 6in teacher evaluations;» «23 states require that evidence of teacher performance be used in tenure decisions [whereas no] state had such a policy in 2009;» «19 states require that teacher performance is considered in reduction in force decisions;» and the «majority of states (28) now articulate that ineffectiveness is grounds for teacher dismissal» (p. 6in tenure decisions [whereas no] state had such a policy in 2009;» «19 states require that teacher performance is considered in reduction in force decisions;» and the «majority of states (28) now articulate that ineffectiveness is grounds for teacher dismissal» (p. 6in 2009;» «19 states require that teacher performance is considered in reduction in force decisions;» and the «majority of states (28) now articulate that ineffectiveness is grounds for teacher dismissal» (p. 6in reduction in force decisions;» and the «majority of states (28) now articulate that ineffectiveness is grounds for teacher dismissal» (p. 6in force decisions;» and the «majority of states (28) now articulate that ineffectiveness is grounds for teacher dismissal» (p. 6).

She joined the conservative Hoover Institution's Koret Task Force on K - 12 Education, a policy group that included Finn; Eric Hanushek, an economist famous for arguing that increasing education funding doesn't necessarily improve student learning; and John Chubb and Terry Moe, authors of the definitive early manifesto for markets and choice in public schools.

The results from PISA 2018 can inform potential changes in policy to strengthen education for global competence, including building the capacity of the teaching force to do so.

On the day of election declarations across the UK, the Department for Education (DfE) said that plans to force through the policy by 2022 would not now be included in the forthcoming Queen's speech, arguing: «It is not necessary to bring legislation to bring about blanket conversion of all schools to achieve this goal.»

Those policies include plans to force schools in poor performing or unviable councils to convert into academies, new performance tables for academy trusts and a reform of alternative provision.

(D.C.) A group of 21 school districts, including several of the largest in the country, have joined forces to promote environmental education and influence policies that will lead to more energy efficient, sustainable school facilities.

This 2011 report surveys recently passed teacher evaluation policies in five states and rates each on the law's strengths and weaknesses in teacher evaluation design requirements, transparency and public reporting of evaluation data, principal autonomy over teacher hiring and placement, and the extent to which the law links teacher evaluation results to key personnel decisions, including tenure, reductions in force, dismissal of underperforming teachers, and retention.

Raised in a family of teachers and talking often of her three school - aged children Powell took to the role well, winning plaudits for her boisterous opposition to government policies, including forced academisation and teacher shortages.

Since Franco's death in 1975 Spain's Basque country now has more autonomy than any other region in Spain, including its own parliament, police force, education policies and ability to collect taxes, but hardline ETA members and supporters remain determined to fight for full independence.

Since Franco's death in 1975 Spain's Basque country now has more autonomy than any other region in Spain, including its own parliament, police force, education policies and ability to collect taxes, but hardline ETA members and supporters remain determined to...

A valid claim includes written evidence that the insured died because of a covered reason while the policy was still in force.

Including Minnesota Life, the company provides services for over 15 million people and have over $ 1 trillion of policies in force.

Considering the multi-decade period of falling rates since the 1980s — including the unprecedented zero - interest - rate policy in force from 2008 to 2014 — it is safe to say that we are in uncharted waters as we move toward an environment in which rising rates could possibly be the new norm.

In case of death of the member (including death due to suicide), while the policy is in force, the Death Benefit is sum of the followinIn case of death of the member (including death due to suicide), while the policy is in force, the Death Benefit is sum of the followinin force, the Death Benefit is sum of the following:

The length of time (usually 31 days) after a premium is due and unpaid during which the policy, including all riders, remains in force.