According to the Association's 2014 LTC Sourcebook, Northwestern Mutual has some 138,000
policies in force which is about 2 percent of the market (NAIC, 2011 Covered lives).
In figures from December 2013, it also seemed as though they had over half a million
policies in force which is a huge milestone for the company and one they're set to use for motivation in the future.
The company has more than 3.3 million
policies in force which encompasses more than $ 45 billion of life insurance.
The condo association should have a flood insurance
policy in force which would cover the outside walls and roof of the condo.
Not exact matches
Subdued inflation
forced the BOJ to revamp its
policy framework
in 2016 to one better suited for a long - term battle against deflation,
which targets interest rates instead of the pace of money printing.
Still, many economists and public
policy advocates argue that
in states where minimum wage is higher than the federal mandate, the economies fare better than
in states where businesses stick to the federal minimum wage,
which is currently not indexed to inflation and hence
forces some workers to live below poverty level.
The reality that Russian
forces have
in fact spent their time
in Syria mostly attacking non-IS targets who are hostile to Assad
in order to prop up their client is merely the final layer of hypocrisy within
which the brutal cynicism of Russia's Syria
policy — especially regarding IS — is coated.
Frenkel criticised the ineffectiveness of governments since the financial crisis of 2008
which forced central banks to take their place
in the «front line» of
policy making, he said at an event
in London on Tuesday.
This data shouldn't change the Fed's interest - rate strategy, as a rising labor
force participation rate will put a lid on inflation regardless of how it's done, but it should lower our confidence that the Fed can solve the problem of a bifurcated workforce,
in which a large chunk of workers are getting left behind, simply through interest rate
policy.
The central bank's latest monetary
policy report,
which lowered growth expectations for 2016 and 2017, could
force Trudeau to rein
in his spending plans upon returning to the House of Commons.
Instead, she sees
forcing a change
in personnel —
which, she notes, the Federal Reserve has the power to do to Wells Fargo should it so choose — as itself a meaningful
policy action, one that would help reform the bank's culture and could deter bad actors throughout the industry.
Life insurance
policies have terms under
which the
policy may be continued
in force or discontinued.
Yet these governments are
forced to recycle dollar inflows
in a way that funds U.S. military
policies in which they have no say
in formulating, and
which threaten them more and more belligerently.
Just as the events of the 1970s and emergence of stagflation throughout the industrial world, led to new
policy paradigms, I believe that recent events will
force us to develop new approaches to thinking about economic fluctuations and inflation
which will,
in turn, drive major changes
in thinking about fiscal and monetary
policy.
ZIRP and NIRP
policies are
forcing investors out of cash and near - zero or negative yielding «havens» and into slightly higher yielding investments
in which the potential rate of return does not even remotely reflect the degree of risk being taken.
While the assumptions about the future unemployment rate may be affected by
policy, the fact is that slower U.S. population growth, coupled with an aging population, place substantial limits on labor
force growth,
which will leave U.S. GDP growth almost entirely dependent on changes
in productivity.
Spain could therefore either use the imported German capital to (a) increase domestic investment (
which it did
in the form of a real estate bubble)(b) binge on consumption and sharply reduce its savings as a function of GDP (
which it also did)(c) accept higher unemployment (
which it is now
forced to do)
which forces GDP to fall faster than consumption falls or (d) try to emulate Germany by passing off a trade imbalance at the expense of the rest of the world (
which Europe as a whole is trying to do and
which will go nowhere
in the long run because only one country is even remotely capable of accepting such massive inflows, and it is increasingly unwilling to import the unemployment caused by German and Asian
policies).
It's true that demographic
forces are leading to slower growth
in the labour
force,
which reduces the neutral interest rate
in the economy and increases the chances that monetary
policy will be constrained by the lower bound on interest rates.
[483]
In 2010, he signed the Don't Ask, Don't Tell Repeal Act, which brought an end to «don't ask, don't tell» policy in the U.S. armed forces that banned open service from LGB people; the law went into effect the following yea
In 2010, he signed the Don't Ask, Don't Tell Repeal Act,
which brought an end to «don't ask, don't tell»
policy in the U.S. armed forces that banned open service from LGB people; the law went into effect the following yea
in the U.S. armed
forces that banned open service from LGB people; the law went into effect the following year.
The crisis
in 2008
forced bankers like Ben Bernanke into using some ideas that radically increased the amount of debt
in the system, but these
policies create risks
which we probably don't fully comprehend.
The ECB monetary
policy is currently providing the German economy with enough funds, but the country is experiencing a catastrophic lack of youth, and its ageing labour
force is not being replaced as a result of
which workforce is already
in short supply.
In this article we'll use forest fire management policy as an analogy to discuss whether market forces should be allowed to burst speculative bubbles, «clean the forest floor,» and quickly return the market to a natural state, or if governments and central banks should try to «put fires out» in an effort to slowly deflate speculative bubbles which, if allowed to burst, might harm the broader econom
In this article we'll use forest fire management
policy as an analogy to discuss whether market
forces should be allowed to burst speculative bubbles, «clean the forest floor,» and quickly return the market to a natural state, or if governments and central banks should try to «put fires out»
in an effort to slowly deflate speculative bubbles which, if allowed to burst, might harm the broader econom
in an effort to slowly deflate speculative bubbles
which, if allowed to burst, might harm the broader economy.
President Trump's team is targeting Chinese technology companies to punish China for its investment
policies that effectively
force U.S. companies to give up their technological secrets
in exchange for being allowed to operate
in the country, as well as for other intellectual property practices
which Trump and his advisors consider unfair.
This second trend borne from ultra-loose monetary
policy has
forced many investors to seek out higher - yielding alternatives including dividend stocks,
which, on average, yield more than 10 - year government bonds
in most major developed markets, including Canada (see chart below).
The notion that monetary
policy has no effect on output can only be a throwback to textbook constructs of self correcting
forces which keep the economy
in some kind of equilibrium — including,
in their modern guise, perfect foresight and rational expectations.
I make no judgement about something
which, as a non-member, is no concern of mine; but if I were a member, then I should be
forced to say that,
in my opinion, if men were to be stationed at the doors of churches with whips to drive worshippers away, or inside the religious orders specifically to discourage vocations, or among the clergy to spread alarm and despondency, they could not hope to be as effective
in achieving these ends as are trends and
policies seemingly now dominant within the Church.
In a letter to Mr Turnbull, the chamber argued the move flies in the face of the Coalition's Foreign Policy White Paper which talks about the importance of a «globalised world of individuals» as it would force many Australians to stay at home instead of working in the regio
In a letter to Mr Turnbull, the chamber argued the move flies
in the face of the Coalition's Foreign Policy White Paper which talks about the importance of a «globalised world of individuals» as it would force many Australians to stay at home instead of working in the regio
in the face of the Coalition's Foreign
Policy White Paper
which talks about the importance of a «globalised world of individuals» as it would
force many Australians to stay at home instead of working
in the regio
in the region.
The most influential developmental scientist of modern times, Urie Bronfenbrenner, said that the degree to
which parents can affect their children's development depends
in large part on the more remote
forces in their environment — the culture and
policies that are the «blueprint» for all the other
forces in children's lives.
Oregon also provides the report of its Food Choices
in Oregon Schools Task
Force,
which includes recommendations and evaluation data that are pertinent to crafting and implementing local wellness
policies.
Nestle, the largest company (controlling about 29 % of the global baby milk market) is also the target of the Nestle boycott,
which forces some changes
in Nestle marketing
policies and practices.
Meanwhile, the US foreign
policy machine formulates a comprehensive package of sanctions
which puts together all the elements of the equation, i.e. Iran - Syria - Hezbollah, projecting the conflict onto an explicitly regional dimension, where references to cross-border
forces, as said, Hezbollah, Pasdaran and PKK
in Syria and Iraq (
in anti-Turkey dimension), or CIA, Mossad (
in pro-rebel fashion) are part of the public strategic schema of the conflict.
It copies a similar
policy introduced by Barack Obama
in 2009
which forced cigarette firms to contribute more to the cost of tobacco - related illnesses.
«The introduction of this
policy has also complicated the roll - out of universal credit by diverting most claimants who are responsible for three or more children back to tax credits; and at the same time the
policy has been introduced into universal credit under interim rules, with full rules expected to be
in force from November 2018.2 «This has created unnecessary complexity and is likely to lead to a great deal of confusion for claimants not only
in respect of support for their children but also around
which benefit that support will come from.»
Having been the architect of the academies
policy in the Policy Unit, Adonis was also able to be the driving force in Government behind the programme, which replaced failing and under - performing comprehensive schools with all - ability, independently managed academies, run on a not - for profit
policy in the
Policy Unit, Adonis was also able to be the driving force in Government behind the programme, which replaced failing and under - performing comprehensive schools with all - ability, independently managed academies, run on a not - for profit
Policy Unit, Adonis was also able to be the driving
force in Government behind the programme,
which replaced failing and under - performing comprehensive schools with all - ability, independently managed academies, run on a not - for profit basis.
And there has been a significant change
in recent years that limits even the Legislature's capability of delay — Paterson's «nuclear option,»
in which unpalatable
policy proposals are placed into extender bills,
forcing the Legislature to choose between accepting the governor's ideas and shutting down the government.
For him, the gay marriage
policy fight has left a flame burning deep inside
which is
forcing him on to make change to life
in Britain.
On December 22, 2010, Obama signed the Don't Ask, Don't Tell Repeal Act of 2010,
which fulfilled a key promise made
in the 2008 presidential campaign [214][215] to end the Don't ask, don't tell
policy of 1993 that had prevented gay and lesbian people from serving openly
in the United States Armed
Forces.
I would change the laws on domestic violence so you couldn't retract statements and I would
force through incredibly unpopular
policies that would put a lot of money
in to rehab and psychiatric care
in prisons
which would save society a fortune and make us all slightly safer.
The Senate has for the last decade been an unpredictable
force in state politics and the source of heavy spending by deep - pocketed benefactors and labor groups interested
in seeing
which party controls the chamber — underscoring the chamber's role
in determining the outcome of everything from charter schools, to tax
policy and the agenda of the mayor of the city of New York.
The proposal, contained
in the Refounding Labour document,
which has been drawn up by Peter Hain, chair of the national
policy forum, would also insert into the new clause I the statement that Labour is «a
force for social justice».
President Barack Obama has repeatedly said he wants to overturn the
policy,
which bans gays from serving openly
in the armed
forces.
Paterson tried to
force the tax cap issue by including it
in his last budget extender bill, (much to the pleasure of both AG Andrew Cuomo, who is also a cap supporter; and Long Island Democratic Sen. Craig Johnson),
which theoretically would have made the Legislature choose between accepting an unpopular (at least among Assembly Democrats and the teachers» unions)
policy proposal and shutting down the government.
Councilor Kathleen Joy expects the Syracuse Common Council to file court papers
in the next few days asking a judge to settle the issue of whether lawmakers should be
forced to sign that computer use
policy which is required of and agreed to by all city employees.
«For the avoidance of doubt, the ROE and Code of Conduct set out the circumstances and limitations, under
which armed
force may be applied to achieve military objectives
in furtherance of government
policy within Operation MESA and other IS Operations.»
Assemblywoman Sandy Galef wants Gov. Andrew Cuomo to establish a task
force to address sexual harassment
in state government,
which would review existing
policies and make recommendations for a uniform standard to handle claims and investigations involving all state workers and officials.
It is the fact that there are no Liberal Democrats
in this cabinet, there is no deputy prime minister, there is no «Quad» -
in which David Cameron and George Osborne were
forced to negotiate with Nick Clegg and Danny Alexander before any important
policy could be announced.
Determined to ensure discipline
in the
force which the present Chief of Army staff has adopted as one of his cardinal
policies, the Nigerian Army yesterday said it has identified and summoned some of its soldiers who were caught on camera...
The Government has been warned the new
policy -
which will partially come into
force for May's local elections - could deter immigrants from taking part
in the democratic process, the Observer reported.
Barrow and Furness MP Mr Woodcock pointed out that imposing a three - line whip to abstain would be
forcing Labour MPs to vote against their own party
policy,
which is currently
in favour of renewal.
The Country report covered ten thematic areas
which include: General measures taken to realize the rights and welfare of the child
in the
policies and law of the State party or
in any other international convention or agreement
in force in the state.